Professional Directory Advertising in this publication does not represent an endorsement by PEF or its members.


ALBANY ADVANCED DENTAL CARE


Comprehensive Family and Cosmetic Dentistry


Dr. Arvind Subramanian  Now Accepting New Patients


 Emergencies Seen Promptly  GHI and CSEA participating provider


FREE Dental Implant Consultation Complete Dental Services including:


Cosmetic Bonding, Crown and Bridge, Root Canal Therapy,


Oral Surgery and Dentures. (518)-458-1620


562 Albany Shaker Road Loudonville, NY 12211


Conveniently located off I-87 Exit 4, 1 mile east of Times Union Building and Wolf Road


BUYING OR SEL L ING A HOME?


MBP NYS PEF Friends & Family Program Professional Real Estate assistance for all PEF members


 Cash Rebates when you buy or sell a home (MUST call 1-800-456-7839 ext. 4025 prior to contacting an agent.)


 Concierge Services available in select areas  Moving Services available  Mortgage Financing Assistance  Itʼs a Great time to buy a home!


Call us for information and eligibility Before you begin ...


1-800-456-7839 ext. 4025 or email us at


www.ColdwellBankerPrime.com www.pef.org helpmemove@cbpp.com The Communicator October 2011— Page 33 Craft Your


Retirement Financial Plan with


JOEL L. FRANK


THECHIEF’SRETIREMENT PLANNINGCOLUMNIST (fee-only)


PHONE: 732-536-9472 EMAIL: rollover@optonline.net


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