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We’ve planned for ye planned for your retirementour retirement overestimate how much they can
for 25 yfor 25 yeearars!
“draw down” on their savings, be-
lieving they can preserve their prin-
cipal by withdrawing 10 percent a
For 25 years we’ve refined retirement living
year (experts caution withdrawing
with a full array of services and amenities
no more than 4 percent a year). This
designed to add quality to your lifestyle.
poll also showed more than half of
Designed to give you the freedom to
Americans underestimate life ex-
really retire and enjoy your life.
pectancies and roughly half under-
estimate the amount they’ll need for
retirement. And that was before the
U.S. economy took a nosedive that
shriveled retirement and savings ac-
counts in late 2008. With mounting
W
uncertainty, would retired offi cers
estminster Village
have made the same decisions today
that they made when they moved
A Life Care Retirement Community
into the retirement communities
500 Spanish Fort Boulevard • Spanish Fort, AL 36527
where they now live?
251.626.2900 • 800.843.3740
“We have my military pension
and other investments to cover our
Celebrating 25 Years
costs,” says Davis, who has no ex-
Affirming the Past....
....Assuring the Future
E
posure to stock market loss. “But
OPPORTUNITY
QUALHOUSING
this is a big problem at this time for
Westminster is a non-profit community. Affiliated with Infirmary Health System, Inc.
some of our friends here. A loss of
monthly income is hurting them.
Four years ago I do not think any
one of us … gave the future of the
economy any thought on how it
There are hobbies.
would affect us.”
Then, there are passions.
Wickham says he doesn’t regret his
decision to become part of a CCRC,
nor the timing of that decision. “Bet-
ter to be fi ve years too early than fi ve
minutes too late,” he says, “before
some unfortunate illness intervenes.”
Cincinnati-area CCRC resident
2nd Lt. Fred M. Muller, USA-Ret.,
wonders what would have hap-
pened. “It is diffi cult to turn back
the clock, but if the economic down-
turn had happened at the time of
my decision, I might have put my
move on hold because the value of
my house would have been down as
If you’re going to do it, do it right. That’s our
well as the stock portion of my
philosophy & why we offer so much to enrich your
retirement options.”
mind, body & spirit. Our vibrant community offers
Lifecare, comprehensive long term care at no
Others, like Muller’s neighbor
additional cost. Come see how we do it right!
Maj. Donald C. McGraw, USMC-Ret.,
are optimistic. “We can handle the
800.770.5445 WillowValleyRetirement.com Lancaster, PA
economic downturn,” McGraw says.
“The economy will recover.” MO
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