38
Clltheroe Advertiser &Times,Thursday, May 26,2011
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www.clithcroeadvortisor.co.uk © ® 11 V,,..,.."
Home-hunting couldni be easier
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NELSON LEADER AThe Clitberoe
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www.propertytoday.co.uk
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f i © I I ■'-■'‘■■.I,.*!- KJSJS3 V- 5 Telephone Rate Period
Max LTV
Fee Incentive
Yorkshire BS Yorkshire BS Yorkshire BS
Vernon BS Yorkshire BS
Fixed Rate Mortgages with no extended redemption tie-in National Counties BS 0845 603 4876 3.09% to 31.3.13 75% £495 HP only. £75 rebate via web. No HLC
0845 120 0874 5.39% to 30.6.13 90% £495 Fiexible option. Free vain Remtgs free legal fees. HP £250 rebate. No HLC
0845 120 0874 3.89% to 30.6.14 75% £495 Flexible option. Free vain. Remtgs free legal fees. House purchase £250 rebate. No HLC
fees. House purchase £250 rebate. No HCC No HLC
0845 120 0874 5.49% to 30.6.21 75% £95 Flexible option. No HLC
Current Account & Offset Mortgages Yorkshire BS
first direct
Market Harborough BS 01858 412250 Coventry BS
The One account Yorkshire Bank
Remortgages
ING Direct Yorkshire BS
A x ^s'.V '/ ' ’
ING Direct Mansfield BS
Yorkshire BS HSBC
0800 032 8800 0845 120 0874
0800 032 8800 01623 676345
0845 120 0874 0800 494999
2.50%Dto 30.6.13 3.39%F to 30.6.13
4.49%F to 30.6.14 2.99%D for 3 years
4.39%F to 30.6.16 2.39%V for term
Discounted Variable Rate Mortgages Vernon BS
HSBC Leek United BS Mansfield BS
Newbury BS
0800 494999 01538 380047 01623 676345
70% 75%
80% 80%
75% 60%
0161 429 6262 2.49% for 2 years 75%
2.79% for 2 years 80% 2.75% for 3 years 75% 2.99% for 3 years 80%
01635 555777 3.15% for 5 years 75% Melton Mowbray BS 01664 414141 3.35% for term 75%
First Time Buyers (variable unless stated) Santander
0800 100 802
Yorkshire BS Mansfield BS Vernon BS
Free valuation. Free legal fees. No HLC To 30.6.13
£495 Flexible option. Free valuation. Free legal
fees.To 30.6.13 No HLC
Free valuation. Free legal fees. No HLC To 30.6.14
£599 Refund valuation (max £400). Free legal fees or 1st 3 yrs £250 towards legal fees. No HLC
£495 Flexible option. Free valuation. Free legal
fees.To 30.6 16 No HLC
Free valuation. Free legal fees. No HLC £495 £495 fee refunded. Remtgs free valuation.
Remtgs free legal fees or remtgs £200 towards cost. No HLC
£99 Remortgages free legal fees. No HLC £495 Refund vain. £250 rebate. No HLC
£599 Refund valuation (max £400). Remtgs free legal fees or remtgs £250 towards legal fees. No HLC
Flexible option. Free valuation. Remortgages free legal fees. No HLC None 1st 2 yrs
1st 2 yrs 1st 3 yrs 1 St 3 yrs
1st 5 yrs
£99 Offset option. £250 rebate. Remortgages free legal None fees. No HLC
0845 120 0874 5.39%Fto 30.6.13 90% £495 Flexible option. Free vain. £250 rebate. No HLC To 30.6.13 01623 676345 4.89%D for 3 years 90% -
Refund valuation (max £400). No HLC
NatWest Mtg Services 0800 587 6599 6.19%Fto 31.8.16 90% - HSBC
0800 494999
Variable Rate Mortgages HSBC
first direct HSBC
0800 494999 2.39% for term 60% - 0845 610 0100 2.89% for term
Woolwich from Barclays 0845 607 1111 3.19% for term Market Harborough BS 01858 412250 3.45% for term
HSBC 0800 494999 4.69% for term 0800 494999 2.99% for term 80% -
0161 429 6262 4.99%F to 30.4.14 90% £495 No HLC No HLC
4.69% for term 90% - Free valuation. No HLC
To 30.4.14 To 31.8.16 None
75% £199 Remortgages free legal fees. No HLC
Free vain. Remortgages free legal fees. No HLC None None
Free vain. Remortgages free legal fees. No HLC None
70% - Remtgs free valuation. Remtgs free legal To 30.6.13 fees or remtgs £200 rebate. No HLC
80% £495 Flexible & offset. Refund vain (max £550). Refund None ASU for 3 mths. Remtgs free legal fees. No HLC
90% - ASU = Accident, sickness & unemployment insurance. B+C = Buildings & contents insurance. U = Unemployment insurance
FTB = First Time Buyers only. HP = House Purchase. HLC = High Lending Charge. F = Fixed rate D = Discounted rate" Lenders standard redemption conditions may aiso apply at any time. incentive of free or discounted legai fees may only be available through lenders nominated solicitor.
Free vain. Remortgages free legal fees. No HLC None V = Variable rate.
All rates and terrns subject to change without notice and should be checked before finalising any arrangement. No liability can be accepted for any direct or consequential loss ansing from the use of. or reliance upon, this information. Readers who are not financial professionals should seek expert advice.
Source: ^ >^
moneyfacts.co,uk thccompamonsitcyoucin’tanordto^orc FIGURES COMPILED: 5th May 2011 4.99% for 2 years 90% £495 Free vain (max £1190). £250 rebate. No HLC 1st 2 yrs 1 St 3 yrs
2.79% for term 3.45% for term
0845 120 0874 4.59%F to 30.6.13 85% £495 0845 610 0100
65% 80%
0845 610 1060 0800 202122
3.75% for term 4.59% for term
£199 £495
0845 766 5522 3.49% for term 75% £499
75% 85% £499
Redemption
To 31.3.13 To 30.6.13
To 30.6.14
0845 120 0874 4.39% to 30.6.16 75% £495 Flexible option. Free vain. Remtqs free legal To 30.6.16 0161 429 6262 5.99% to 30.4.16 90% £495
To 30.4.16 To 30.6.21
Fiexible option. Free vain. Remtgs free legal To 30.6.13 fees. House purchase £250 rebate. No HLC
Remortgages free legal fees. No HLC None
Flexible option. Refund vain (max £550). Remtgs None free legal fees. Refund ASU for 3 months. No HLC
Free valuation (max £670). Remortgages free None free legal fees. No HLC
Flexible option. No HLC
Flexible option. Remortgages free valuation. Remortgages free legal fees. No HLC
None None
.,1 news Clltheroe Advertiser & Times, Thursday, May 26,2011
MONEYFACTS IVfORTGAGE SELECTION
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