introduction


The owner of a listed building should consider themself to be its custodian and have a sense of duty to ensure it is preserved for the benefit of future generations


At 1st Sure andMidwayweare pleased to untangle someof the confusion to ensure Freeholders, Leaseholders,RMC directorsand PropertyManaging Agents understand the unique nature of Heritage Flats. Thesemay rangefrom purposebuilt flats of significant historical importance to buildings of significanthistorical importancewhichhavebeenconverted into flats, or simply important buildings in a conservation area.


In this guide we explore the special insurancerequirementsofthese buildings alongwithlooking at howaninsurance claim canrequire specialist knowledge.We also tackle the problems associated with valuing these properties.


Focusisgiven to thelisting processand thedifferenttypes of listed buildingsas well as understanding someof the unique exposures, such asmetal theft.


Andweconclude with aglossaryofsome interestingtermswhichapply to heritage buildings.


Heritage buildingsdefine our architecturallandscape andwehope this guide will assist you in both understandingthem and preserving themfor the benefit andenjoyment of future generations.


Paul Robertson Managing Director of MidwayInsuranceServices and 1st Sure Ltd Tel 0845 370848 Email paul@midway.co.uk Webwww.midway.co.uk


Flat Living GUIDE TO Heritage Flats 3


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