Tips for Choosing a Financial Advisor
Look for a licensed certifi ed fi nancial planner, who must abide by a code of ethics, take a diffi cult test that covers everything from taxes to investments to estate planning, and keep up with continuing education credits.
Look for a fee-only advisor, not one paid a commission to sell you a certain investment product. They will work at an hourly rate, charge a percentage of the assets they are managing for you, or a combination of the two.
Just because someone is a good self-marketer doesn’t mean they are a good money manager. Get three referrals from people whom you respect and who have done well fi nancially during both up and down markets. Call all three of them.
Ask how long the individual has been a fi nancial advisor. You want
someone with at least several years of experience, but one whom you can also grow with. You do not want someone who may retire just when you need him or her the most.
Ask how they will incorporate your values and lifestyle to inform the advice they give you.
Ask if they have ever been involved in any lawsuits. The answer should be a resounding, “No.”
Choose someone you can understand. If he or she speaks in jargon and makes you feel intimidated, it is not a good fi t.
Sources: Julie Murphy Casserly, certifi ed fi nancial planner; and
Women and Money: Owning the Power to Control Your Destiny
by Suze Orman
TOO LATE TO PREVENT BREAST DISEASE?
We can help you see today, what a mammogram won’t be able to detect for up to 10 years from now!
IMMANUEL’S IMAGE, INC.
________________________________
Breast • Health Screenings • Full Body Imaging
No Radiation • No Pain • No Drugs • No Referral Necessary
Safe for women (& men) of all ages who…
• Have concerns about radiation exposure • Wish to prevent breast cancer • Have already undergone surgical treatment for breast cancer • Are too young to have a mammogram
Audrey Perryman Fedrick, BS, RDMS, RDCS, CCT
Call for an appointment for your Thermogram today!
407-832-5066
We’re Mobile! We’re Certifi ed! Our services are affordable!
ImmanuelsImage@msn.com
www.ImageOfGoodHealth.com
May 2010
31
WHY WAIT UNTIL IT’S
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52 |
Page 53 |
Page 54 |
Page 55 |
Page 56