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E16 CLASSIFIED H NOTICES H Trustee Sales—MD 855 Charles County


855 Charles County TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 10959 STELLA CT, Waldorf, MD 20601. By virtue of the power and authority contained in a Deed of Trust from CLARENCE E. HARRIS, JR. AND FAYE T. HARRIS, dated June 28, 2007, and recorded in Liber 6383 at Page 0738 among the land records of the COUNTY OF CHARLES, in the original principal amount of $408,050.00 with an interest rate of 6.25% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF CHARLES, Corner of Route 6 and Washington Avenue, LaPlata, Maryland at the New Courthouse Entrance, Parking lot side of the Building, on December 14, 2010 at 11:40 AM, all that property described in said Deed of Trust including but not limited to:


All that piece or parcel of land known as Lot numbered Nine (9), in the subdivision known as "Plat 1, Stavors Acres" per plat which is records among the Land Records of Charles County, Maryland in Plat Book 48, Page 230 and Plat 49, Page 24.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.25% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-177563P. LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


OPQRS 855 Charles County 855 Charles County TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 2282 WOODBERRY DRIVE, Bryans Road, MD 20616. By virtue of the power and authority contained in a Deed of Trust from ARTHUR N. MOATS AND NATALIE J. LUNDY, dated August 31, 2005, and recorded in Liber 05449 at Page 0399 among the land records of the COUNTY OF CHARLES, in the original principal amount of $392,000.00 with an interest rate of 6% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF CHARLES, Corner of Route 6 and Washington Avenue, LaPlata, Maryland at the New Courthouse Entrance, Parking lot side of the Building, on December 14, 2010 at 11:54 AM, all that property described in said Deed of Trust including but not limited to:


Lot numbered Ten (10), in the Subdivision known as "PHASE 2-B, SECTION 4B, PLAT 15, STRAWBERRY HILLS", as per plat thereof recorded among the Land Records of Charles County, Maryland as per Plat Book 52, at Plat 245. Tax ID# 07-062214


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-165521. LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 9409 PROSPECT HILL PL, Frederick, MD 21704. By virtue of the power and authority contained in a Deed of Trust from SALMAN J. AHMAD, dated November 29, 2006, and recorded in Liber 6380 at Page 742 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $356,000.00 with an interest rate of 6.25% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100W. Patrick Street, Frederick, Maryland , on December 15, 2010 at 11:04 AM, all that property described in said Deed of Trust including but not limited to:


Lot 12118, as shown on a plat entitled "Final Plat Sections M-11, M-12 & M-13 Lots 12084-12093 and lots 12114- 12125 Villages of Urbana, URBANA P.U.D" as per plat recorded among the land records of Frederick County, Maryland in Plat Book 77 Page 111 BEING THE SAME PROPERTY DESCRIBED IN DEED RECORDED AMONG THE AFORESAID LAND RECORDS IN LIBER 5405, AT FOLIO 402


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.25% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-156999P. LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


NOVEMBER 26, DECEMBER 3, 10, 2010 www.hwestauctions.com 11228477


NOVEMBER 26, DECEMBER 3, 10, 2010 856 Frederick County


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 2932 EDGEWOOD RD, Bryans Road, MD 20616. By virtue of the power and authority contained in a Deed of Trust from KAREN E. BROWN, dated February 8, 2007, and recorded in Liber 06240 at Page 0726 among the land records of the COUNTY OF CHARLES, in the original principal amount of $232,800.00 with an interest rate of 6.625% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF CHARLES, Corner of Route 6 and Washington Avenue, LaPlata, Maryland at the New Courthouse Entrance, Parking lot side of the Building , on December 14, 2010 at 11:42 AM, all that property described in said Deed of Trust including but not limited to:


All of that lot, tract, piece, parcel or subdivision of land and improved real property which is located in the 7th Election District of Charles County, Maryland, and more particularly described as Lot No. 84, in Block 3 as shown on the Plat entitled "Indian Head Manor Section 2" which Plat is recorded among the Plat records of Charles County in Plat Book PCM 6, Plat No. 107.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $23,300.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.625% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-164097. LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 1809 LAWNVIEW DRIVE, Frederick, MD 21701. By virtue of the power and authority contained in a Deed of Trust from SALVADOR AGUIRRE AND FELIX DUENAS, dated July 14, 2006, and recorded in Liber 6130 at Page 0749 among the land records of the COUNTY OF FREDERICK,inthe original principal amount of $269,100.00 with an interest rate of 6.25% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland , on December 15, 2010 at 11:16 AM, all that property described in said Deed of Trust including but not limited to:


Being known and designated as Lot numbered 126, Section 3, Plat 2, Amber Meadows, as shown on a plat entitled "Plat Two, Section Three, Amber Meadows, as prepared by Smith & Teacher Associates, Inc., and recorded among the Plat Records of Frederick County in Plat Book 14, folio 180.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.25% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-184031P. LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 428 SHERMAN AVENUE, Frederick, MD 21701. By virtue of the power and authority contained in a Deed of Trust from ENRIQUE J. ESPINOZA-LEON AND HELGA MARIN, dated January 16, 2007, and recorded in Liber 6433 at Page 672 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $256,000.00 with an interest rate of 6.875% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on December 15, 2010 at 11:08 AM, all that property described in said Deed of Trust including but not limited to:


All that piece or parcel of land situate at the southeast corner of the intersection of Burck Street and Sherman Avenue, in the City and County of Frederick, State of Maryland, beginning for the same at the intersection of the eastern margin of said Burck Street and the southern margin of Sherman Avenue, and running thence with the southern margin of said Sherman Avenue, in an easterly direction, 49.66 feet to a corner; thence in a southerly direction, and parallel with the eastern margin of said Burck Street, 143.08 feet to the northern margin of an alley 16-feet wide, thence with the northern margin of said alley in a westerly direction, 49,66 feet to the eastern margin of said Burck Street; thence in a northerly direction with the eastern margin of said Street, 142.96 feet to the place of beginning, said real estate being designated as Lot No. 48 on the Plat of Wertheimer's Addition to Frederick, as recorded in plat Book No. 3, folio 35, one of the Plat Records of the County aforesaid.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


NOVEMBER 26, DECEMBER 3, 10, 2010 www.hwestauctions.com 11228479 NOVEMBER 26, DECEMBER 3, 10, 2010 www.hwestauctions.com 11229800


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.875% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-176404P. LOAN TYPE = Conventional.


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John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


NOVEMBER 19, 26, DECEMBER 3, 2010 www.hwestauctions.com 11227433 NOVEMBER 19, 26, DECEMBER 3, 2010 www.hwestauctions.com 11227976 www.hwestauctions.com TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 4338 VALLEY VIEW ROAD, Middletown, MD 21769. By virtue of the power and authority contained in a Deed of Trust from ALAN W. MCRAE AND NANCY J. MCRAE, dated August 30, 2005, and recorded in Liber 5581 at Page 745 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $281,000.00 with an interest rate of 6.125% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on December 8, 2010 at 11:08 AM, all that property described in said Deed of Trust including but not limited to:


All that lot or parcel of land situate in the Middletown Election District, Frederick County, State of Maryland, and being more particularly described as follows:


LOT numbered Six (6) in Block lettered "D" in the subdivision known as "Plat One, Valley View Estates" as per plat recorded in Plat Book 5 at Plat No. 130 among the Land Records of Frederick County, Maryland.


BEING all the same property which was Granted and Conveyed unto Alan W. McRae A/K/A Alan Wayne McRae and Nancy J. McRae A/K/A Nancy Jane McRae in a Deed dated 5/19/00 and recorded 5/26/00 at Liber 2716, folio 368 in the Land Records of Frederick County, Maryland.


Tax I.D. #03-141438


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.125% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-169177P. LOAN TYPE = Conventional.


11227634 856 Frederick County NOVEMBER 26, DECEMBER 3, 10, 2010 www.hwestauctions.com 11228461


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


TRUSTEE'S SALE TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 9129 BOWLING GREEN DRIVE, Frederick, MD 21704. By virtue of the power and authority contained in a Deed of Trust from BRIAN PANNELL AND LEVONNE PANNELL, dated January 25, 2008, and recorded in Liber 6876 at Page 0193 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $416,950.00 with an interest rate of 5.625%. Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on December 8, 2010 at 11:04 AM, all that property described in said Deed of Trust including but not limited to:


Lot 15038 as shown and set out on a plat entitled "Final Plat Sections M-15 and M-16 Lots 15158-15161, Villages of Urbana, Urbana P.U.D." and recorded among the Land Records of Frederick County, Maryland in Plat Book 79, Pages 6 through 17.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-168083P. LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


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NOVEMBER 26, DECEMBER 3, 10, 2010 www.hwestauctions.com 11228952 Go easy! Go easy! Sign up for Easy Pay today.


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Trustee's Sale of valuable fee simple property improved by premises known as 1859 MURDOCK COURT, Frederick, MD 21702. By virtue of the power and authority contained in a Deed of Trust from AMMA SERWAH, dated January 19, 2006, and recorded in Liber 5859 at Page 0683 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $198,400.00 with an interest rate of 7.125% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on December 8, 2010 at 11:10 AM, all that property described in said Deed of Trust including but not limited to:


LOT NUMBERED EIGHTEEN HUNDRED FIFTY-NINE (1859) IN BLOCK LETTERED "T", IN THE SUBDIVISION KNOWN AS "SECTION VIII, CARROLL PARK MANOR", AS PER PLAT BOOK 20 AT PLAT 165. SAID PROPERTY BEING LOCATED IN THE 2ND ELECTION DISTRICT OF SAID COUNTY.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $19,800.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 7.125% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-170800. LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 126 FIELDSTONE CT, Frederick, MD 21704. By virtue of the power and authority contained in a Deed of Trust from RYAN SCOTT MORELAND, dated June 2, 2006, and recorded in Liber 6517 at Page 0371 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $314,400.00 with an interest rate of 7.875% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on December 8, 2010 at 11:18 AM, all that property described in said Deed of Trust including but not limited to:


All that lot or parcel of land situate, lying and being in the city of Frederick, Frederick County, State of Maryland and being known and designated as Lot 872, Section 3E, Plat 4, North Crossing Subdivision, as shown on a plat recorded among the Plat Records of Frederick County, Maryland in Plat Book 74, page 173.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 7.875% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-153874. LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201, FAIRFAX, VA 22033 (410) 769-9797


856 Frederick County 856 Frederick County 856 Frederick County 856 Frederick County


DM 856 Frederick County


FRIDAY, DECEMBER 3, 2010 856 Frederick County


NOVEMBER 19, 26, DECEMBER 3, 2010


www.hwestauctions.com


11225421


NOVEMBER 19, 26, DECEMBER 3, 2010


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11227111


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