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11 JULY 2020 • SATURDAY DAILY MAIL


Financial planning & charitable donations When is a Will not enough? Te Law Group Limited will help you get your affairs in order


Foresight is, of course, better than hindsight. Susie and Peter had two children, aged 12 and 14, when, sadly, Susie became termi- nally ill. It was something neither of them had planned for and there came a point when Susie was unable to make health or finan- cial decisions for herself. Tis left Peter powerless to access money from her account on her behalf and unable to make crucial deci- sions regarding her treatment. Te last few months of her life were fraught with practical prob- lems, as well as emotional ones, for the whole family. It was a few years before Peter


could bring himself to begin dating,


but, eventually, after


many dates and disappoint- ments, he met Vanessa and the two of them got on well. Vanessa was divorced and had a young child. Peter and Vanessa got married and had a child of their own. Forty years later, Peter died. He had a Will that left everything to Vanessa. Te children from the first marriage got nothing. Tis is called sideways disinheri- tance and is quite common. It can cause bitterness and irreparable family rifts. With foresight, when Susie


and Peter got married, they would have made sure their affairs were in order and looked at all their options. A consultant from Te Law Group Limited would have explained to them they could own their property in two different ways: as joint tenants, which is how most couples own property, or as tenants in common. Te latter would have given them more flexibility. It would have enabled them to set up a trust Will, ensuring that half the house would be held on trust for the children on the death of one of the parents. Tey should also have put lasting powers of attorney in place, which sees trusted family members and/or friends nominated to make deci- sions on financial and/or health issues, should they have lost capacity for whatever reason.


WITH FORESIGHT, WHAT WOULD YOU DO? If you have assets, you could put your house into a lifetime trust to protect it against all even- tualities and, in the event of death, make probate easier. Tis isn’t suitable for everyone, but Te Law Group Limited can guide you on this. Why wouldn’t you want to protect what you have worked for all your life? Te team at Te Law Group Limited have seen how easily circum- stances can change. It’s time


to act now and get your affairs in order. Te Law Group


43


Limited


will make the whole process simple, and its prices are highly competitive. Te Law Group Limited you first and tailors


puts


its advice to your circum- stances. Its consultants are trained to an exceptionally high level and, more impor- tantly,


are


empathetic. Te OBLIGATION.


NO JARGON. NO


NO FUSS.


Law Group Limited offers face- to-face appointments, as well as online appoint- ments if you prefer.


“IT’S TIME TO ACT NOW AND GET YOUR AFFAIRS IN ORDER. THE LAW GROUP LIMITED WILL MAKE THE WHOLE PROCESS SIMPLE, AND ITS PRICES ARE HIGHLY COMPETITIVE”


Call The Law Group Limited on 0800 090 3765.


No machine, no phone queues, no pressing buttons. Speak to a human being. thelawgrouplimited.co.uk


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