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tab at group events in an effort to feed a need to be liked. Others—perhaps those who grew up in poverty—are hoarders, holding on so tightly to their money that they cease to enjoy it or make it grow via sound investments. Recognizing which type we are, and when our emotions are sabotaging good fi nancial decisions, is an important fi rst step to attracting wealth. A tip for spenders and givers, who both tend to end up carrying debt, is to cut up credit cards and start using cash. “There is no emotional connection with sliding a debit or credit card, but when you physically hand over $200 in cash, you feel that,” says Casserly.

Create a Life Map

With her Dunkin’ Donuts job behind her and a blank slate ahead, Smith took a serious self-inventory. When she concluded that she wanted to work with animals, she called a kennel and agreed to groom dogs a few hours each day in exchange for an education in dog training. Within a few years, she owned a lucrative dog training and boarding business. “Our lives are the stories we narrate for ourselves,” she says. “If we don’t like the story our life has become, we can tell our self a better one… and act on it.” Smith recommends making a “Treasure Map to a Rich Life” out of poster board as a visual reminder of what’s important to us (e.g., travel, family, a career in a specifi c fi eld). When life circumstances derail those aspirations, which often happens, we can take a reminder peek. Say our leading aspiration is getting out of debt. Imagine what the day would look, feel and taste like absent that nagging credit card bill. Would we start saving for a son or daughter to go to college or quit that second job? Write it all down and post the intention in full view. “Surround yourself with all the things you are trying to create,” advises Casserly. “Persistently replace any shame, blame and guilt with dreams and desires.”

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May 2010

33

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