products COMBINED RATIO TREND


100.0% 110.0% 120.0%


80.0% 90.0%


2011 2012 2013 CR Excluding Catastrophes 2014 2015 CR Impact of Catastrophes 2016


“In 2016, Arbella restored the majority of the surplus lost in the historic winter of 2015. This strong performance demonstrates the resiliency of our business and prudent investment strategy.”


Chris Hall, Chief Financial Officer, Treasurer, and Executive Vice President


SURPLUS CHART (reported in millions)


$600


$400


$200


18


A R B E L L A I NSU RANCE G ROU P


2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016


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