for MOAA members and spouses under age 80
1-800-698-7943 now!
Call
Will your fi nancial plan
protect ALL your assets? You may be missing one critical piece of protection…
S
tocks, bonds, annuities, IRAs, mutual funds, 401(k)s, pensions, retiree pay, CDs, health coverage
and even your savings accounts make up a well-balanced fi nancial plan to make sure your assets are protected for the long haul …
But what about long term health risks? Does your
fi nancial plan include protection for them? Of all Americans age 65 and over, 70% will need long
term care (care in your home, in a nursing home or other facility) due to an illness or disability.* And only a small percentage of long term care expenses are covered by TRICARE For Life, Medicare, major medical or disability insurance.
T at’s why many MOAA members are adding Long
Term Care Insurance as part of their risk management portfolio to:
Preserve retirement assets: Long term care insurance is used to fund your care, rather than withdrawing money from your personal assets to pay for it.
Eliminate care burdens from family members: Will your spouse or other family members be able to liſt you or provide medical care? Long term care insurance can help pay for the care you need.
Learn more about the availability of long term care insurance through MOAA today!
Call: 1-800-698-7943 (request #045272-1-1-1) Or visit
www.moaaltc.com to request more information
*
www.longtermcare.gov 45272 (5/10) ©Seabury & Smith, Inc. 2010 d/b/a in CA Seabury & Smith Insurance Program Management
AR Ins. Lic. #245544 CA Ins. Lic. #0633005
Ensure a lasting legacy: With this insurance in place, your assets can be leſt to your survivors, heirs or foundations.
Live your life with dignity: Long term care insurance may allow you to stay independent and in your home to receive care if you wish.
Provide peace of mind and assistance later in life: T is type of insurance off ers assistance to help you or your family members make future care decisions.
Take advantage of tax benefi ts: If you pay the premiums yourself, your benefi ts may be income tax-free. If you’re self-employed, your premiums may be tax-deductible. (Consult your tax advisor for more details.)
Because you’re a member of MOAA, you have
access to long term care insurance options that can help protect your assets from long term health risks.
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52 |
Page 53 |
Page 54 |
Page 55 |
Page 56 |
Page 57 |
Page 58 |
Page 59 |
Page 60 |
Page 61 |
Page 62 |
Page 63 |
Page 64 |
Page 65 |
Page 66 |
Page 67 |
Page 68 |
Page 69 |
Page 70 |
Page 71 |
Page 72 |
Page 73 |
Page 74 |
Page 75 |
Page 76 |
Page 77 |
Page 78 |
Page 79 |
Page 80 |
Page 81 |
Page 82 |
Page 83 |
Page 84