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Can married couples


Ask questions. Turn to MOAA for answers.


for coverage on coverage on both of you?


SAVE 50% 50%


Yes, the savings can be as much as 50%! Get protection for you and your spouse in one plan. IMPRESSIVE, BUDGET-FRIENDLY SAVINGS. Request a members-only MOAA “2-in-1” Joint Term Life Insurance Info Kit to see for yourself!


THE IDEA You’re married. It takes two of you to run a household and care for your family. Don’t you both need protection? You watch your budget and like to get the best deal (as long as it’s a good value, too).


YOUR OPTIONS. YOU COULD . . . – Pay a HIGHER premium for two separate plans, one for husband and one for wife.


– Find a LOWER premium for ONE plan that covers you BOTH.


Coverage amounts up to $350,000.00, depending on age NO military exclusions GROUP rates exclusively for MOAA members/spouses Pays in addition to military or employer coverage


+ + + + + + + +


CALL for a free info kit. 1-800-247-2192 M-F 7:30 a.m.-5:00 p.m. Central. Provide your MOAA Group ID#: 054584-1-1-1 (Hearing- or voice-impaired may call the Relay Line: 1-800-855-2881)


How Much Can You Save? Check It Out! Or visit online: www.moaainsurance.com.


Or Clip & Mail: MOAA Insurance Plans, P.O. Box 14520, Des Moines, IA 50306-3520


First Name: ______________________________________ Last: ______ ______ 04067/Code 054584010102 ___________________


Birthdate: ____/____/____ Phone:(_____) _____________ Email:_____________________________ Address: ___________________________________________________________________________ City: _____________________________________________ State: ______ ZIP: _________________ Branch of Service: ___________________________________ Rank: ___________________________


NO Request


We’re the nation’s largest military officer association, more than 370,000 strong.


Our broad portfolio of life insurance solutions offers members a strategic fit for all life


stages. Members count on “MOAA 3 C’s”: Competitive rates, Comprehensive coverage and unparalleled Customer service.


STRATEGIC SOLUTION 2: “2-in-1” Joint Term Life


ENDORSED by MOAA for Members & Spouses Under Age 69


Q: For a $100,000.00 plan, does that mean each person’s life is insured for $100,000.00?


A: YES. Whoever dies first, their surviving spouse collects the full $100,000.00 benefit check.


Q: If you’re the “surviving spouse,” can you continue coverage for yourself alone?


A: YES. You’re automatically eligible to purchase a “solo” plan —and you cannot be turned down, regardless of your health at that time.


Q: Can husband and wife be different ages?


A: YES. Your rate is based on both your ages.


What you’ve just read is a good “start.” But don’t say “yes” or “no” yet. Take a closer look, then decide if this option is right for you, too!


Underwritten by The Hartford®


Hartford Life Insurance Company, Simsbury, CT 06089 is The Hartford Financial Services Group, Inc.,


and its subsidiaries, including issuing company Hartford Life Insurance Company.


AR Ins. Lic. #245544, CA Ins. Lic. #0633005 d/b/a in CA Seabury & Smith Insurance Program Management


54584 (12/11) ©Seabury & Smith, Inc. 2011


* Information includes costs, exclusions, limitations, reduction of benefits and terms of coverage. Coverage may not be issued in some states. Policy #SRP-1333 A(HL)(1314)


+ Call to learn more. NO obligation. Request your FREE information kit. CALL 1-800-247-2192. CALL


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