Homes & Gardens Mid Kent Living Advertisement feature Plan your protection with a professional


EVERYONE prefers to do business with someone local, someone they can relate to and trust and someone who understands


their requirements;


someone who will personally see the job through to completion. When the person you are looking for


is going to be dealing with your finances, those needs are never more essential. Local businesswoman Sarah Ferrell


has, over the past seven years, built a reputation which reflects all those much- needed qualities. If proof be needed, then take it from the number of recommendations and repeat clients that Sarah welcomes back year after year. Sarah said: “It’s your money, your


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Sarah worked really hard to find us the best product. We will continue to use


Professional Mortgage Services in the future.


This is the second time I have used your services and am


happy with the advice given on both occasions. I would definitely recommend your services to my friends.


home and your future and it’s my job to make sure that you have the right mortgage and the right protection in place to suit your circumstances


your budget.” Sarah’s experience


in the mortgage industry stems from many years working in high street branches, so being able to offer her knowledge and expertise at a time to suit YOU is a real luxury. Over the years Sarah has helped so


many people in either lowering their payments, releasing capital or reducing their mortgage term (and in many cases, a combination of them all). It is hard to think there could be much more to add – but there is. Sarah has extended her range of services now to include a wider range of protection products. “Arranging the mortgage is just one


element of the financial jigsaw. On discussing the wider picture I have found that so many of my clients, especially families with young children, have a significant mortgage but no protection in place to repay debt and enable them to carry on their lives in


the case bereavement. It


of is


and


always something we think we will ‘sort out later’ and then never get around to doing so,” said Sarah. After meeting with


new clients recently and discussing their current situation Sarah managed to re arrange


their mortgage and consolidate credit card debt and subsequently save them enough money to enable them to obtain the right insurance to protect their investment and their family at no extra cost. “It was an ever increasing example of discussing the clients specific needs and finding the right overall solution for them, at the right budget.” Many of us may switch off when we


hear subjects like insurance and finances, but now more than ever we are aware of just how important it is not to overlook these important matters. It doesn’t have to be a complicated process, and having just one point of contact from the outset is a rare find these days and is a real aid when you need continuity. How often do you take for granted


that your current provisions are the best to stay with, just as a matter of convenience? Well don’t worry; if that is the case, Sarah will tell you, but invariably it turns out that a more suitable lender or product is available. “We live in such a competitive


society that some products, which years ago were considered expensive, have come down considerably in price and are often much more affordable than people think – you may even save a few pounds.”


Mortgage Services • Residential • Re-mortgage • First time buyers • Buy to let • Life Assurance • Critical Illness • Mortgage Protection


Professional


For helpful advice at a time to suit you


Call 01622 631677 sarah.ferrell@btopenworld.com Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.


A fee of £85.00 is payable on application and refundable if your mortgage does not proceed to Offer. Professional Mortgage Services is a trading name of Sarah Louise Ferrell who is a appointed representative of Openwork,


which is authorised and regulated by the Financial Services Authority. Buy to let mortgages are not regulated by the Financial Services Authority.


Tile Showroom Adhesives & Grouts


Come and browse the relaxed and spacious showroom


Monday to Friday 8.00 - 5.30 Saturday 8.30 - 5.00 Ample Free Parking


Tel: 01622 717107 info@cafceramics.co.uk www.cafceramics.co.uk


Unit 5, 2M Trade Park, Beddow Way, Aylesford, Kent ME20 7BT


Mid Kent Living 29


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