New Year, New Beginnings - brought to you by APL Media • Wednesday 7 January 2026 NEW YEAR, NEW BEGINNINGS Welcome


edition, we explore an exclusive new sleep treatment that promises a deep recalibration, offering rare, restorative quiet in a world that rarely slows down. We also spotlight the fitness classes set to shape 2026 — innovative training concepts designed to strengthen both body and mind.


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As we look towards the possibilities of the year to come, this issue is an invitation to nurture your wellbeing, embrace new routines and feel inspired by the potential of a clean slate. Here’s to fresh focus, renewed energy and the gentle optimism of new beginnings.


Evelyn Richards Editor


New Year, New Beginnings is distributed with The Daily Telegraph on behalf of APL Media Limited. The following content is provided by advertisers, and while every care is taken in ensuring the content complies with the Advertising Standards Authority and the UK Code of Non-broadcast Advertising and Direct & Promotional Marketing (CAP Code), the publishers assume no responsibility in the effect rising therefrom, and readers are advised to seek professional advice before acting on any information. Neither APL Media nor The Daily Telegraph accept any liability for views expressed, pictures used or claims made by advertisers.


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new year invites a fresh perspective — a chance to pause, reset and consider what we truly want from the months ahead. In our New Year, New Beginnings


Discover Living360’s latest campaign and upcoming event


Created to empower more women to pursue the health benefits of fitness and sports, Living360’s Made to Move campaign focuses on three key barriers: training, nutrition and menstruation. The campaign, which launched


in July 2025, presents deep dives into each topic through a series of online features complemented by interviews with leading women in sport, including Olympic medallist Lizzie Deignan, professional sailor Hattie Rogers and former player for the Lionesses, Fara Williams. On 19 February, Living360 will be


hosting a live online panel event: Move Through Your Cycle. Featuring two experts in nutrition and fitness, the panel will focus on how women can feel their best at every stage of their cycle, as well as answering your burning questions in real time. Find out more at living360.uk


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Te power to protect your future: why a lasting power of attorney matters


Graham Hearnden, of Trust Matters Group in St Albans, warns about the dangers of not having lasting powers of attorney in place


In a society living longer and juggling increasingly complex financial and healthcare decisions, planning for the future has never been more important. Yet one of the most effective legal tools, the lasting power of attorney (LPA), is still widely misunderstood and often left until it’s too late. An LPA is a legal document


allowing you to appoint trusted individuals (attorneys) to help make decisions or act on your behalf. These may relate to medical treatment, care, finances or property. LPAs aren’t only for the elderly; they’re a safeguard for adults of all ages. Far from giving up control, an


LPA lets you choose who represents you and set limits on their powers. You can leave guidance to ensure your values and preferences are respected. Life can change suddenly: illness, stroke, dementia or injury may leave you unable to make decisions. An LPA ensures clarity


and authority during these difficult times, avoiding court battles or family disputes.


TIMING IS CRITICAL An LPA must be set up while you have capacity. Once capacity is lost, a deputyship through the Court of Protection is the only option. Deputyship can take months to arrange, carry high costs and require administrative effort. Fees include £408 for the application, £494 for hearings, a £100 first-year assessment, annual supervision fees of £320, solicitor fees, GP assessments and potentially a security bond. The appointed deputy may not be your preferred choice, and in some cases could be a court official who charges for every action.


Planning ahead is the most powerful decision you can make — an LPA helps to ensure that your voice is heard and your wishes are honoured


SERVICES AVAILABLE • Inheritance tax planning


• Wills • Family trusts • Tax efficient investments • Probate guidance • Funeral planning • Lasting powers of attorney


By contrast, an LPA is registered


once, doesn’t need renewal and ensures help is available exactly when needed. People with dementia or progressive conditions are particularly vulnerable to misuse of funds; sharing PINs or account details without an LPA is risky and legally fragile. There are two types of LPA:


property & financial affairs and health & welfare. The registration fee for an LPA is now £92 per document, with reductions for low-income or means-tested benefit recipients.


TRUST MATTERS Trust Matters handles every step of the LPA process, including drafting your documents, helping you choose trustworthy attorneys,


liaising with the Office of the Public Guardian and submitting and registering the relevant documents. Trust Matters believe planning


ahead is the most powerful decision you can make. An LPA helps to ensure that your voice is heard, your wishes are honoured and your loved ones empowered. It’s not just for the elderly or wealthy; an LPA is for anyone who values control and peace of mind.


Get in touch for a free information pack


T: 01727 737610 E: info@trustmatters.co.uk


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