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downsmail.co.uk NEVER TOO OLD FOR A MORTGAGE!
With over 20 years’ experience in the mortgage market Sarah deals with all manner of mortgage enquiries. Whether it is for a new house purchase, a re- mortgage, a buy-to- let enquiry or to discuss releasing
equity from your home in retirement, Sarah is happy to discuss any mortgage needs with anybody – regardless of age. She is one of the few advisers fully qualified and licensed to deal with “traditional” and retirement lending. Her clients are currently aged between 19 and 93!
Through no fault of their own, an increasing number of people are carrying debt into retirement making the “Golden Years” potentially worrying because of financial pressures.
But that need not be the case.
Whether you need to repay a mortgage, finance some unexpected outlay - or just make your retirement more comfortable - there are many options available. Retirement mortgages or Equity Release can provide a safe and very welcome solution to many people who just don’t know that this may be an option.
Local adviser Sarah Ferrell says: “I see so many people who are worried about their finances at a time in their lives when they really don’t want financial pressure. Being able to take these worries away is tremendously rewarding.”
There are so many different types of mortgage – be that in the “traditional” market or be it a retirement mortgage - which can be set up in many different ways so it is definitely not “one size fits all.”
Sarah takes a great deal of time to work out the exact solution which is best for each individual at their particular stage of life.
“My advice for first time buyers would be very different than if I were speaking with somebody approaching retirement. If somebody is concerned about mortgage finance, whatever their age, I would strongly recommend a conversation. While some people know exactly what they want and need, there are many people who find there are options available they just didn’t know existed!”
Sarah is happy to visit your home and, unlike many banks, she is not just available 9-5 but will offer flexible times to suit her clients.
Call Sarah at Professional Mortgage Services
M: 07789007447 T: 01622 631372
E:
sarah.ferrell@btopenworld.com
MORTGAGES EQUITY RELEASE RE-MORTGAGE BUY-TO-LET FIRST TIME BUYERS Your home may be repossessed if you do not keep up repayments on your mortgage.
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Maidstone South September 2016 21
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