Housing
Housing Assistance Information Public Housing
Public housing was established to provide
decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single family houses to high-rise apartments for elderly families. There are approximately 1.3 million households living in public housing units, managed by some 3,300 housing authorities. The U.S. Department of Housing and Urban Development (HUD) administers federal aid to local housing authorities that manage the housing for low-income residents at rents they can afford. HUD furnishes technical and professional assistance in planning, developing and managing these developments.
Public housing is limited to low-income
families and individuals. The local Housing Authority (HA) determines eligibility based on:
1. Annual gross income
2. Whether you qualify as elderly, a person with a disability, or as a family
3. U.S. citizenship or eligible immigration status.
If you are eligible, the HA will check your
references to make sure you and your family will be good tenants. HAs will deny admission to any applicant whose habits and practices may be expected to have a detrimental effect on other tenants or on the project’s environment. Housing Authorities use income limits developed by HUD. HUD sets the low income limits at 80 percent and very low income limits at 50 percent of the median income for the county or metropolitan area. Income limits vary by location, so you may be eligible at one HA but not at
ousing
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another. The HA serving your community can provide you with the income levels for your area and family size. Contact your local HA (listing on page 57) for more information.
Section 8 Housing - Housing Choice Voucher Program
The Section 8 Program provides assistance
for low-income families in the private rental market through the Housing Assistance Payments Program. Rental voucher holders select a unit from the private rental market. Rental assistance makes market rate housing affordable. Program participants normally pay no more than 30 percent of their monthly adjusted income towards rent and utilities.
The Housing Assistance Payment
subsidizes the balance of the rent to the property owner. The housing unit must meet HUD Housing Quality Standards and the rent must be approvable within HUD Fair Market Rents and market rate comparable. Eligibility for a rental voucher is
determined by the local Housing Authority (HA) based on the total annual gross income and family size and is limited to U.S. citizens and specifi ed categories of non-citizens who have eligible immigration status. Generally, the family’s income may not exceed 50 percent of the median income for the county or metropolitan area in which the family lives. Median income levels are published by HUD and vary by location. The HA serving your community can provide you with the income limits for your area and family size. During the application process, the HA will collect information on family income, composition and assets. The HA will verify this information with other local agencies, your employer and bank, and will use the information to determine program eligibility and the amount of the rental assistance payment. If the HA determines that your family is eligible, it will put your name on a waiting list, unless it is able to assist you immediately. Once your name is reached on the waiting list, the HA will contact you and issue a rental voucher. Contact your local
205-333-2990 •
www.westalabamaaging.org
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