MONDAY, SEPTEMBER 20, 2010 856 Frederick County


EZ 856 Frederick County TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 3705 HOPE COMMONS CIRCLE, Freder- ick, MD 21704. By virtue of the power and authority contained in a Deed of Trust from AFUA BEMPA AND KWASI BEMPA, dated March 31, 2005, and recorded in Liber 5227 at Page 0684 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $303,900.00 with an interest rate of 5.5% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 5, 2010 at 11:00 AM, all that property described in said Deed of Trust including but not limited to:


LOT 3058, IN THE SUBDIVISION KNOWN AS "FINAL PLAT, SECTION M3, LOTS 3036-3049, 3057-3066, AND PARCEL 2F VILLAGES OF URBANA, URBANA P.U.D", PER PLAT BOOK 65 AT PLAT 49, AND RECORDED AMONG THE LAND RECORDS OF FREDERICK COUNTY.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-176084P. 10-C-10-001550 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


856 Frederick County 856 Frederick County TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 3713 HOPE COMMONS CIR, Frederick, MD 21704. By virtue of the power and authority contained in a Deed of Trust from LENA MARIE HOLLAND, dated October 7, 2005, and recorded in Liber 5676 at Page 227 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $325,600.00 with an interest rate of 8.75% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 6, 2010 at 9:24 AM, all that property described in said Deed of Trust including but not limited to:


Lot numbered 3063 in the subdivision known as "Final Plat, Section M3, Lots 3036 thru 3049 and Lots 3057 thru 3066 and Parcel 2F, Villages of Urbana P.U.D" Recorded among the Land Records of Frederick County, Maryland in Plat Book 65 at Plat 49.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 8.75% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-146487. 10-C-10-000293 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


OPQRS 856 Frederick County 856 Frederick County Rosenberg &Associates


7910WoodmontAvenue, Suite 750 Bethesda, Maryland 20814 (301) 907-8000


www.rosenberg-assoc.com SUBSTITUTE TRUSTEE’S SALE


OF IMPROVED REAL PROPERTY 4909 Ridge Crest Court Frederick,MD, 21702-3531


Under a power of sale contained in a certain Deed of Trust from Elizabeth Griffith dated June 29, 2006, and recorded at Liber 6163, Folio 0739 among the Land Records of Frederick County,MD, default having occurred under the terms thereof, the Sub.Trustees will sell at public auction at the Circuit Court for Frederick County, Court House Door, 100 W. Patrick Street, Frederick, Maryland on:


September 21, 2010 at 12:55 PM


ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Frederick County, MD and more fully described in the aforesaid Deed of Trust.


The property, which is improved by a dwelling, will be sold in an “as is” condition and subject to conditions, restrictions, and agreements of record affecting the same, if any, and with no warranty of any kind.


Terms of Sale:A deposit of $51,000.00 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Frederick County,MD. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. In the event settlement is delayed for any reason, there shall be no abatement of interest. All public charges or assessments, including water/sewer charges, ground rent, condo/HOA dues, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Sub. Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go to settlement, the deposit shall be forfeited, and the property shall be resold at the purchaser's risk and expense. The purchaser agrees to pay attorneys' fees in the amount of $750.00 plus costs, which fee does not include attendance at any hearings, if the Trustees have moved to resell the property. Hearings will be charged at attorneys' hourly rate. Additional terms to be announced at the time of sale. Purchaser agrees to pay $295.00 at settlement, to the Seller's attorney, for review of the settlement documents and an additional fee of $295.00 for review of any motion which may be subsequently filed with the Court to substitute a purchaser herein.


Diane S. Rosenberg, Mark D. Meyer and John A. Ansell, III, Substitute Trustees


Alex Cooper Auctioneers, Inc.


908York Road,Towson, Maryland 21204 410-828-4838


856 Frederick County 856 Frederick County TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 108 BIERSTADT CT, Frederick,MD21702. By virtue of the power and authority contained in a Deed of Trust from JOSE E CHAVEZ, dated August 10, 2005, and recorded in Liber 5503 at Page 0153 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $419,600.00 with an interest rate of 6.75% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 6, 2010 at 9:04 AM, all that property described in said Deed of Trust including but not limited to:


All that lot or parcel of land situate, lying and being in the City of Frederick, Frederick County, Maryland, and being known and designated as Lot 437, Section 2, Plat 5, Clover Ridge Subdivision, as shown on a Plat recorded among the Plat Records of Frederick County, Maryland in Plat Book 77, page 45


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TRUSTEE'S SALE www.hwestauctions.com www.hwestauctions.com SEPTEMBER 20, 27, OCTOBER 4, 2010 11186257 TRUSTEE'S SALE TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 2107 ROCKY GORGE CT, Frederick, MD 21701. By virtue of the power and authority contained in a Deed of Trust from JOANA Y. OTENG AND BISMARK A. OTENG, dated March 17, 2006, and recorded in Liber 5921 at Page 0737 among the land records of the COUNTY OF FREDERICK,inthe original principal amount of $417,600.00 with an interest rate of 5.625% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland , on October 6, 2010 at 9:14 AM, all that property described in said Deed of Trust including but not limited to::


LOT 57, AS SHOWN ON A PLAT ENTITLED, "FINAL PLAT, SECTION TWO, PLATS 1-9, LOTS 39-81, 336-365, AND 377- 382,WALNUT RIDGE, (A RESUBDIVISION OF LOT 2, SECTION ONE, THE MEDWID/FREE SUBDIVISION RECORDED IN PLAT BOOK 62, PAGES 150 THRU 152)", RECORDED IN PLAT BOOK NO. 67, PAGES 105 THRU 113, AMONG THE LAND RECORDS OF FREDERICK COUNTY, MARYLAND.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-149253. 10-C-10-002374 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


Trustee's Sale of valuable fee simple property improved by premises known as 13850 OLD NATIONAL PIKE, Mount Airy, MD 21771. By virtue of the power and authority contained in a Deed of Trust from HAROLD WILLIS AND RENEE W. WILLIS, dated June 28, 2007, and recorded in Liber 6726 at Page 0448 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $280,250.00 with an interest rate of 7.125% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 6, 2010 at 9:28 AM, all that property described in said Deed of Trust including but not limited to:


BEING KNOWN AND DESIGNATED as all that parcel of land situate along tbe north side of State Route No. 144 (old US 40) near Mount Airy Junction, in Woodville District, Frederick County, Maryland. Said property is more particularly described in a Deed from William H. Runldes and Bessie J. Runkles, his wife to Joseph A. Hagan, et ux., dated January 18,1912 recorded among the Land Records of Frederick County in Liber HWB No. 300, folio 386 & c.Tbe improvements thereon being known as 13850 Old National Pike.


BEING the fee simple property which, by Deed dated April 12,1996, and recorded in tbe Land Records of the County of Frederick, Maryland, in Liber 2181, Folio 0565, was granted and conveyed by Renee W. Willis unto Harold Willis and ReneeW. Willis.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 7.125% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-148698P. 10-C-09-001758 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


www.hwestauctions.com SEPTEMBER 20, 27, OCTOBER 4, 2010 11186056 www.hwestauctions.com TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 2047 WILLIAM FRANKLIN DR, Frederick, MD 21702. By virtue of the power and authority contained in a Deed of Trust from MOON HONGMANIVANH AND SITH HONGMANIVANH, dated June 24, 2005, and recorded in Liber 5412 at Page 0519 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $339,000.00 with an interest rate of 5.25% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 6, 2010 at 9:22 AM, all that property described in said Deed of Trust including but not limited to:


Lot Twenty-Four (24) in the subdivision known as "FINAL SUBDIVISION PLAT, LOTS 20-34 AND 37-46, WILLOW BROOK" as per plat thereof recorded among the Land Records of Frederick County, Maryland in Plat Book 67 at Plat 104.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-171973P. 10-C-10-000719 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


SEPTEMBER 20, 27, OCTOBER 4, 2010 TRUSTEE'S SALE


11185910


Trustee's Sale of valuable fee simple property improved by premises known as 1910 BELFORD DR, Frederick,MD21702. By virtue of the power and authority contained in a Deed of Trust from J.RUDOLPH MORGAN AND OLUBUNMI ABIFARIN MORGAN, dated March 27, 2006, and recorded in Liber 6013 at Page 0132 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $492,000.00 with an interest rate of 2.5% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 6, 2010 at 9:00 AM, all that property described in said Deed of Trust including but not limited to:


BEING KNOWN AND DESIGNATED AS LOT 232, SECTION 1, PLAT 3, IN A SUBDIVISION KNOWN AS "CLOVER RIDGE" AS PER PLAT THEREOF RECORDED IN PLAT BOOK 75, AT PLAT 62, AMONG THE LAND RECORDS OF FREDERICK COUNTY, MARYLAND.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-176786P. 10-C-10-001166 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 202 ALBANY AVE, Walkersville, MD 21793. By virtue of the power and authority contained in a Deed of Trust from CHARLES J. BEMUSDAFFER JR AND TRACY A. DAVIS, dated June 8, 2006, and recorded in Liber 6074 at Page 0093 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $304,000.00 with an interest rate of 6.75% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on September 29, 2010 at 11:08 AM, all that property described in said Deed of Trust including but not limited to:


Being known and designated as Lot No. 2, Block M, as shown on the Plat entitled "Glade Manor, Section Two, Plat 4", which plat is recorded among the Land records of Frederick County in Plat Book 33, folio 104.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.75% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-184609P. 10-C-10-002435 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 42 VIENNA CT, Frederick, MD 21701.By virtue of the power and authority contained in a Deed of Trust from ELBY Y. FIALLOS, dated July 17, 2006, and recorded in Liber 6144 at Page 0086 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $184,000.00 with an interest rate of 7.5% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on September 29, 2010 at 11:40 AM, all that property described in said Deed of Trust including but not limited to:


Lot numbered Four (4), in Building lettered "C" in the subdivision known as "SECTION ONE, WILLOWCREST", as per plat thereof recorded at Plat Book 10 at Plat No. 133 as recordedamongthe Land Records of Frederick County, Maryland. The improvements thereon being known as 42 Vienna Court, Frederick, Maryland 21702.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $18,400.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 7.5% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 08-135047P. 10-C-08-004004 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


www.hwestauctions.com SEPTEMBER 13, 20, 27, 2010 11180167 www.hwestauctions.com SEPTEMBER 20, 27, OCTOBER 4, 2010 11185194 www.hwestauctions.com


SEPTEMBER 20, 27, OCTOBER 4, 2010 857 Howard County


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 10104 W DEEP SKIES DR, Laurel, MD 20723. By virtue of the power and authority contained in a Deed of Trust from HEUI KIM AND YANG KIM, dated May 16, 2003, and recorded in Liber 7202 at Page 290 among the land records of the COUNTY OF HOWARD, in the original principal amount of $365,050.00 with an interest rate of 5.875% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF HOWARD, 8360 Court Avenue, Ellicott City, Maryland , on October 7, 2010 at 9:26 AM, all that property described in said Deed of Trust including but not limited to:


BEING KNOWN AND DESIGNATED as Lot 156, as shown on a plat entitled "Emerson, Section 2, Phase IB, Lots 1 thru 160" which plat is recorded among the Land Records of Howard County, Maryland, as Plat No. 15206. The improvements thereon being known as 10104 Deep Skies Drive.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-179883P. 13-C-10-082584 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


11185904 857 Howard County SEPTEMBER 20, 27, OCTOBER 4, 2010 11185966


Trustee's Sale of valuable fee simple property improved by premises known as 205WFIFTH ST, Frederick, MD 21701.By virtue of the power and authority contained in a Deed of Trust from MICHAEL C FOMALONT, dated July 6, 2005, and recorded in Liber 5647 at Page 0229 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $175,920.00 with an interest rate of 6.125% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100W. Patrick Street, Frederick, Maryland , on September 29, 2010 at 11:06 AM, all that property described in said Deed of Trust including but not limited to::


Beginning for the same at a point on the north side of said street at the center of a 3-ft wide joint alleyway between the property hereby conveyed known as No. 205 West Fifth Street and the adjacent property on the east thereof known as 203 West Fifth Street being at the end of 26.4 feet on aline drawn North 85 degrees 30' West along the north side of West Fifth Street from its intersection with the west side of the boulevard, now known as North Bentz Street, and running thence by and with the north sideof West Fifth Street, (1) North 85 degrees 30' West 14.6 feet to the joint divisional wall between the property hereby conveyed and the adjoining property on the West thereof known as 201 West Fifth Street, thence by and with said joint divisional wall (2) North 4 degrees 30' East 47.0 feet to the north end of said divisional wall, thence by the fence standing, 3 courses and distances (3) North 20 degrees 32' East 108.92 feet to a fence post on the north line of the whole lot 3 as shown on the Plat of the Northwest Addition to Frederick recorded in Liber W.I.P. No 13, folio 335, among the Land Records of frederick County, Maryland, thence by and with the north line of said Lot No. 3 (4) South 73 degrees 22' East 14.5 feet to a fence post, thence (5) South 20 degrees 28' West 107.6 feet to a fence post thence by and with the center of the aforesaid joint alleyway (6) South 4 degrees 30' West 45.0 feet to the place of beginning.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $17,600.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.125% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-179498P. 10-C-10-001074 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.75% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-162060P. 10-C-09-002999 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 9409 PROSPECT HILL PL, Frederick, MD 21704. By virtue of the power and authority contained in a Deed of Trust from SALMAN J. AHMAD, dated November 29, 2006, and recorded in Liber 6380 at Page 742 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $356,000.00 with an interest rate of 6.25% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100W. Patrick Street, Frederick, Maryland , on September 29, 2010 at 11:00 AM, all that property described in said Deed of Trust including but not limited to::


Lot 12118, as shown on a plat entitled "Final Plat Sections M-11, M-12 & M-13 Lots 12084-12093 and lots 12114- 12125 Villages of Urbana, URBANA P.U.D" as per plat recorded among the land records of Frederick County, Maryland in Plat Book 77 Page 111


BEING THE SAME PROPERTY DESCRIBED IN DEED RECORD- ED AMONG THE AFORESAID LAND RECORDS IN LIBER 5405, AT FOLIO 402


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.25% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-156999P. 10-C-09-002711 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


www.hwestauctions.com SEPTEMBER 20, 27, OCTOBER 4, 2010 11185183 www.hwestauctions.com SEPTEMBER 13, 20, 27, 2010 TRUSTEE'S SALE TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 241 SANDSTONE DRIVE, Walkersville, MD 21793. By virtue of the power and authority contained in a Deed of Trust from CYNTHIA D. HOELSCHER AND JOHN D. HOELSCHER, dated November 16, 2005, and recorded in Liber 5720 at Page 0268 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $306,400.00 with an interest rate of 5.5% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 6, 2010 at 9:02 AM, all that property described in said Deed of Trust including but not limited to:


LOT NUMBERED 35 AS SHOWN ON THE PLAT OF SUBDI- VISION ENTITLED "FINAL PLAT-SECTION ONE-PLAT FOUR- FOUNTAIN ROCK MANOR" AS PER PLAT THEREOF I RECORD- ED AMONG THE LAND RECORDS OF FREDERICK COUNTY, MARYLAND, IN PLAT BOOK 32 AT PLAT PAGE 96.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-180724P. 10-C-10-002056 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


Trustee's Sale of valuable fee simple property improved by premises known as 1646 ANDOVER LN, Frederick, MD 21702. By virtue of the power and authority contained in a Deed of Trust from JOHNNY CHAVES, dated September 7, 2005, and recorded in Liber 5845 at Page 0453 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $290,700.00 with an interest rate of 9.375% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 6, 2010 at 9:30 AM, all that property described in said Deed of Trust including but not limited to:


Being known and designated as Lot One Hundred fifteen (115) as shown on a plat entitled "Section four, Lots 105- 115, '59-163, 187,190 & 160A, STONEGATE FARMS" as per plat thereof recorded in Plat Book 28 at plat 134 among the Land records of Frederick county, Maryland.


AND BEING the same property conveyed in Deed dated 02/18/2005 and recorded 03/02/2005 in Liber 5165 at Folio 94 among the land Records of Frederick County, Maryland.


AND BEING the same property conveyed recorded 02/08/2001 in Liber 2817 at Folio 230 among the Land Records of Frederick County, Maryland.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 9.375% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-145071. 10-C-09-001929 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


11180099


CLASSIFIED H NOTICES H Trustee Sales—MD E13 856 Frederick County


856 Frederick County


www.hwestauctions.com SEPTEMBER 20, 27, OCTOBER 4, 2010 11185974


www.hwestauctions.com SEPTEMBER 20, 27, OCTOBER 4, 2010


www.hwestauctions.com 11185821 SEPTEMBER 13, 20, 27, 2010


www.hwestauctions.com 11180803 SEPTEMBER 13, 20, 27, 2010 11180527


www.hwestauctions.com SEPTEMBER 20, 27, OCTOBER 4, 2010 11185346


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