Loaded up and ready to aim.


CLITHEROE solic­ itors Chenery Maher are gearing up for “the event of the year.” Huntroyde Sim­


ulated Game and Clay Pigeon Shoot will take place later this month, with proceeds going to the Rib- - ble Valley and . White Rose • : ^ Ladies, which the firm’s proprietors, Carol Maher and Irene Chenery, chair jointly. All proceeds


from the event at Huntroyde Hall


'


Farm, Whins Lane, Sabden, will go to children’s cancer research. Besides the clay


■ I


pigeon shooting, there will be a barbecue “splat . the rat” and a tombola. . It is the fourth time that the solicitors have organised the charity shoot and past events have added consider­ ably to the fund­ raising target of the former Ribble Valley Ladies’ Luncheon Club which now, with a change of name, meets both sides of the Lan- cashire/Yorkshire border. Singles rounds


of 30 clays, including the bar­ becue, are £35 and it is £120 per team of three for ' a 75 clay simulat­ ed game flush and sporting round of 30 clays, includ­ ing the barbecue. Thedatefor


your diary is July 27th, from noon. E-mail: nick@huntroyde- farm.demon. co.uk


MR McSHANE with Mr Nigel Stones, director of mortgage services, and Mr Young (s)


service for customers


A RIBBLE VALLEY; estate agency has launched Its own


mortgage service. Athertons Mortgage Services will offer free independent advice on


- mortgages, protection and insurance products from its four offices based, at Clitheroe, Whalley, Accrington ar id. Blackburn.


* Phil Young is the leading mortgage - ad viser within the company and


-brings with him more thantO years knowledge in the mortgage and insurance industry. Phil, who started his career with


the Royal Bank of Scotland before leaving to join local agents Farrell Heyworth and Mortimers says: “Athertons Mortgage Services will further enhance the reputation that Athertons already has as an estate agent. When clients entrust the serv­ ic e s of Athertons they can be assured they will receive a profes-


■ sional and reliable service from start to finish, which is certainly what is


needed given the current market conditions. There has never been a more important time to seek inde­ pendent mortgage advice, and a •client spending a few minutes of their time with me could save themselves a great deal of time and money”. ; , ' Martin McShane, director of Ather-;


tons Estate Agents added;'“We are very lucky to have someone of Phil’s experience working within the organ­ isation. He has worked locally for a few years now and has built up an enviable reputation for providing good quality advice and an excellent service. He has guided hundreds of clients through the complex process of purchasing a new property or re­ mortgaging their existing home and is a tremendous asset to our busi­ ness”.


■ For free independent mortgage


advice, whether you are purchasing a property or looking for an improved re-mortgage deal give Phil a call at any one of the Athertons offices.


Overhaul stamp duty, say surveyors


A MAJOR overhaul of the stamp duty rules would benefit 99% of house buyers, according to the Royal Institute of Char­ tered Surveyors (RICS). It is calling on the Gov­


ernment to launch a rad­ ical review of the cur­ rent “stamp duty” land tax rules to create a fair­ er system for con­ sumers.


It is also setting out its


own proposals, which, it calms, will provide a boost to the economy and the faltering housing market. RICS proposes the


abolition of the existing “slab” tax system, replacing it with a two- tier marginal tax system. No one will pay stamp duty on the first


£150,000 of a house price. Above this value a


2.5% marginal rate would be charged on every pound up to £250,000, with a 5% marginal rate applying to every pound thereafter. Those proposals mean


everyone purchasing a home under £1m. would pay less stamp duty.


benefiting 99% of ali prospective homeown­ ers.


Currently, a buyer look­


ing to purchase a £250,000 property will pay £7,500 in stamp duty. Under the RICS proposal they would pay only £2,500, making the property market more accessible, especially for those first-time buy­


ers struggling to pull together the funds need­ ed to get on the property ladder. Initially the RICS pro­


posal would reduce Gov­ ernment revenue by up to 24%, but given the 40% rise in stamp duty revenue in recent years there is room for the Government to manoeu­ vre.


Landowners will sell for affordable homes to be built


ALMOST 30% of North West rural landowners would put forward land at below market value for affordable housing, according to new research; by the Royal Institution of Chartered Surveyors (RICS).


: . Responding to a national question­


naire, chartered sun/eyors involved in the rural sector report that 27% of clients (farmers and landowners) in the North- West would put forward land for.afford- able'rural housing at below the market value. , • They would also would be more likely


to sell if the buyer is a housing associa­ tion or community trust.


While encouraging, that figure is still


10% lower than the national average of 37%.


■ ■


.: Some would sell land purely for altruis-. tic reasons, with many willing to pul for- ■ ward land for the benefit of the communi­ ty. Clients were least likely to sell to a local authority and many would ignore encouragement to sell from local govern- ment.’ Landowners are also concerned about


the lack of control over occupation and long-term ownership following the sale of land. Many would require that the resultant


housing stock be made available for fam­ ily members, staff, those employed in


agriculture and those living in adjoining parishes. . RICS spokesman for the rural sector in


the North West, Graham Bowcock, com­ mented: “As property prices fall, some of the national, for-profit builders have seri­ ously cut back on activity, sometimes lit­ erally just downing tools. This situation presents estate owners and farmers with an excellent opportunity.; • ■ . “By developing land for affordable


housing these smaller developers, who - are estate owners or farmers, are also. helping to fill the gap often left when local authority housing was sold off. “In certain cases, properties are retained by the smaller developers so


they can ensure that they are only sup­ plied to purchasers who meet certain cri-, teria, for example, older, lower income people who have lived in the area for sometime. “Alternatively, the properties are sold


off to housing associations, or to local, people at a reduced price, so everyone in the area benefits." - ; RICS believes that a planning restric-,


tion should be introduced requiring hous­ es built on land provided at below market value to be made available only to mem­ bers of the local community, v. These houses should also not be


made available for sale in the future as general market housirig.


The BMW 3 Series Edition ks^and Edition SE 318 and 320 models come complete with metallic paint, a choice,of (I yijvalloy,,::;


wheels, Dakota leather upholstery, M Sport multi-furiction leather steering wheel and Brushed Aluniinium interior trim for just i/^rsf CO if ij;* * * Aien mriiiHoH ic a rannonf RMWFffir.ipmtDx/namins tfiohnoloalss that Drovide imoroved,-


No one gives you something for nothing, but Bowker Blackburn comes close.


10:07:08 e g -I Hillendale


|more than £10,500. Yet you might be surprised to


Y m


Ifind just how little such a budg- le t will actually get you. T h a t [being th e case, i t m ig h t be I worth including this car on your Ishopping list - Nissan’s Note |Visia-^ special edition. T h is model in co rp o ra te s


[manual air conditioning with a [pollen f ilte r th a t can also be [channelled in to th e 9.0-litre [glovebox. Nissan’s novel Flexi- I Board system is also included, a [sys tem th a t ad d s to N o te ’s [already versatile load area.


OU have a r ig h t to expect a lot from a fami­ ly runabout costing you


Lomeshaye Bu sines s Park, Nelson, Lancashire BB9 6L L [M65 June 12], BB9 6LL Tel: 01282 723731 ■ www.hillendaie.c6.uk


FORTHEFlgST 45.000 MILK


All UK Land Rover vehicles from 2007 model year include as standard the COg O f fse t Package which Is based on offsetting the COj produced by a vehicle over 45,000 miles, please v isit www.iandrover.co.uk/sustaInability for fu r th er information.


GO BEYOND


by JONATHAN CROUCH


Here, twin s te el- f ram ed


b o a rd s cover an a d d it io n a l stowage space beneath the floor, which is ideal for stowing valu­ ables. With the re a r seats in place, there is 280 litres of lug­ gage space. Slide the rear seat forward and lower, the luggage boards into the well and you get an extra 100 litres. In Visia+ guise, this Note


model carries a reasonable £500 premium over standard Visia variants, with prices starting from £10,595 for the 88PS 1.4- litre manual version.


Alternatively, customersj^n


opt for a HOPS l.O-litrO petrpl, engine (with a manual or aiito-;; matic gearbox) or the 86PS 1.5-, litre turbo diesel.


v The Nissan’s interior certain-,


ly feels spacious and th a t is in no small par t down to the fact th a t the wheelbase of 2.60m is longer than th at of cars like the MK5 Volkswagen Golf. This space can be optimised


between luggage and rear pas­ sengers with the aid of a sliding rear bench seat, as well as the usual folding rear arrangement. The Note’s most interesting fea­ tu re, however, is th a t Flexi- Board split level luggage bay.


Homes and Lettings Horizon 0800 980 0933


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