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It’s All
About You!
R
ETIREMENT IS A WHOLE NEW
BALL GAME THESE DAYS. It starts
earlier, lasts longer, and hardly re-
sembles what our parents and grand-
parents called retirement. To further complicate
matters, today’s volatile economy makes it more
Imagine living in the middle of
important than ever to stay in tune with the new
everything New England has
to offer. The Huntington at
rules for retirement. Whether your — how to make your money last as
Nashua, located in tax-free
retirement is well beyond the hori- long as you do.
New Hampshire, is in such a
zon or just around the corner, there The good news: “Former offi cers
perfect section of the state that
are some important new facts you now working in the private sector
getting around is that easy.
need to know. have a huge advantage over the typi-
Determining how much money cal retirement planner,” says Lt. Col.
• 40 Minutes to Boston • 30 Minutes you’ll need to maintain the lifestyle J.J. Montanaro, USAR, a CFP with
to Hanscom Field Air Force Base
to which you’ve become accustomed USAA in San Antonio. “With a guar-
• 90 Minutes to the White Mountains
— and how to save it — has never anteed pension and medical benefi ts,
• 60 Minutes to the Lakes Region/
Atlantic Ocean • 25 Minutes to
been an easy task for retirees. Retire- you have a unique foundation for a
Boston/Manchester Regional Airport
ment-planning experts offer a variety fi nancially healthy retirement.”
of confl icting ideas on how to arrive Morgan Smith, a retired naval
at that elusive fi gure. fl ight offi cer and investment advisor,
To further complicate matters, agrees. “Military retirees are way
today’s unstable economy is making ahead of the game. Still, successful
that job tougher than ever. Longer retirement calls for early planning;
Cottage Homes are Under Construction! life spans and the pressures of infl a- the earlier the better.”
In addition to our 124 apartment homes, tion have combined to complicate Montanaro stresses the need to
23 cottages are being built. On-site
amenities are plentiful, including indoor
one of life’s toughest challenges take infl ation into account when
swimming pool and spa, exercise center,
and beautiful dining environments to
enjoy. Utilize our personal trainer, library
with computer center, woodworking
shop, convenience store, movie theatre
Tips for Beating Inflation’s Effects
and a multitude of gathering rooms.
a73 Prepare a detailed and flexible plan for your retirement, and keep it up
A Life Care Retirement
Community For Active Retirees!
to date as your circumstances change.
a73 Maximize your contributions. Contribute as much and as early as you
can to your tax-deferred retirement plan. Allow the power of compound
interest to help counter inflation’s effects.
a73 Resist the temptation to use your retirement portfolio as an emer-
gency funding source. Cashing out a portion of your tax-deferred retire-
ment plan will result in taxes and penalties that will put a serious dent
in future growth.
a73 Include some equities in your retirement portfolio. Most experts agree
stocks historically offer the best opportunity to achieve an ROI that will
outpace inflation.
a73 Invest in dividend-paying stocks that have a long payment history and
a record of steady dividend increases.
a73 Invest a portion of your retirement portfolio in inflation-indexed
View Our Video at
treasury securities.
www.TheHuntingtonAtNaashua.org
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