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You could be here 5X faster.


MOAA PenFed Premium Travel Rewards American Express®


Card


` 5 points on airfare purchases ` 1 point on all other purchases


` 20,000 bonus points when you spend $650 in the first 3 months of obtaining the card—that’s over $200 toward your next round-trip airline ticket


` No Annual Fee ` No Foreign Transaction Fee ` Complimentary concierge service


` Access to airport lounges worldwide, upon qualification*


` 9.99% APR introductory purchase and cash advance rate capped through June 30, 2014. After June 30, 2014 your APR will vary with the market based on the Prime Rate.


PenFed.org/MOAA 800-616-6600


4.99% APR Promotional rate for the life of the balance for transfers made between April 1, 2012 and June 30, 2012. After June 30, 2012, the APR for new balance transfers will be 9.99% and will vary with the market based on the Prime Rate. There is no balance transfer fee on transfers made between April 1, 2012 and June 30, 2012. After June 30, 2012, the fee for new balance transfers will be 3% (minimum $10, maximum $250) per transaction. This transaction is subject to credit approval.


Rate and offers current as of April 1, 2012 and are subject to change. *To qualify for airport lounge access, you must spend $15,000 on the Card within a calendar year. This Credit Card program is issued and administered by PenFed. American Express®


is a federally registered service mark of American Express and is used by PenFed pursuant to a license.

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