MONDAY, OCTOBER 11, 2010 856 Frederick County


EZ 856 Frederick County


Alan Fink, Attorney 600 Baltimore Avenue Suite 208


Towson, MD 21204 TRUSTEE’S SALE OF


VALUABLE FEE-SIMPLE PROPERTY KNOWN AS


12066 MAIN STREET LIBERTYTOWN, MD 21762


Under and by virtue of the power and authority contained in a certain Deed of Trust (Deed) from Richard L. Morrissey and Teresa L. Morrissey, to the Trustee therein, dated October 28, 2005, and recorded among the Land Records of FREDERICK COUNTY, MARYLAND in Liber 5682, Folio 0330, default, as defined in said Deed having occurred, and at the request of the party secured thereby, the undersigned Trustee will offer for sale at public auction AT THE FRONT OF THE FREDERICK COUNTY COURTHOUSE LOCATED AT 100 W. Patrick Street, Frederick, MD


OCTOBER 13, 2010 AT 1:00 P.M.


ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVE- MENTS thereon situate in FREDERICK COUNTY, MARYLAND, and described as follows:


BEING KNOWN AND DESIGNATED AS ALL THAT LOT OR PARCEL OF GROUND SITUATED AND BEING ON THE NORTH SIDE OF MAIN STREET IN LIBERTYTOWN, FREDERICK COUN- TY, MARYLAND AND FRONTING 50 FEET ON MAIN STREET AND RUNNING BACK A DEPTH OF 300 FEET TO THE NORTH BACK STREET ON WHICH IT ALSO HAS A FRONTAGE OF 50 FEET AND DESIGNATED ON THE PLAT OF LIBERTYTOWN AS LOT NO. 38, ADJOINING THE LOT OF GERTRUDE WRIGHT ON THE EAST AND EUGENE HAMMOND ON THE WEST. THE IMPROVEMENTS THEREON BEING KNOWN AS 12066 MAIN STREET.


The property is in fee-simple and improved by a DWELLING.


TERMS OF SALE: A deposit of $13,000.00 payable in cash, certified check or by a cashier's check will be required from purchaser at time of sale, balance in cash within ten (10) days of final ratification of sale by the Circuit Court of Frederick County, interest to be paid at the rate of 8.750% on unpaid purchase money from date of sale to date funds are received in the office of the Trustee . If settlement is delayed for any reason, there shall be no abatement of interest. The secured party herein, if a bidder, shall not be required to post a deposit or pay interest. Real Estate taxes to be adjusted to date of auction. All other public charges and assessments, including water. sanitary and/or Metropolitan district charges, ground rent, condominium/HOA dues and private water or sewer charges, if any, whether incurred prior to or after the foreclosure auction and all other costs incident to settlement shall be paid by purchaser. Cost of all documentary stamps and transfer taxes shall be borne by the purchaser. Physical possession of the property shall be the responsibility of the purchaser. Purchaser assumes risk of loss or damage to the property from date of auction forward. Purchaser agrees to pay to Seller’s attorneys at time of settlement a fee of $295.00 for review of the settlement documents and an additional fee of $295.00 for review of any motion which may be subsequently filed with the Court to substitute a purchaser.


If the Purchaser shall fail to comply with the terms of sale or fails to go to settlement within ten (10) days of ratification of sale, the Trustee may, in addition to any other legal remedies, declare the entire deposit forfeited and resell the property at the risk and expenses of the defaulting purchaser in which case the purchaser agrees to pay attorneys fees of $950.00, plus costs, to the Trustee. Purchaser waives personal service of any papers filed in connection with such motion on himself and/or any principal or corporate designee and expressly agrees to accept service of any such papers by regular mail directed to the address provided by bidder at time of auction. In any event the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorney’s fees, and all other charges due and incidental and consequential damages. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Trustee is unable to convey insurable title, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Trustee.


ALAN FINK, TRUSTEE TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 11047 SAN ANDREW DR, New Market, MD 21774. By virtue of the power and authority contained in a Deed of Trust from CHARLES J. QUANSAH AND ANGELA A. QUANSAH, dated April 30, 2008, and recorded in Liber 6984 at Page 0101 among the land records of the COUNTY OF FREDERICK,inthe original principal amount of $362,764.00 with an interest rate of 5.875% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, located at 100 W. Patrick Street, Frederick, Maryland, on October 20, 2010 at 10:24 AM, all that property described in said Deed of Trust including but not limited to:


Being known and designated as Lot 362 as shown on a plat entitled "Final Plat Two of Seven Section 4 - Lot 316,318 and 360-379 Westwinds", which plat is recorded among the Land Plat Records in Plat Book 68, folio 156. The improvements thereon being known as No. 11047 San Andrew Drive


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6%per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-182420P. 10-C-10-001638 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


SEPTEMBER 27, OCTOBER 4, 11, 2010 www.hwestauctions.com 11191162 www.hwestauctions.com OCTOBER 4, 11, 18, 2010 11196340 TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 14 TERBEN CT, Thurmont, MD 21788. By virtue of the power and authority contained in a Deed of Trust from HANS M WOODWARD AND TAMMY R WOODWARD, dated July 6, 2007, and recorded in Liber 6706 at Page 0299 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $234,800.00 with an interest rate of 9.725% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 27, 2010 at 9:38 AM, all that property described in said Deed of Trust including but not limited to:


LOT NUMBER 7 (SEVEN) IN THE SUBDIVISION KNOWN AS "FINAL PLAT, PLAT 3, SECTION I, COLONIAL HEIGHTS" AS PER PLAT THEREOF DULY RECORDED AMONG THE LAND RECORDS OF FREDERICK COUNTY, MARYLAND IN PLAT BOOK 51 AT PLAT NO. 128, BEING THE SAME PROPERTY AS DESCRIBED IN LIBER 1518, FOLIO 956


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


ALLAN P. FEIGELSON, P.A. Laurel Lakes Executive Park 8337 Cherry Lane


Law Offices


Laurel, Maryland 20707 301-362-2900


OF IMPROVED REAL PROPERTY KNOWN AS


414 SHERMAN AVENUE FREDERICK, MD 21701


OCTOBER 13, 2010 AT 12:00 PM


By virtue of a power of sale contained in a Deed of Trust from GEORGE HEFFNER AND FLORENCE HEFFNER, dated August 22, 2008 and recorded in the Land Records of FREDERICK COUNTY, Maryland, at Liber 7119, Folio 0016, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction, at 100 W. PATRICK ST, FREDERICK, MD 21701. All that FEE SIMPLE lot of ground and the improvements thereon, situated in FREDERICK COUNTY and being more fully described in the aforesaid Deed of Trust.


THE PROPERTY IS IMPROVED BY A DWELLING. THE PRINCI- PAL BALANCE OF $294,793.00.


The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Purchaser must obtain possession and assumes risk of loss or damage to the property from the date of the auction forward.


The property will be sold in an "as is" condition, without express or implied warranty as to the nature and description of the improvements as contained herein, and subject to conditions restrictions and agreements of record affecting the same, if any, and with no warranty of any kind.


TERMS OF SALE: A deposit of $29,000.00 by cash, certified check or cashier's check will be required of the purchaser, if other than the noteholder, at time and place of sale. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for FREDERICK COUNTY, Maryland, time being of the essence. If the purchaser defaults, in addition to other available remedies, the deposit will be forfeited and the property may be resold at the purchaser's risk and expense. Interest to be paid on the unpaid purchase money, at the rate of 6.500 %, per annum, from date of sale to date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason, there shall be no abatement of interest. Taxes, ground rent, if any, water, condominium fees and/or homeowners association dues, if any, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser must obtain possession and assumes the risk of loss or damage to the property from the date of sale forward. Purchaser agrees to pay $295.00 at settlement to the seller's attorney, for review of the settlement documents. If the Substitute Trustee(s) are unable to convey good and marketable title, the purchaser's sole remedy in law and equity shall be limited to a refund of the deposit. (File # 10320)


Allan P. Feigelson, Esquire Paul V. Margolis, Esquire Substitute Trustee(s)


SUBSTITUTE TRUSTEE’S SALE TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 2009 WILLIAM FRANKLIN DR, Frederick, MD 21702. By virtue of the power and authority contained in a Deed of Trust from LUIS A ALFARO AND GLORIA ALFARO, dated March 26, 2008, and recorded in Liber 7141 at Page 0333 among the land records of the COUNTY OF FREDERICK, and re-recorded in Liber 7741 at Page 38, in the original principal amount of $373,500.00 with an interest rate of 6.375% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 20, 2010 at 10:22 AM, all that property described in said Deed of Trust including but not limited to:


Lot 5, as shown on a plat entitled "Final Plat, Plat One, Phase 1, WILLOW BROOK, as per plat thereof recorded among the Land Records of Frederick County, Maryland in Plat Book 54, page 81.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.375% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-170626P. 10-C-10-000305 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


TERMS OF SALE: A deposit of $23,500.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 9.725% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-164324P. 10-C-09-003981 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


856 Frederick County 856 Frederick County Rosenberg &Associates


7910WoodmontAvenue, Suite 750 Bethesda, Maryland 20814 (301) 907-8000


OF IMPROVED REAL PROPERTY 227 Canfield Terrace Frederick,MD, 21702


Under a power of sale contained in a certain Deed of Trust from Hai Bin Liu and You Lian Chen dated January 5, 2005, and recorded at Liber 5087, Folio 0111 among the Land Records of Frederick County, MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Frederick County, Court House Door, 100W. Patrick Street, Frederick, Maryland on:


October 26, 2010 at 12:56 PM


ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Frederick County, MD and more fully described in the aforesaid Deed of Trust.


The property, which is improved by a dwelling, will be sold in an “as is” condition and subject to conditions, restrictions, and agreements of record affecting the same, if any, and with no warranty of any kind.


Terms of Sale:A deposit of $13,000.00 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Frederick County,MD. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. In the event settlement is delayed for any reason, there shall be no abatement of interest. All public charges or assessments, including water/sewer charges, ground rent, condo/HOA dues, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Sub. Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go to settlement, the deposit shall be forfeited, and the property shall be resold at the purchaser's risk and expense. The purchaser agrees to pay attorneys' fees in the amount of $750.00 plus costs, which fee does not include attendance at any hearings, if the Trustees have moved to resell the property. Hearings will be charged at attorneys' hourly rate. Additional terms to be announced at the time of sale. Purchaser agrees to pay $295.00 at settlement, to the Seller's attorney, for review of the settlement documents and an additional fee of $295.00 for review of any motion which may be subsequently filed with the Court to substitute a purchaser herein.


Diane S. Rosenberg, Mark D. Meyer and John A. Ansell, III, Substitute Trustees


Alex Cooper Auctioneers, Inc.


908York Road,Towson, Maryland 21204 410-828-4838


www.rosenberg-assoc.com SUBSTITUTE TRUSTEE’S SALE


856 Frederick County


OPQRS TRUSTEE'S SALE


856 Frederick County


Trustee's Sale of valuable fee simple property improved by premises known as 5206 DUKE CT, Frederick, MD 21703.By virtue of the power and authority contained in a Deed of Trust from MARY ELLEN WINKLEPLECK, dated January 24, 2007, and recorded in Liber 6446 at Page 0634 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $258,500.00 with an interest rate of 6.625% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland , on October 27, 2010 at 9:41 AM, all that property described in said Deed of Trust including but not limited to:


Being known and designated as Lot No. 9 as shown on the Plat entitled "FINAL PLAT, LOTS 1 - 32 & 139 - 150, KINGSBROOK P.U.D. Townhouse II, Section 2, Plat 3", which Plat is recorded among the Land Records of Frederick County, Maryland, in Plat Book No. 52, folio 152.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.625% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-162777. 10-C-09-004048 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


856 Frederick County


CLASSIFIED H NOTICES H Trustee Sales—MD H Trustee Sales—VA E11 856 Frederick County


856 Frederick County TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 6646 GRANVILLE COURT, Frederick, MD 21703. By virtue of the power and authority contained in a Deed of Trust from ELIZABETH HODGE, dated June 8, 2005, and recorded in Liber 5357 at Page 486 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $260,000.00 with an interest rate of 5.5% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 27, 2010 at 9:36 AM, all that property described in said Deed of Trust including but not limited to:


Lot 2058, as shown on a plat of subdivision entitled "Final Plat Plat 3, Section VI, Ballenger Crossing", as per plat thereof recorded among the land records of Frederick County, Maryland, in Plat Book 56, at page 198.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-154090P. 10-C-09-002025 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


856 Frederick County TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 4517 ELMER DERR ROAD, Frederick, MD 21703. By virtue of the power and authority contained in a Deed of Trust from JAVIER N. SOLIS AND LOURDES FANA, dated April 20, 2007, and recorded in Liber 6561 at Page 0142 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $400,410.00 with an interest rate of 6.125% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 20, 2010 at 10:20 AM, all that property described in said Deed of Trust including but not limited to:


LOY NUMBERED ONE (1) IN THE SUBDIVISION KNOWN AS "SECTION ONE, ARBORETA" AS PER PLAT THEREOF RECORDED IN PLAT BOOK 28 AT PAGE 109, AMONG THE LAND RECORDS OF FREDERICK COUNTY, MARYLAND.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.125% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-179444P. 10-C-10-002057 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


www.hwestauctions.com www.hwestauctions.com OCTOBER 11, 18, 25, 2010 11200901 OCTOBER 11, 18, 25, 2010 TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 1627 COLONIAL WAY, Frederick, MD 21702. By virtue of the power and authority contained in a Deed of Trust from MANISTA PHILOGENE, dated June 9, 2005, and recorded in Liber 5397 at Page 0766 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $192,000.00 with an interest rate of 6.875% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 27, 2010 at 9:40 PM, all that property described in said Deed of Trust including but not limited to:


Lot numbered Sixteen (16), in Block lettered "B", in a subdivision known as "SECTION 1, CARROLL PARK MANOR", as per plat thereof, recorded in Plat Book 12 at Plat No. 187, among the Land Records of Frederick County, Maryland.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $19,200.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.875% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-163810P. 10-C-09-003644 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


11200928 www.hwestauctions.com OCTOBER 4, 11, 18, 2010 TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 235 BISHOPS GLEN DR, Frederick, MD 21702. By virtue of the power and authority contained in a Deed of Trust from ORRIN WILLIAM PALMER AND JILL R. CAMPBELL PALMER, dated August 31, 2005, and recorded in Liber 5537 at Page 332 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $320,000.00 with an interest rate of 5.5% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland, on October 20, 2010 at 10:18 AM, all that property described in said Deed of Trust including but not limited to:


All that lot or parcel of land situate, lying and being in Frederick, Maryland and being more particularly described as follows:


Lot 106, in a Subdivision know as, "Final Plat, Section 3, Coventry", as per plat thereof, recorded in Plat Book 71 at Plat Nos. 94 and 95, among the Land Records of Frederick County, Maryland.


The improvements thereon being known as 235 Bishops Glen Drive, Frederick, MD 21702-1157.


Tax ID #: 02-242249


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-165090P. 10-C-09-003752 LOAN TYPE = Conventional.


www.hwestauctions.com OCTOBER 11, 18, 25, 2010 TRUSTEE'S SALE www.hwestauctions.com OCTOBER 11, 18, 25, 2010 11200933


Trustee's Sale of valuable fee simple property improved by premises known as 7118 LADD CIRCLE, Frederick, MD 21703. By virtue of the power and authority contained in a Deed of Trust from LAURIE L SCHATZ, dated July 18, 2007, and recorded in Liber 6685 at Page 0569 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $314,900.00 with an interest rate of 6.75% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100 W. Patrick Street, Frederick, Maryland , on October 20, 2010 at 10:32 AM, all that property described in said Deed of Trust including but not limited to::


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 4703 GREEN VALLEY ROAD, Monrovia, MD 21770. By virtue of the power and authority contained in a Deed of Trust from SHEILA D. METZ, dated September 14, 2006, and recorded in Liber 6261 at Page 304 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $501,500.00 with an interest rate of 7.425% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100W. Patrick Street, Frederick, Maryland , on October 27, 2010 at 9:34 PM, all that property described in said Deed of Trust including but not limited to:


Lot 2, as shown on a Plat entitled "Combined Preliminary Final Plat, Lots 1-2, Section II, McDonough Property" recorded among the Land Records of Frederick County, Maryland in Plat Book 35, page 59. The improvements thereon being known as 4703 Green Valley Road, Mon- rovia, MD 21770.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


www.hwestauctions.com OCTOBER 4, 11, 18, 2010


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SEPTEMBER 27, OCTOBER 4, 11, 2010 www.hwestauctions.com 11191134


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www.hwestauctions.com S576 2x2 OCTOBER 11, 18, 25, 2010 11200940 11196448


Home delivery makes good sense.


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TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 7.425% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 09-159224P. 10-c-09-002710 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


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S576 2x2 www.hwestauctions.com OCTOBER 4, 11, 18, 2010 11196426


Lot numbered One Hundred Eighty-Two (182) in the subdivision known as "Final Plat, Lots 141 through 190, Plat Seven, Stonebridge" as per plat thereof recorded in Plat Book 55 at Plat 104, among the Land Records of Frederick County, Maryland.


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.75% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-183823P. 10-C-10-001967 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


11199715


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


11196444


www.hwestauctions.com OCTOBER 4, 11, 18, 2010 11196416


TRUSTEE'S SALE


Trustee's Sale of valuable fee simple property improved by premises known as 3833 BRAVEHEART DR, Frederick, MD 21704. By virtue of the power and authority contained in a Deed of Trust from OMAR PARDO, dated July 14, 2006, and recorded in Liber 6137 at Page 0507 among the land records of the COUNTY OF FREDERICK, in the original principal amount of $366,500.00 with an interest rate of 6.375% . Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the front of the Courthouse for the COUNTY OF FREDERICK, 100W. Patrick Street, Frederick, Maryland , on October 20, 2010 at 10:34 AM, all that property described in said Deed of Trust including but not limited to:


BEING KNOWN AND DESIGNATED as Lot No. 25202 as shown on the Plat entitled Correction/Final Plat, Section P4, Lots 25201-25204, 25245-25254, 25269-25276 and Outlot B, URBANA HIGHLANDS, Urbana P.U.D.", which said Plat is recorded among the Land Records of Frederick County, Maryland in Plat Book No. 74, folio 28 .


Tax ID: 07-236581 Address: 3833 Braveheart Drive, Frederick, MD 21704


Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any.


www.hwestauctions.com OCTOBER 4, 11, 18, 2010


Attend exclusive Washington Post events.


11196867


TERMS OF SALE: A deposit of $25,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.375% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. 10-185577P. 10-C-10-002189 LOAN TYPE = Conventional.


John S. Burson,William M. Savage, Gregory N. Britto, Jason Murphy, Kristine D. Brown and ErikW. Yoder, Substitute Trustees.


SHAPIRO & BURSON, LLP, 13135 LEE JACKSON HWY., SUITE 201 FAIRFAX, VA 22033 (410) 769-9797


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