BUSINESS INSIGHT BUSINESS
S INSIGHT S INSIGHT
PEN SION OBLIGAT FOR
R SEAS
f you employ seasonal or temporary staff, you must assess them individually every time you pay them. This includes staff who work
f you employ seasonal or
temporary staff,
for you for a few days, a few weeks or several months.
for you for a few da several months. Yo
Your assessment of who to put into a pension scheme may take more time and effffort, as you will need to take into account: that they may only work for you for short periods of time
our assessment of
pension scheme may take mor fort, as you will need that they may only short periods of time
employment in them
d to take into account: y work for you for
that they may join and leave yourthat they may joi employment in the middle of pay periods that their earnings and hours varythat their earning
Who do I need to put Who do I need to put into a pensioninto a pension scheme? Yo
You must assess your staf ou must assess you ur staffff to work outf to work out
in and leave your middle of pay periods s and hours vary
you must assess them indiividually every time you pay them. This inclludes stafff who work ays, a few weeks or
f who to put into a e time and
State Pensio week, or £83
The Pensions Regula I
who to put into a scheme based on their ages and how much they earn. If you employ family members they will need tol be assessed too.
pension scheme which you must pay into. Use The Pensions Regulator’s seasonal and temporary staff tool (www.
tthepensionsregulator.gov.uk/seasonal) to
Any stafff that are aged between 22 to State Pension Age and earn over £192 aon Age and earn over £192 a week, or £833 a month, must be put into a pension scheme which you must pay into. Use
Any staff that are aged between 22 to 33 a month, must be put into a Pensions
The
seasonal an work out wh
Regulator’s
hepensionsregulator.gov.uk/seasonal) to work out what legal duties will apply to you and what you’ll need to do. you and what you’ll need to do.
nd temporary stafff tool (www w at legal duties will apply to
What can help when assessing staff? Payroll software
temporary staffff, or staf hours and earnings.
s f
What can help when assessing staff? Payroll softtware Having the eally help
Having the right payroll software can really help if you have seasonal or temporary staff, or staff with fluctuating hours and earnings.
Do you receive our digital edition?
e right payr p if you have seasonal or f with fluctuating
oll softwarecan
who to put into a scheme based on their ages and how much they earn. If you emp oy family members they will need to be assessed too.
or automatic enrolment will assess s at each pay cycle, calculate contributionst each pay cycle, calculate contributions where necessary, and some also have ay,, and some also hav postponement function built into them. It’s
Most payroll software that is set up for automatic enrolment will assess staffstaff
fo at w po
so yo co sy
ervices that could help you. heck what they have available as s chemes can support you working who to put into a scheme and also calculate contributions for you. to write
se ch sc w ca
Yo ou sho
You will have to write to staff individually to tell them how automaticin ividually to tell them how automatic enrolment affects them. Some pension chemes may help with letters to your
who to put into a scheme and alculate contributions for you. u will have
to nd
nrolment affects them. Some pension schemes may help with letters to your
en sc
staf
software that meets your needs and you should check whether it will be compatible with your pension scheme’s systems.
Pension schemes may also of o
ould ome out
ostponement function built into them. It’s important to find the right oftware that meets your needs and ou should check whether it will be ompatible with your pension scheme’s ystems.
important to find the
ve a right
Pension schemes may also offer services that could help you. You should check what they have available as some schemes can support you working out also
PENSION OBLIGATIONSATIONS FOR SEASONAL STAFF
SONAL ST
The Pensions Regulatortor, which works closely with the British Independent Retailers Association, offers retailers some advice on employing seasonal or temporary staff.
which works closely with the British Independent Retailers
Association, offers retailers some advice on employing seasonal or temporary staff. Most payroll software that is set up
stafff. If you employ staff whose first language is not English, check whether the scheme can provide letters in other languages for you.
language is not English, c ovide le
the scheme can pr languages for you.
Using postponement Using postponement
If you know that any of your staff will be working for you for less than ee months, you can choose to delay working out who to put into a pension scheme. This is known as postponement. ithini
If you know that any o of your staf
will be working for you for less than three months, you can choose to delay working out who to put into a pension scheme. This is known as postponement. Within six weeks from the date after postponement starts, you must write to f individually to tell th
During any staff member’s period of postponement, you won’t need to put me unless they
postponement, you won’t need to put them into a pension scheme unless they expressly ask to be put into one.
During any staff membe them into a pension schem
essly ask to be put into one. er
postponement starts, you must write to stafff individually to tell them what you are doing and how automatic enr applies to them.
six weeks from the date after hem what you
e doing and how automatic enrolment applies to them.
ff whose first check whether etters in other
TA F
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