ally plenty of blame to go around. Read the headlines today and you’ll see that millions of dollars have been awarded in liability lawsuits. Helicopter pilots are trained, highly


HELICOPTER PILOT H


INSURANCE COVERAGE TRENDS Article by Rick Lindsey elicopter accidents can result


in property damage, death or catastrophic injuries. When things go wrong, there is usu-


pared to be thrust into a dangerous or un- expected situation at any moment, and have the skills to react quickly. Similarly, the same mindset should ap-


skilled, cautious and careful professionals who understand the importance of being proactive by double-checking all systems, safety checks, and other factors when pi- loting a helicopter. A pilot must be pre-


36 August 2013


ply to your liability insurance protection because, by comparison, your protection is critical to your financial well-being and career. A comprehensive plan for property damage liability, legal liability for non- owned aircraft, and bodily injury to pas- sengers, non-passengers and the helicopter is an important part of covering your lia- bility exposures. More and more training facilities and


flight schools are opening up around the country. Safety, advanced training, and sophisticated training techniques are being introduced every day. The opportunities in the aviation industry are expanding and flight schools are experiencing tremen- dous growth. There is demand for pilots in the private and public sector for security details, EMS, law enforcement, firefight- ing, and other related work. Instructors, mechanics, and trainers are


exposed to risks and can benefit from hav- ing an individual liability policy in place, as they are in high-risk areas. Pilots flying


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