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News Review: The Month That Was


The Good, the Bad, the Each month The Outlaw draws some tongue in cheek parallels between s by The Outlaw J


anuary is a month where you have to separate what is genuinely good news from what is sometimes just optimistic new year navel-gazing. T ankfully,


there is truly more sub-


stance than shadow right now. T e bro- ker’s nemesis that is HSBC has launched some fi rst-time buyer rates which can only stimulate better off erings from IMLA lenders. We’ve already had im- proved off erings from Halifax and Abbey and even beyond the rate wars there is


“The Claims Management Regulation Unit shut down over 200 firms in the last six months of 2012. Encouraging, but much more needs doing here”


anecdotal evidence that scorecards and aff ordability measures are ameliorating. Little wonder the Council of Mortgage Lenders is predicting £156bn in 2013. T e Outlaw sees it nearer £160bn. One lender deserving of particular


praise is Clydesdale, a well kept secret in some quarters. A fi rst-rate team and a sensible approach to underwriting win it plaudits. Elsewhere, the Claims Manage-


ment Regulation Unit shut down over 200 fi rms in the last six months of 2012. Encouraging, but much more


Photo © HM Government RVP and football legend Matt Bond


needs doing here. In sport, Robin Van Persie’s excel-


lence continues to render Arsenal FC’s management and board an unqualifi ed bunch of idiots. Sir Bradley Wiggins thoroughly de-


served his year-end awards (see below re Hector Sants however!) and the Six Na- tions Rugby will hopefully confi rm what a decent start Stuart Lancaster has made with English rugby.


J 22 MORTGAGE INTRODUCER JANUARY 2013


ust how woeful was the Christmas television this year? A fl atulent BBC has got complacent over shows such as Miranda and Outnumbered whose


storylines were well off their normally high standards. But then what do you expect from an


organisation in both turmoil and denial? Even that cesspit of social despair, super- fi ciality and exaggerated cockney accents (EastEnders to you and I - ed) plum- meted new depths on the shite-ometer. Sadly, the return of those dysfunctional “I want another 15 minutes” narcissists on Celebrity in the Jungle won’t improve standards this month. Certain truculent professional foot-


Gordon Brown: 400 tonne idiot


“Why can’t we just send the likes of Suarez and Balotelli off to a jungle somewhere in Australia”


´


ballers carried on their 2012 chavism. Why can’t we just send the likes of Suárez and Balotelli off to a jungle somewhere in Australia where there are actually no TV cameras, no myopic and fawn- ing supporters, no soap and just simply bucketloads of starving funnel-web spi- ders by way of nutrition? And how bad was the arrogance of


Rafa “the rotator” Benitez in selecting his line-up versus QPR? Always been too clever by half I’m afraid. Completing this odious quartet could


be Ed Balls who gave an absolutely comical and clumsy performance in the House before the recess (check Youtube – its hilarious). So didn’t you just love her Majesty making the point to George Osborne


(on her visit to the Bank of


England) that we once had slightly more www.mortgageintroducer.com


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