Saturday 2nd March 2024 • Promotional Content


Retirement Planning, Wills & Legacies Te Good Life 21


Putting financial wellbeing first C


ould an alternative approach to finances make you happier, not just wealthier? With many


people viewing their health as an investment, it’s only sensible to consider how money can be used as a vehicle to wellbeing. Financial wellbeing how people


is feel


Get in touch for a complimentary


about the security of their financial future and their relationship with money. At Stephen Eve Financial Planning, an increasing number of clients are looking deeper into what fulfils them, focusing on the things that make their life enjoyable now and in retire- ment. From age 50, 53% of us hope to spend more time with loved ones, 45% plan to travel, while 33% expect to pursue new hobbies*. A financial adviser’s role is to align


a client’s financial decisions with their life goals, rather than treating return as the ultimate objective. Of course,


face-to-face or video


call consultation if you feel you could benefit from financial guidance


improving financial wellbeing is inter- linked with growing investment value, requiring an approach that combines evidence-based, diversified investment portfolios and lifestyle planning. From 1970-2021, the average calendar annual total return of the global equities index was 13%.** Coupled with tax-planning and cash flow analysis, this kind of investment helps people enjoy a meaningful life.


So, how can you put financial wellbeing in to practice? Te first


step is considering your


current position. Working with a financial planner, you can under- stand the value of your assets, review spending habits and your attitude to money. Te second step is to look at what


you want to achieve in life now and in five to 20 years’ time. At this point,


W: stephenevefinancial.com T: 0115 855 0210


STEPHEN EVE FINANCIAL PLANNING LTD. IS AN APPOINTED REPRESENTATIVE OF 2PLAN WEALTH MANAGEMENT LTD, WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. IT’S ENTERED ON THE FCA REGISTER (FCA.ORG.UK) UNDER REFERENCE 980192. REGISTERED OFFICE: 12 REGENT STREET, NOTTINGHAM NG1 5BQ. REGISTERED IN ENGLAND AND WALES NUMBER: 14084601.


THE VALUE OF INVESTMENTS CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE AMOUNT ORIGINALLY INVESTED. PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS. VALUES CHANGE FREQUENTLY AND PAST PERFORMANCE MAY NOT BE REPEATED. EVEN A LONG-TERM INVESTMENT APPROACH CANNOT GUARANTEE A PROFIT.


*HTTPS://WWW.AEGON.CO.UK/MEDIA-CENTRE/NEWS/SECOND-50-LIFE-AFTER#ACCORDION-F4405E9829-ITEM-84A6E43A13 **SOURCE: TIMELINEAPP TECH LIMITED USING DATA FROM GLOBAL FINANCIAL DATA ^ HTTPS://NEWS.SKY.COM/STORY/MODERATE-STANDARD-OF-LIVING-IN-RETIREMENT-COSTS-8-000-MORE-A-YEAR-INDUSTRY-BODY-SAYS-13065628


your adviser can review the feasi- bility of your goals and propose a path to achieving them. Tis might involve cash flow analysis to stress test scenarios and investment proposi- tions such as equities and bonds, plus a pension strategy. A critical stage is considering retirement, which now costs around £8,000 more a year^. Te third step is to maintain a


healthy attitude to money. Perhaps the most valuable service a finan- cial adviser can provide is peace of mind and reassurance. Knee-jerk reactions to the market never end well — an adviser offers an impartial second opinion to help maximise long- term returns.


Stephen Eve Financial Planning is a family-owned wealth management business. Directors Ben and Danielle Slater discuss a shift in financial advice needs


Danielle and Ben Slater


Love music? Help Musicians A


musician’s life can be precarious, with ups and downs throughout a career.


Opportunities must be hard-won, while


challenges come along all


too easily, with unsteady income and physical and mental health concerns common issues. In addi- tion, costly training can take many years and, along with investing in equipment, puts up financial barriers to creative progression. Te charity supports thousands


of musicians, many of whom still remain close to crisis given the cata- strophic impact of the pandemic, and all grappling with the chal- lenge of rebuilding their careers in a much-changed landscape. Building a sustainable career in music has become more complex


than ever, with a range of new barriers to overcome (such as restrictions on European touring), rising costs directly associated with working and the impact that navi- gating continuous uncertainty has on mental health. Its sister charity, Music Minds


Matter, provides free, 24/7 mental health support to anyone working in the UK music industry, be they freelance or employed. In the year ahead, musicians


will continue to need support to rebuild creatively, professionally and emotionally. Whatever their needs, Help Musicians will continue to adapt and innovate to deliver real impact to the people behind the music — the musicians who bring so much joy to all of us, every day.


Help Musicians is a charity that loves music, and for over 100 years has been working hard to make a meaningful difference to the lives of musicians across the UK. It believes in creating a world where musicians thrive


helpmusicians.org.uk


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36