Departments tableofcontents


21 Rapid Fire  Army Chinook crews work hard moving cargo during the Iraq drawdown.  Don’t assume investment advice is free. Find out what you’re paying and why.


31 Washington Scene  The military likely will suffer dispro- portional penalties through automatic, across-the-board budget cuts.  MOAA reveals its 2012 legislative goals.


48 Chapters in Action MOAA chapter members undertake many projects to help homeless veterans.


52 Financial Forum With the start of the new year, resolve to get your finances in order.


54 Ask the Doctor Learn about heart attack symptoms and how to respond.


75 Pages of History Black Marines trained during World War II receive the congressional gold medal.


76 Lessons Learned An infantry officer’s son reflects on the vir- tues instilled by his father.


88 Encore A base chief of security and law enforce- ment realizes he might have gone a step too far with one frequently ticketed car.


10 From the Editor Benefits at Risk 12 From the Chairman Stay Engaged 14 Your Views 18 MOAA Directory 28 MOAA Board of Directors Nominations 55 MOAA Scholarship Donors 78 Faces of MOAA 78 Member Books 80 Information Exchange 84 Advertising Index 84 MOAA Calendar 85 MOAA Member Services 86 Sounding Taps


*fact: MOAA says a budget-driven focus raises prospects for cuts that weaken the force. Read more on page 40. 2 MILITARY OFFICER JANUARY 2012


IMAGES: SEE PAGES 21, 22, 25, 75, 88


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