), www.clitheroetoday.co.uk Clitheroe 422324 (Editorial), 422323 (Advertising), Burnley 422331 (Classified), www.clitheroetoday.co.uk


oming od gift


u'dcning is for life, not just for le Royal Horticultural Society Iv’s leading gardening charity, presents for the garden-lover in inspire throughout the year - mbership and Chelsea Flower


ds or family to tickets to the Chelsea Flower Show (May


2001), held annually in the Royal Hospital, Chelsea, ivailable to all (May 25th and or RI1S members) and must be ranee. Tickets go on sale on an bo booked on 0870 906 3781 irg.uk. ready well under way for the ■nmiscs to bo an extra special tie the RHS Bicentenary year,


aw inspiration from around 50 most 100 floral exhibits, from d international growers in the rilion. With outstanding dis- dtural sundries, floral arrange- istry, the RHS Chelsea Flower i to bring together the world’s n design, plants, flowers and


■ember 12th to ensure delivery nas. Plan well in advance to ire tickets for the day of your


.■rices range from £9.50 to £31. uu keeps on giving all through CIS Gift Membership. Bene- to the fabulous RHS gar- 1 tickets to the world-famous


lows, and all the advice and need.


d in an elegant folder together ook “Annuals and Biennials” ; seed voucher and £5 plant


■'Tompson and Morgan,” and lion of "The Garden” maga- vienibership can be delivered


:• relat ive with a gift card con- i message from you or sent to mally. mborship includes: .vith a guest to RHS gardens. 0 more than 100 inspirational in the UK and Europe. Try and reduced price tick-


■r shows including Chelsea, t Palace, Tatton Park and


: World Live. hly edition of The Garden £3.95).


i-nne gardening advice from Selector online giving privi-


>n or, more than 4,500 plants, rs also enjoy the knowledge airship is helping the RHS in irk. The RHS receives no


1 so donations and member- rs are vital in helping the kv horticulture and help gar-


embership costs £45 and is lling 0845 067 0000 or order hs.org.uk


wervac


oin B & Q. Homebase, Argos nd other good DIY stores at ionwide, and the recom- iended price is £69.99. For more information log on o web address ■ww.blackanddecker.co.uk


HYNDBURN * - ■ ty :’ vr - ter.;r pisa to I


ks, vstrt and visit


th N o v em b e r 8 pm ;to n Town Hall


eSONAL USTMAS


■asy to handle with a shoulder trap lor extra comfort and the ollection sack can hold up to ■j litres of debris. The machine is available


: Do we give


‘T’WAS the night "before Christmas and nothing was stirring, not even a mouse. Father Christmas’ little helpers


were on strike. No days off, 18-hour shifts, and


now F ath e r Christmas wanted more unpaid overtime.


Father Christmas had not moved


with the times or embraced new employment legislation. He threat­ ened the mutinous elves with dis­


missal: but should Father Christmas himself be sacked? Try our 12-days-of-Christmas quiz to see how much you know about


employment, motoring and con­ sumer law. I t has been set by legal advisers at


insurance company DAS, who oper­ ate 24-hour helplines. Around half the population has


access to such advice through family, motoring or employers’ legal expens­ es insurance policies.


Father Christmas. Can you compel them to change their minds?


1st day (A partridge in a pear tree) Some people do not believe in


2nd day (Two turtle doves) Elves are only small. Do they qual­ ify for the minimum wage?


3rd day (Three French hens) Can you dismiss elves who will not work longer hours at peak times?


4th day (Four calling birds) Many children put out a tot of


whisky for Father Christmas. Do drink-drive laws apply to sleighs? 5th day (Five gold rings)


Do Christmas gifts attract the attention of the taxman?


elves looking at saucy pictures of Snow White on the Internet?


6th day (Six geese a-laying) Can Father Christmas prevent


7th day (Seven swans a- swim­


ming) Can Father Christmas snoop on e-


flirts at work?


8th day (Eight maids a-milking) If Santa’s Christmas party leads to


lewd or offensive behaviour, can employees and helpers be disciplined or sacked?


9th day (Nine ladies dancing) One elf has just become a dad and


wants paternity leave over Christ­ mas. Can he insist on it?


10th Day (Ten lords a- leaping) Do speed limits apply to sleighs?


weight and is worried he will not fit down the chimney. Can he get dieting advice at this time of night?


11th day (Eleven pipers piping) Father Christmas has put on


12th day (Twelve drummers • ■


ing the pressures and strains of Christmas taking their toll. What can he do?


Answers 1. No. Employment Equality


(Religion and Belief) Regulations 2003 come into effect on December 2nd so no-one can be discriminated against by reason of religion or belief. 2. Size does not matter, for oncel It


depends on age. Over 22, it is £4.50 basic, 18 to 21, £3.80 an hour. 3. Probably not. Even flexible con­


tracts are subject to Working Time Regulations. Those who opt out can opt back in with just seven days’ notice. Night shifts can average eight hours in every 24 over a 17-week peri­


drumming) Finally, Father Christmas is find­


od. All workers are due a 20-minute break after six hours, with at least 11 hours off in every 24. Those under 18 are limited to 40 hours a week.


: 4. No, they apply to motorised vehicles. But it is an offence to be drunk in charge of any carriage on the highway,'even if pulled by rein- deer.. 5. Definitely yes. Children need


1


not worry too much but employees and business associates may need to check with a tax adviser.


I. : 6: Yes. Carefully draft an Inter- net/e - mail policy. Looking at sexu­ ally offensive material could then be construed as gross misconduct and subject to summary dismissal (remember to take professional legal advice first.) 7. Technically, yes. In-boxes are part of the company’s system but


' there is also a right to privacy in the workplace. See guidelines from the Data Protection Commissioner. 8. Yes. I t is best to lay down guide­


lines and forfeits in advance. 9. You cannot stop someone taking


paternity leave if they qualify, but the rules are complicated. 10. On the road, yes, but airways


leagues giving health and medical advice 24 hours a day, 365 days a year. Offering diet and exercise regimes, they might even suggest Father Christmas walks alongside the sleigh instead of driving every­ where. 12. He is not alone and should


do not have the same speed limits as highways. 11. Yes. DAS lawyers have col­


phone the counselling helpline. Calls for problems of an emotional, alco- Kol/drug or financial nature peak 1 around this time;'


still need legal protection to pursue or defend a claim. 6 -8 correct: Not so good. Christ­


How did you score? 9-12 correct: Excellent. You may


mas could be cancelled if those elves continue their strikel 0-5: Oh dear. Like Father Christ­


mas, you never realised how much you needed those legal helplines! Check your home or car insurance


policy, or ask your employer whether you have access to free legal helplines. Happy Christmas and a prosperous New Year.


History of Christmas pudding - and how it started as porridge


THIS year more than 40m. people will finish their festive meal with Christmas pudding, yet few know of its origins or the customs and super­ stitions associated with it. According to research carried out


by Matthew Walker, Britain's largest producers of Christmas puddings, today's tasty dessert began as some­ thing completely different. It originated as a 14th Century


"porridge" called frumenty, which was made by boiling beef and mutton with raisins, currants, prunes, wines and spices. This would often be more like a soup and was eaten as a fasting dish in preparation for the Christmas festivities. By 1595 frumenty was evolving


into plum pudding, having been thickened with eggs, breadcrumbs, dried fruit and given more flavour thanks to the addition of ale and spirits. Just as it became the custom­ ary Christmas dessert, along came the Puritans in 1664, who banned it as a lewd custom describing its rich ingredients as unfit for God-fearing people. It was George I who, having tast­


>NCERT Uh N o v em b e r 2 pm igton Town Hall is £ 6 .5 0 /£ 5 .5 0


-NSTALK y 6 th D e c em b e r - 14th D e c em b e r


K & THE


is t le C iv ic T h e a t r e 7 Family ticket £28


hotline 01254 380293 titer Shop


u r e in h y n d b u r n . c o .u k B ia s ia H id e s ig n Haliburton


ed and enjoyed plum pudding, re­ established it as part of the Christ­ mas feast in 1714 - despite objections by Quakers, who regarded it as "the invention of the scarlet whore of Babylon". By Victorian times, Christmas puddings had evolved into something which looked similar to


the ones enjoyed today. Over the years, many superstitions have sur­ rounded this popular festive dessert. It is said puddings should be made by the 45th Sunday after Trinity with 13 ingredients to represent Christ and his disciples, and that every member of the family take turns to stir the pudding with a wooden spoon from east to west, in honour of the Three Kings. Although Christmas marks


51% of households buying them and 18% making their own. In addition, around another 15m. will be eaten in catering establishments such as can­ teens, pubs and restaurants. , According to Mrs Beeton's, the


Christ's birth, some customs associ­ ated with the puddings represent the prelude to his death. When you set light to the brandy, or your favourite tipple, which is poured over the pud­ dings, the flame is said to represent Christ's passion, while a decorative sprig of holly is a reminder of his "Crown of Thorns." In the Middle Ages holly was also


thought to bring good luck and to have healing powers. I t was often planted near houses in the belief that it protected the inhabitants. Putting a silver coin in the pud­


most famous of cookery books, Christmas puddings need up to eight hours cooking, then two hours of steam before serving. Buying a ready-made one is much simpler, because they are cooked and all they need is a few minutes in a microwave to be ready for the table. If you do not have a microwave, you can steam Matthew Walker Christmas pud­ dings according to instructions. Matthew Walker believes that for


most people the essence of Christmas is that you do not economise either in gifts or in food. This is why its staff scours the world to guarantee the very best ingredients to produce the finest every puddings. These include: cognac from


ding is another age-old custom that is said to bring wealth, health and hap­ piness to whoever finds it. Other items put in the mixture over the years include rings, which mean mar­ riage within a year and thimbles and buttons which predict the finders will remain spinsters and bachelors. Matthew Walker estimates that


this Christmas more than 25m. pud­ dings will be consumed at home, with


France; rum from the West Indies; raisins from California; nuts and sul­ tanas from Turkey; currants from Greece; sherry from Spain; orange and lemon peel from Italy; cherries from France and English cider from Hereford. The Matthew Walker tra­ ditional Victorian recipe Christmas pudding contains vegetable oil instead, of beef Suet, making it suit­ able for)vegetarians and vegan. At


• the end of1 the day, though, it is the ‘ taste and texture that count most.


So how do YOU cure that hangover?


THERE are as many preventatives and cures for hang­ overs as there are old wives to tell them. Some seem plainly unwise. Whoever suggested that


eating pickled herring while you are drinking, and then facing a bowl of peppered cockles next morning, would prevent/cure a hangover has a slender grasp of the human condition. The idea is basically sound, though, a supermarket


nutritionist tells us. "The idea of having something to slow down the rate


of alcohol absorption through the stomach is a good one. So is eating while you are drinking to help balance your liquid intake A glass of milk before you go out drinking is a help.


James Alpe


Vehicle Solutions NEW SHAPE NISSAN MICRAS from £6395


fev.i "And some people recommend a small glass of virgin


olive oil as an alternative - although this isn't good advice for dietersl "If you are sitting down for a meal, try to take as much water as you do wine. Starch and cereal-based foods con­


tain B-vitamins, which help reduce some of the negative effects of the alcohol. "And before you go to bed, try to take 1-2 pints of


water - alcohol acts on the kidneys to pass more fluid than you are taking in.” Two other warning signs for tipplers. Alcohol reduces


blood sugar levels and many prepared or mixed alcoholic drinks contain "congeners", to add colour and flavour, which can contribute to a headache.


’■ -


PeugeotFestiuecneer. courieswofjpennus


$ o Car Boot W' in a pi


9* f fiWt , ionjo


With Christmas just around the corner,Tesco in Burnley are stocking a wide selection of wines and spirits from around the globe with special deals on cases of wine for your festive parties. Special gift sets and Christmas gift ideas are a plenty from Tesco Finest chocolates, to health and beauty'Girls Night In’ sets, novelty socks and boxer shorts to ' TV’s and DVD players all at low prices.The store has a wide variety of Christmas crackers, cards, decorations and wrapping paper enabling you to buy everything under one roof.


Q: Where do you' experience the thrill of flying?


rishown M u s t ra ted purposes only. Peugeot 307J. SR5.5),'Combined 42.2 (6.7). dffiSal C02


• 7*48 monthly payments of £247.91:Total be required. Written *


w e ig h t s leE11900,APH 0%,.


i 307,1.4 S.Sdr, Utban 32.5 (6.7), Extra Urban 51.4 < iJInsnce example: cash price £11900; Nil Deposit/; status. A guarantee may


™ ~ - - - - • i.’ Hyadncr o lSag -Watenaan


cria^ton B B S lH N T e l 01294 231879 Chester M 3 B PW T d 0161834 9639


PeelStreet; Clitheroea4' V It'T "


A ’:Tei:Q1200 444435..: W alker ^sponsored by i t


F a r r im on d rn<


PERRYS www.perrys.co.uk


Ions on request’ SubJoct O p e n 7 d a y s .


Wh alle y N ew Road, B la c k b u r n


Tel: 01254 661616


- M in sh aw L ane, A c c r in g t o n


Tel: 01254 871178


Waterloo Road, C l i t h e r o e


Tel: 01200 422255 avallabBIty.f&Sm-fftoS'j


Mon - Frl 8.30am lo 7.00pm Sat 9.00ain to 5.00pm Sun 11.00am to 5.00pm


, Posfcode .....................Daytime Tel.................. ................................. ...........


Please send your entry lo: Tesco Competition, Promotions Department, Eosl Lancashire Newspopers, Bull Street, Burnley, Lancs, 8B11 ] DP by November 28th, 2003


East Lancashire Newspapers Ltd will use the Information you have given us for the purpose of processing your request, including for verification and credrt control purposes. From time to time we end other companies in our group also have some great offers and special promotions and we would like to be able to share your Information with these companies. Please tick the box If you do not want us or other companies In our group to contact you by telephone and/or mail □


Gift vouchee lor any occasion Irom only £50 Mail Order - Credil Cards Welcome


A ir N av ig a tion & T ra d in g C o . B la ck p o o l A irp o r t L A N C S


F Y 4 2 Q S 1 W e b www.airnav.co.uk em a il in lo@ airn av .co .u k


' v flQVi 1 .


N om e ..............................................................................*................ .. Address .....................................................................................................


Tuesday and Thursday Outdoor Market


Mon, Weds, Fri and Sat Indoor Market


Mon - Sat, core hours 9am-5pm


Phone 01772 906048 / 257213 Merry Christmas from all Preston Markets


.Christmas Gift Vouchers Experience the THRILL of flying


TEL: 01253 345396 ............... W I N tiO TESCO GIFT VOUCHERS


The newTesco superstore on stilts offers customers a large selection of fresh and frozen food Including hot, grab ‘n’ go chicken, fresh fish,


meat counters and an in-store bakery.The store offers a host of non food departments Including clothing for men, women and children, electrical goods, entertainment with special offers on CD’s and DVD's, home shop, cook shop and an in-store cafe.


, 1144." "N 2000 v


I ’ T t l E S T t o N * IV IA O R JO E T T S


HYUNDAI - MATRIX 1 • Three point rear seat belts • Air conditioning • Alloys ' • Power assisted steering •ABS with EBD • Dual and side airbags • Central locking • Electric windows front and rear


• Heated door mirrors


special hyundai blue badge discounts If you have a blue disabled parking badge you quality


Some examples SANTA Fe 2.0 TD Auto £15,197 Save £2608 TRAJET 2.0 TD GSi Auto £14,687 Save £2518 MATRIX 1.6 GSi Auto £9,974 Save £1691 GETZ 1.3 GSI Auto 5dr £7,437 Save £1238


ACCENT 1.3 GSi 5dr £7,343 Save £1222 S im i la r d is c o u n t s o n m o s t m o d e ls . A l l p r ic e s


In c lu d e 5 y e a r w a r ra n ty / 3 y e a r R A C . M e ta ll ic at n o e x t ra c o s t . R F L e x t ra if p a y a b le . N o o th e r re ta il o f fe r s a p p ly


^ pM o ta b i l ity


C J Hardie & Son ltd , North Valley Road, Colne


.6 GSI sack?


Don't forget to visit the C a f e " R e v i v e a t


MARKS & SPENCER


BURNLEY


Lapge cu p of C-appucino is just £ 1 .7 5


^ M o t a b i l i t y SPECIALIST


ARE YOU RECEIVING DISABILITY LIVING ALLOWANCE AT THE HIGHER RATE?


Then did you know that you can buy ANY USED MAKE OR MODEL from HORNERS up to the value of


£ 8 ,6 0 0 o n a h ire p u r c h a s e a g re em e n t ,


d e p e n d in g o n th e le n g th a n d am o u n t o f y o u r aw a rd .


TO QUALIFY You need to be in receipt of


Disability Living Allowance at the higher rate for at least 2 years and 8 weeks.


HORNERS GUARANTEE ACCEPTANCE


N o m a t te r w h a t y o u r c r e d i t h is to ry . A v a i la b le o n a n y c a r u n d e r 5 y e a r s o ld w ith le s s th a n 6 0 , 0 0 0 m i le s o n th e c lo c k .


For more information please contact Gordon Mallett on


0 1 2 8 2 4 1 1 2 2 2 HORNERS BURNLEY


IS! Accrington Road, Burnley, Lancashire


TEL: 01282 411222 www.hornersmotorgroup.co.uk ' *4, / S B USED CAR DEALER Clitheroe Advertiser & Times, November 20th, 2003 17


The Factory


L ,SIl°P Here at the Burnley Factory Shop


we have great new ranges of Bedding and Fabric form only £1.50 per metre


We also sell:. Curtains from £10.00


Quilt Covers: Single £10.00 - Double £13.00 King £15.00 - Super King £15.00


Towels from £3.99 Tea Towels from only 99p - Sheets £7.00


For the Christmas period we have a small selection of Christmas Kitchen Accessories i.e. Oven Gloves, Aprons and Tea Towels.


,


Our Pensioners 10% off Day is held on a Wednesday A l l these great bargains at:


Burnley Factory Shop: Casterton Avenue, Burnley, Lancs BB10 2 PG . Telephone: 0 12 82 425 28 0


With other outlets at: Swinton: Lees Street, Swinton, Manchester


Chlnley: Forge Bleach Works, High Peak, Stockport, Cheshire


Howe Bridge M ill: Unit 5, Gloucester Street, Atherton www.bargainbedlinen.co.uk 1


F Let us


Take a break and hire a vehicle these Christmas holidays. We also do daily, weekly and weekend special rates, we try harder.


loor y ou ... Whoever you're


l entertaining ^1 this Christmas.


W h e th e r it b e the kid s , family, f r ien d s o r the m o the r in law.


T h e y will all lo ve y o u r fan tas tic n ew lam in ate flooring.


It’s e xt rem e ly h ardwea r in g , will las t for y e a r s a n d w a it for


i t . . . the b e s t bit, y o u ’ll n e v e r h ave to p ic k u p the v a cu um ag ain.


E a s y to fit a n d e a s y to k e e p c le an , It's th e id e a f solu tion


to to d a y 's b u s y lifes tyles.


j R e d R o s e P la s t ic s (Burnley) Ltd is th e p la c e for you. Y ou ’ll b e


W ith a m a s s iv e ra ng e of s ty le s a n d c o lo u rs in s tock,


f lo o re d with o u r v a s t ch o ice , quality, s e rv ic e a n d v alu e .


N o o n e e ls e c om e s c lo se ,


bu t m a k e th e trip a n d ju dge for you rself , y o u w o n't b e d isap p oin ted !


| Q RED ROSE PLASTICS (Burnley) Ltd B B Parliament Street, Burnley. BB11 3JT Tel: 01282 724600


DOVE SYKE


NURSERY Eaves Hull Lane,


West Bradford 01200 428417 Conic and see our selection of


CHRISTMAS TREES


growing on the plantation. Wholesale or Retail Wreaths and swags available.


Lower Buck Public House, Waddingtan


Also at: 14th & 21st Dec. !2-4pin


’ M W The Wine Mill ' ; John Stephenson & S o n s


*


- Bradley Hall Rd. 1 N elson ''


C r


Don’t look for us on Manchester Road... We’ve Moved!! ■ To


Come and visit our new showroom


and purpose built FINE WINE CELLAR where we have a staggering range of the world's greatest bottles..


every-day drinking wines to suit all palates..gift packs., luxury


hampers and much, much more! Why not jo in us for our Annual Wine Tasting on November 27th


R IN G 01282 614618FOR FUTHER DETAILS " N OW A T


B R A D L E Y H A L L R O A D , N E L SO N


(behind lames Hargreaves Plumbers and close to Holy Saviours Church)


Call now to make your reservation on


0I282 450568


Turf Sr,OffYorkshire Street, Burnley


24hr emergency service included for peace of mind


©■a a s s


SPECIAL OFFER


DELL PC’s


2 .2G h z , 2 5 6 M b Ram, C D re-writer, Win d ow s XP, keyb oard and


mouse, p lu s 17" monitor 12 months Dell warranty


Only £449 inc vat F re e d elivery and installation


ABACUS


COMPUTERS T e le p h o n e


0161 622 3578


STONE FLAGS, WANTED


Stone II.l l'4, roofing sl.ite ami


olii stone troughs wanted We lift and collect


BEST PRICES PAID


Telephone: 01282 413177 ^


0073 453915 i S2L-1


B U R N L E Y S T O N E f t S LA T E


L IM IT E D


LONG TERM WEIGHT LOSS PROGRAMS • Lose lbs salely and easily


- Re-shape and lone up


•Cleanse and detox'the body • Ho exercise required • No classes lo attend


FOB FREE WEIGHT LOSS PROFILE LOGIN


NW


Million l!nlr*.s ft Ucniilifnl You Huh* f t Ik'uuty


Mameuio/Poilieurc/Wnxing N on -s iirgicol lu c c l i lt H o i lv inch loss wrap S i . I rope/, tanning


E y e la sh tim ing f t perming A rom a massage


F a c ia ls & I:lcctro[ysis l ia r pie rcing


V O U C H E R A V A I L A B L E F O R A L L T R E A T M E N T S


L a ic mghl 'I luirsday til Opm


116- IIS Htirnlcv Road B r ic r c l i l lc B B 1U 2 I I J OI2S2 434393


A ll major cri-ilit cards accepted


Look booh red booh 0


. itilo '0Y All


Cfim-tnas ^isKes.


)] to fee® m


Unattached? Aged 30+? From prof/liiis/c.vec liiickground?


Join Vic Dinner Club. Social


events weekly. Dining out, dinner dances, black tie balls, theatre, weekends Mtvm*. holidays abroad.


Not a dating agency


(01244)350537(duv) or 07000 222334 (eve-weekend)


On Line Business F in d o u t m o re !


Successful Global


A m a z in g b u s in e s s o p p o r tu n i ty


Visit wwwsignal2success.com EXTRA CASH beYisappdated ft wrapped and couriered dteef Devas‘ .'.'4a Haryeaves' Street '• Bumley’Tel: OMS 600 8128 1 0% 'b f f on production of this advert


FOR CHRISTMAS j£5() - / p i l l ) pe r w e ek


' F R E E P H O N E 0 8 0 8 1 4 4 4 9 1 2


w w w .x t r a c a s h . c o .u k u * EXTRA CASH,-, .’,


‘W FOR ^ CHRISTMAS


(& beyond if required)


FREE INFO POSTED 0800 7814537


w y vw .b e s t in com e .co .u k (not enve/ope


^50* stuffing)


SNOOKER & POOL T A B L E S


5ft, 6ft fcfdav;aym>def$, pub style Buy direct from the manulecturers


P L C B i l l ia rd s Unit 29 Clayton St Ind Est Nelson Teleghone^01282612669


LOSE WEIGHT NOW


Naturally derived product. Personally tailored programme.


Full customer support. 30 day money back guarantee.


Call Rob 01282421936 www.slim-for-your-life.com


D m.ballle-tlie-lal.CDin


PC SOLUTIONS (Burnley) LTD The PC problem solvers, not the problem creators • Upgrades • Hardware/software problems or repairs


• Intemet/e-mail problems • One to one tuition in your own home/office • FREE call out to your home/office • No fix no fee


Tel: 01282 712194; mobile 07817 583840 or 07919 920778


Call now for a friendly, professional service with no obligation


R A M O T O R C Y C L E


jTJRAINING • CBT - Compulsory Basic Training • Back lo Biking


• Instructor Courses P r e s e n te d b y


Robert Ashworth M o b : 0 78 1 5 1 4 2 5 9 2


Earn extra cash for


Christmas J o in


AVON


Drive the revolution this Christmas - the stunning all-new Mazda RX-8, arriving NOW! Wallmr Farrimnnri Ma?da 01254 245444 >4*


. • A* ■ *- ■, V. f


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38