Financial Products for AAA Members


With AAA, you have access to a variety of fi nancial products that can help you plan and spend wisely. Whether you want to save through the AAA Deposit Program, get rewarded on everyday purchases with the AAA Credit Card, or travel smarter with foreign currency and TravelMoney products, AAA is here to help. So, relax — we take care of you.


AAA Deposit Program Add tax-free income to your retirement plans. Open an account today in just minutes.


• Roth IRA $100,000 income cap for conversions lifted*


• Roth IRA tax payments can be spread over two years **


888-728-3230 or AAA.com/Deposits. Use offer code A120483.


AAA Credit Card with WorldPoints®


rewards Enjoy total reward fl exibility!


• Travel, cash and merchandise rewards


• Double points on gas purchases for a limited time+


• Low introductory APR offer++


866-665-3581 or AAA.com/CreditCard. Mention priority code UABB2A.


Visa TravelMoney Card Pre-load a dollar amount and use the card at merchants around the world. Visa TravelMoney cards are reloadable and can be replaced easily if stolen. You have less concern about identity theft because the card is not attached to any personal account. The AAA Visa TravelMoney card is available at $4.95 for AAA members and can be purchased at select AAA offi ces and online at AAA.com/travelmoney.


Foreign Currency TipPaks Before your international trip, pick up a convenient AAA TipPak with U.S. $100 worth of banknotes and coin. Available at the following AAA Colorado offi ces: Aurora, Boulder, Colorado Springs, Denver, Fort Collins, Northglenn, Southglenn, Southwest and Wheat Ridge.


Foreign Currency AAA members can get foreign currency within 2-5 days of ordering. More than 70 currencies available.


888-626-2027 or AAA.com/travelmoney.


*Before 2010, conversions of traditional retirement accounts to Roth IRAs was restricted to households with adjusted gross income (AGI) under $100,000.


**Before and after 2010, taxes owed on pre-tax contributions and investment gains in tax-deferred accounts converted to a Roth IRA must be paid in the year the conversion takes place. For 2010 only, taxes owed on pre-tax contributions and investment gains in tax-deferred accounts converted to a Roth IRA may be spread over two years (2011 and 2012). © 2009. Accounts offered by Discover Bank, Member FDIC.


+Two points per dollar offer applies to net retail purchase transactions (qualifying purchases less credits, returns and adjustments) made with the Card at an eligible Gas Retailer for the fi rst twelve billing cycles. The transaction must be assigned the merchant category code of 5542 or 5541 to qualify. Complete details accompany new account materials.


++For information about the rates, fees, other costs and benefi ts associated with the use of this credit card, or to apply, call toll free, visit www.AAA.com/creditcard or write to P.O. Box 15020, Wilmington, DE 19850. Terms apply to program features and Credit Card account benefi ts. For more information about the program, visit bankofamerica.com/worldpoints. Details accompany new account materials.


The AAA Financial Services credit card program is issued and administered by FIA Card Services, N.A. The WorldPoints program is managed in part by independent third parties, including a travel agency registered to do business in California (Reg. No. 2036509-50); Ohio (Reg. No. 87890286); Washington (6011237430) and other states, as required. WorldPoints and the WorldPoints design are registered trademarks of FIA Card Services, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. AAA is a trademark of American Automobile Association Inc. © 2009 Bank of America Corporation.


EnCompass January/February 2011 13


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52  |  Page 53  |  Page 54  |  Page 55  |  Page 56