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THE PREISER PAPER FOR BUYING AND SELLING BN THE RIBBLE VALLEY


PROPERTY e ;y '-s 0800 5976444


IN a s so c ia t io n WITH FAST EAS Y ACCES S TO COMPETITIVE QUOTES


V YOUR


‘Strong sales and homes shortage’


LOCAL estate agent H. W. Petty and Co, has reported strong property sales over the last quarter attributing the continued rise in house prices to a serious shortage of good


quality homes to sell. The latest statistics confirm the fact that for homeown­


ers it is currently a very good time to sell property, although it appears that many people are still waiting until they have found a suitable property to move to before putting their home on the market. H. W. Petty and Co is a selected member of the Home


Sale Network, the UK's leading network of independent estate agents. Using data obtained from H. W. Petty and Co and around 350 other member offices across the UK, the Home Sale Network has just compiled and issued the results of its autumn survey, which for the first time includes statistics on the market in Scotland. The survey highlights good levels of demand and prices


rising significantly across the country by an average of 3.6% this quarter, despite the recent increase in rates. With seven potential buyers for every home listed in the


south and two for every property in the north, the survey shows that agents up and down the country are reporting substantially lower levels of available property listed than for some time, resulting in the shortening of selling times by around four weeks. As expected, London and the south are still leading the


way, although there are signs that buyers are starting to resist further price increases in the capital. Other parts of the UK are also beginning to enjoy better market condi­ tions, with prices starting to increase in the northern


regions.Commenting on the market for the autumn, H. W. Petty and Co says: "For homeowners who are considering moving house, but are worried about the possibility of a property boom, there appears to be little cause for concern. Prices in many regions are not much higher than they were last year, and where they have risen sharply, prospective buyers do not appear to be willing to pay over the odds. The strength of the property market, coupled with low mortgage rates for the foreseeable future, therefore, means that it is currently a very good time to consider putting your home on the market." The Home Sale Network is part of Cendant, the world s


'largest relocation company. At present, there are around 600 estate agencies across the UK, each hand picked as ' Network members, and supplying an enormous, broad


. based supply of information about the housing market. Each agency is independently run, maintaining a high


level of customer service and commitment.


Prominent location In popular village


17 Millbrook Court, West Bradford. Price: £114,000.


THIS contemporary four- bedroom house enjoys a prominent corner location in


a Ribble Valley village. Benefiting from gas-fired central


heating and uPVC double-glazed windows, the property's accommo­ dation comprises an entrance hall; spacious reception room with a feature neoclassical fire surround with mantel, marble inset and


hearth; and an open-plan dining room with fully-fitted kitchen which has a range of luxury fitted wall and base units and roll-top


work surfaces. The first floor has three bedrooms


and the family bathroom, which has ceramic wall tiling and luxury ivory suite, while the master bedroom with en-suite shower room is to be found on


the second floor. As well as a patio entrance, the prop­


erty also has a garden with rockery fea­ ture enclosed by a low stone wall. Viewing is highly recommended by


appointment with Craig Estates, 1 Swan Courtyard, Castle Street, Clitheroe, telephone 01200 428001.


i •. Professional Independent Advice. ' ' ‘1


Crackdown on ‘unfair’ lenders


A CONSUMER watchdog is calling for tough regulations with 'sharp teeth' to put the


consideration - the Financial Services and Markets Bill currently going through Parliament gives ministers powers to bring mortgages under the control of the


bite on mortgage lenders. The Consumers' Association wants


FSA. At present there is only a voluntary


statutory regulation of mortgages and a crackdown on unfair lending practices. The: call comes as Trade and Industry


code of practice drawn up by the Council


of Mortgage Lenders. The Consumers' Association says there


Secretary Stephen Byers has summoned banks and building societies to attend a .'mortgage summit' in a bid to stamp out


mis-selling. ; Mr Byers says borrowers deserve a fair


deal and clear information and the sum­ mit will aim to identify where financial


institutions must improve. Recently, the Office of Fair Trading


warned estate agents over pressuring home buyers into buying mortgages and other financial services and the Local Government Association claimed an investigation found 95% of mortgage bro­ kers breaking the voluntary code of prac­


tice. Sophie Gumpel of the Consumers


Association says: "We are very concerned about the quality of mortgage advice peo­


ple are getting.


"In many cases, advisers don t make much of an attempt to find out what


, ,, ,


would be best for the consumer. "Also there still seems to be a heavy


bias in favour of endowment mortgages, which may be because of outdated assumptions about the economy and also may be influenced by the fact there is a lot more commission from endowment


mortgages." Ms Gumpel says the Consumers Asso­


ciation wants to see statutory regulation of mortgage-selling and she suggests that legislation should include compulsory training for mortgage advisers. Statutory regulation is already under


are some problems with the products themselves, for example with extended tie-ins which come with high redemption


penalties. Such deals offer customers an attrac­


tive interest rate for a limited period, but commits them to staying with the same lender, at a higher rate, for a set period afterwards with a penalty charge for cash­ ing in the mortgage during that period. "You don't know what rate you will be getting in those tie-in years," says Ms


Gumpel. The Council of Mortgage Lenders ML


- which represents 98% of mortgage lenders in the UK - says it is looking for­ ward to discussing the issues at Mr Byers' proposed 'mortgage summit', but is urging the Government to do some 'joined-up


thinking' over regulation. Director general Michael Coogan says:


'We welcome the opportunity to discuss mortgage issues with the Government, especially given the steps that the indus­ try has taken to introduce a robust sys tern of consumer protection. "We want a system of mortgage regula


tion that works really effectively, and only this week were recommended that the various current strands of mortgage regu­ lation should be drawn together into a single statutory system under the new one-stop shop regulator, the Financial


Services Authority. Looking for a property on th e internet? Go to www.eastlancsnews.co.uk/propertyhunter H A L IF A X


LOCAL AGENCY 79 KING STREET, WHALLEY


1 -----------------:------------------- TEL: 01254 822729


MAILING LIST | NEWLY LISTED APPLICANTS


Mr & Mrs B. 2 bed property to renovate


Mr H. 2 bed cottage


■M •;;>S


-'- ,- ^ vj'J ' »«■ •%


-.- Miss O.


2 bed terrace/cottage Mrs A.


£65,000 £85,000 cash £60,000 First time buyer £90,000 Property Sold


3 bed property. Whalley/Langho Miss B.


4 bed flat/bungalow. Whalley Mr C.


Barn to convert, any rural area Mr & Mrs H.


3 bed house. Whalley area. Mr & Mrs D.


4 bed detached bungalow, Longridge/Whalley


Mr D 2/3 bed cottage. Ribble Valley


Miss F. £100,000 Sold


2 bed property. Chipping/Longridge Mr H.


2 bed rural property with land Mrs L.


£150,000 Sold £120,000


3 bed house/cottage with good outlook Mrs A.


Stone built 4 bed house. Ribble Valley Mr & Mrs A.


..t l' ;i £200,000 nothing to’sell


4 bed secluded property, village location. Mr & Mrs G.


2/3 bed bungalow/cottage. Whalley and surrounding villages.


Mrs H. £200,000


4 bed house, north side of Clitheroe Mr & Mrs W.


n S th ln g to s e l i


4+ beds, 3 reception rooms. Whalley - Blackburn.


_______


SAVE YOURSELF FR OM A N IG H TM A R E -


INV EST IN A SURVEY Some proportion Ihol oro fo r solo ma y hovo


hlddon dofocln from minor itorm such as d am ag ed gutter ing to ma|or problems such as subsidence or dangerous o eclrlca l wr iting 1


Wo u ld you be able to spot them*


Call David Moss FRICS • who will ci!ve you professional advice on wMch^peof survey I. best for you.


°q0 _ TTSIZJ?^?® H A R R lsg jM O S S


SURVEY DEBARTAIENr (11282 422334


C I V T A T i ;> l ^ m 7 9


T* i


\ 1 f*,v/•S i" ■J £269,500 DAWSON FOLD, CLITHEROE ROAD,


SABDEN. A truly superb, fully restored and refurbished four bedroomed det Farmhouse with alt. barn and garage set in formal gardens amounting to about 1-acre. Accomm. Gas CH, hardwood DG, porch, hallway, lounge with Living Flame g.f. in feature lireplace. Din room with stone feat archway. Kit with good range of wall and base units. Sitting room with g.f. in stone (eat f.p.. Utility room and shower room with 3pc suite.


bathroom. Attached barn and GARAGE. Well laid. BEK. 3pce


oainruum. ™ u = , private gardens..


. . ------------- - £135,000 18 MOORE DRIVE, HIGHAM A modern


detached house with attached covered heated swimming pool. Gas central heating, uPVC double glazing. Superb open views. Hall, lounge, gas lire, Dining room/bedroom. Fitted breakfast kitchen Inc. oven hob etc. Master bedroom with extensive range o! built in wardrobes. Luxury 4 pee bathroom Inc. shower and Jacuzzi bath. FF: TWO DOUBLE BEDROOMS and separate wc 27 0 x 120 heated


pool in 43'0" x 210‘ conservatory. conservatory. 0 210 ____________


£95,000 ABBOTS CROFT, WHALLEY An attractive two bedroomed semi det bungalow located m «


.kitchen. TWO BEDS, 3 pee shower room.m. kitchen.


I vvu pcuo. _ f-------------------------- ------------ DS sn


Dleasant area and within easy walking distance of the village centre/- Comps: U PV^DG windows ^and doors GAS CH. del GARAGE, hall, lounge, ext dm kitchen


£165)000 .. :325,000 ROYLE HALL FARM, BURNLEY. A


superb detached house Grade II listed. Recently restored retaining original lealures. Built late 1600 s extended late 1700's this house oozes charm & character set in approx. 4.75 acres. Oil CH, exposed beams, stone flagged floors - an architectura delight Porch, dining hall, breakfast kitchen. SR, multifuel SF tire study/bed 4, inner hall. Bedroom, shower room, utility. FE master bedroom, dressing room, luxury bathroom, guest bedroom. Formal herb garden to front. Lawns to side. Ancient woodland. Further


details on request. „ £100,000


3 bed older style house. Whalley Mr B.


£100,000 £100,000 £90,000


2 bed bungalow. Whalley/Wilpshire Miss H.


£85,000 nothing to sell £125,000 HARRISWMOSS


£99,500 1 FORRESTRY HOUSES, DUNSOP BRIDGE. A well appointed semi detached house


situated in an elevated position close to village centre and enjoying superb breathtaking views of Bowtand countryside. The house features UPVC double glazed windows and doors, and central heatinq and the accommodation comprises, hall THROUGH LOUNGE, LIVING/DINING ROOM L shaped with newly fitted solid fuel stone. FULLY FITTED KITCHEN with built in appliances, UTILITY ROOM and store and useful boarded out OFFICE over. FF: Landing, 3 bedrooms with built in wardrobes. Bathroom newly fitted with superior suite comprising spa bath, wash hand basin and flush toilet Outside: -garden areas to front and rear with ample off street car parking. Viewing recommended.


0 .0 . £18,000 94 RICHMOND ROAD, ACCRINGTON. An inner terraced house converted into


two self contained flats, providing ONE & TWO BED accommodation with shower room and lounge with


kitchen area. The property has UPVC DOUBLE GLAZED windows..


But be quick because... Our SOLD boards have ‘popped up’ everywhere!


SPECIAL OFFER - OCTOBER & NOVEMBER Any New Instruction


up to £60,000 - £495 + VAT • £60,000-£80,000 - £695 + VAT • Over £80,000 -1% + VAT Fully inclusive o f advertising boards, photos and World Wide Internet coverage


£159,950 HOLLYMOUNT, PENDLETON ROAD,


WISWELL A recently refurbished detached true bungalow located in this exclusive area with superb open views. The property has GAS central heating, uPVC double glazing, newly fitted kitchen and bathroom. Vestibule, hall 'L' shaped lounge, dining room: marble fireplace. Fit ted breakfast kitchen. Rear porch, separate wc and shower room. TWO DOUBLE BEDROOMS with fitted wardrobes, 3-pce bathroom. Drive to attached single garage. Gardens to front and rear with lawns and flower beds. Price to include carpets, curtains, lightMittmgs, washer, dishwasher and fridge freezer.


£105,000 22 MOORFIELD, WHALLEY An attractive detached true : bungalow with attached garage. Situated in a quiet cut de sac, a small distance from the village centre. Benefits from GAS central heating and part Double Glazed windows. Comps: Vestibule, hallway, lounge, study/dming room, conservatory, fitted kitchen wBh good range of wall and base units. FF; TWO DOUBLE BEDROOMS, bathroom with separate wc. Garden areas to front


and rear. ;9 2 ,7 5 0 .3 WALMSLEY BROW, B1LLINGT0N


Extended spacious four bedroom semi detached house, located on a quiet cul de sac development, within half a mile of Whalley Village centre. Property features integral garage. GAS central heating, some Double Glazing, useful cellar _ storage. Accommodation comprises: Porch, hall, lounge, extended dining room (187" x 9 ) , kitchen with fitted wall and base-units; utility room, door to integral garage. 1st floor: landing, FOUR bedrooms, family bathroom, separate wc and shower room. Which adjoins bedroom two. Outside: gardens lo front and rear Internal viewing is highly recommended.


£69,950 55 CLAREMONT ROAD, ACCRINGTON An


excellent semi detached bungalow having good sized accommodation. Partial. Double Glazing. GAb central healing. Good decorative ordeivyestibulo, . hall, lounge, Dining room, lilted kitchen. TWO double bedrooms, attractive bathroom. FF; TWO further bedrooms. Gardens front and rear. Attached


----------- ------ DOUBLE GARAGE. ■


F .N O i T C H X O C A R E . B I G E N O U G H X O M A K E t T S T R E E T , W H A L L E Y B B 7 9 SW • 0 1 2 5 4 8 2 2 7 2 9 K V . N E L S O N . C O L N E a n d B A H N O L 9 S W I C K ;34,950 93 WESTWOOD STREET, ACCRINGTON.


A well modernised garden fronted mid terr.-Gas CH, DOUBLE GLAZING. Located in pleasant area oil Whalley Road. Vest, hall; SR. LR. g.L; fitted kit. inc. oven, hob- FF TWO BEDS. 3pce bathroom. Yard. 2


stores -


r > T V r r i T V r -____- £ 44,750 GREEN PARK COURT, BARROW. A


purpose built 2 bedroomed apartment for retired couple or single person. Ground floor open aspects, double glazing, electrics, NSH's. Communal lounge and car parking available. Further details on request.


WNGMRWS&fflss'TODAY FOR A FREE VALUATKW 159,750 138 BLACKBURN ROAD, CLAYTON-LE-.


MOORS. A spacious three bedroomed end of terrace house which has recently been completely refurbished and re-built. Features include: uPVC double glazing, gas CH. Good oil street car parking. Conveniently located for motorway network with easy access to larger towns in the area. Comprises two living room, kitchen. FF: THREE BEDROOMS. 4pce bathroom.


E E


Incorporating KERR&


WOODWARD


• Survey e-mail: survey@liarrismoss.co.uk Internet: http://www.harrismoss.co.uk Sales: e-mail houses@harrismoss.co.uk


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S8S§Siil dmjBtSemces


Countrylife


Clitherde Advertiser & Times, October 14th, 1999 18


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;40,950 5 NEWCHURCH CLOSE, CLAYT0N4E.


MOORS. A modern town house located on a small ‘Mews’ style development. GAS CH, DG. Ideal for F.T.B. Hall, lounge, marble f.p.. g.f.. d/kit. oven, hob and hood. FF: THREE BEDS, 3pce bathroom. Gardens to front and rear. Car parking.


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