Cottons Group
Time is the most valuable resource - the importance of planning
With over 25 years of experience advising individuals on personal and business matters, Jo Surley, Personal Tax Director at Cottons Group, brings a wealth of knowledge and insight to the table. She’s worked with major
accountancy
Jo Surley Personal Tax Director
Cottons Group is firms
and high-profile clients, so her expertise in nav- igating complex tax matters
second to none.
Here, Jo discusses one of the most crucial elements of both personal and professional life - planning:
If you know me personally, you’d probably say I’m
not much of a planner outside of work. I like to go with the flow, adapting as things come my way. But when it comes to business and personal tax matters, my approach couldn’t be more different. Over the years (let’s not talk about how many – it’s a little humbling), I’ve learned that planning is essential. It’s never too early to start thinking about the future. The sooner you begin, the more prepared and focused you can be to achieve your goals. It’s easy to get caught up in the day-to-day hustle and
forget to step back and consider the bigger picture. I often remind my son that small, consistent efforts now can prevent bigger challenges later. Whether you’re aiming for financial security, running a successful business, or giving back to the community, a well-thought-out plan helps you stay focused and work more efficiently. Many of us feel too busy to plan ahead, but taking
just a little time to map things out can actually give you more time in the long run. A good plan can lead to a better work-life balance, preserve your family’s wealth, grow your business, and motivate your team. Time is one of our most valuable resources, and using it wisely is critical.
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