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2011


COPE: Political contributions


$173,038 _________


2010 $190,463


11. CHANGES IN TEMPORARILY RESTRICTED NET ASSETS 2011


2010


COPE: Contributions received with donor restrictions


Net assets released from donor restrictions by incurring expenses satisfying the restricted purposes


$103,088 $107,586 _________ _________ $120,513 $105,089 _________ _________


Service cost Interest cost


Net Postretirement Benefit Cost


the years ended March 31, 2011 and 2010 consists of the following components:


2011


$464,997 524,196


59,199 $1,048,392 2010


$250,064 382,790


Amortization of prior service cost –– Recognition of actuarial (gain)/loss


___________ _________


12. CONCENTRATION OF CREDIT RISK PEF maintains its cash accounts in local financial institutions


and at times these balances exceed FDIC insured amounts. At March 31, 2011 the amount subject to credit risk was approximately $3,740,000. PEF maintains investment accounts at a brokerage house.


PEF’s accounts are insured by the Securities Investor Protection Corporation (SIPC) up to $500,000. Additional insurance held by the brokerage firm would cover the remaining balances in the accounts should the brokerage house fail.


13. ACCRUED POSTRETIREMENT BENEFITS Retired PEF employees can convert unused sick leave to cash


for the purpose of paying health insurance benefits. To be eligible, retiring employees must meet one of the three following criteria: sixty-five years of age and three years of service; fifty-five years of age and ten years of service; or age fifty and thirty years of service. PEF recognizes the cost of providing postretirement health insurance benefits by estimating the accumulated postretirement benefit. It is at least reasonably possible that this significant estimate will change within the next year. The following table sets forth the plan’s status reconciled with


the amount shown in PEF's statements of financial position at March 31, 2011 and 2010:


Accumulated Postretirement Benefit Obligation:


Benefit obligation at beginning of year (including Membership Benefits Program) Service cost Interest cost Benefits paid


Plan Amendments


Recognition of actuarial loss (gain)


Total Accumulated Postretirement Benefit Obligation


Plan assets at fair value


Accumulated Postretirement Benefit Obligation in Excess of Plan Assets


Unrecognized prior service cost


Unrecognized actuarial loss


Accrued Postretirement Benefit Obligation


2011


$ 6,909,535 464,997 524,196 (186,392) 1,693,434


__648,485


10,054,255 __________–


10,054,255


___________– $10,054,255


2010


$5,257,345 250,064 382,790 (140,976) -


_1,160,312


6,909,535 _________–


6,909,535


–– __________–


____________ $6,909,535 The estimated current portion of the accrued liability is


$229,615 at March 31, 2011 and is included in accrued expenses. The net periodic postretirement health care benefit cost for


___________


132,677 $765,531


The measurement date used to determine the 2011 amounts


was March 31, 2011. The health care cost rate of increase was assumed to change at rates ranging from 6.6% for 2012, decreasing to 5.8% for 2013, 5.7% for 2014 through 2017, and 5.6% for 2018 through 2021. The health care cost trend rate assumption has a significant effect on the amounts reported. For the years ended March 31, 2011 and 2010, the weighted


average discount rate used in determining the accumulated postretirement benefit obligation was 5.71% and 6.05%, respectively. The following estimated benefit payments, which reflect expected future service, as appropriate, are expected to be paid:


2012 . . . . . . . . . . . . . . . . . . . . . $229,615 2013 . . . . . . . . . . . . . . . . . . . . . 282,613 2014 . . . . . . . . . . . . . . . . . . . . . 321,238 2015 . . . . . . . . . . . . . . . . . . . . . 377,244 2016 . . . . . . . . . . . . . . . . . . . . . 420,682 2017-2021 . . . . . . . . . . . . . . . . $2,255,848


14. SELF-INSURANCE PLAN PEF provides health insurance benefits utilizing a self-funded


plan that covers substantially all full-time employees. The liability for claims incurred and claims incurred but not reported was approximately $75,000 for both years ended March 31, 2011 and 2010. PEF has purchased individual risk and excess risk stop-loss


insurance to limit its exposure to claims in excess of specified amounts.


15. FAIR VALUE OF MEASUREMENT U.S. Generally Accepted Accounting Principles establishes a


three-level hierarchy for disclosure of fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. The three levels are described as follows:


Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.


Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.


Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement.


Valuation techniques used need to maximize the use of


observable inputs and minimize the use of unobservable inputs. The following is a description of the valuation methodology used for assets measured at fair value.


 Investments are priced daily and valuations are based on quoted market prices.


The methods described above may produce a fair value


calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, while PEF believes its


www.pef.org The Communicator October 2011— Page 25 _________


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