YOUR ROAD TO Retirement


B


5-10 YEARS before you retire


Start thinking about your retirement readiness. Attend one of our Retirement Planning Workshops www.rto-ero.org/rpw-schedule-list


6 MONTHS before you retire


D E


Set up an appointment with your fi nancial planner and look into your pension.


Consider your insurance needs: www.rto-ero.org/group-insurance-plans


60 DAYS before you retire


Send in your RTO/ERO membership and group insurance applications before your current benefi t plans end.


Notify your employer that you intend to retire.


Depuis 1968 JOIN RTO/ERO Since 1968


www.rto-ero.org/retire-happy-join-rto 1-800-361-9888 (toll-free)


2 ETFO VOICE | FALL 2017


rto_ero facebook.com/rto.ero


15-20 YEARS before you retire


A


It’s never too early to start thinking about retirement. Connect with us online— we’re here to help.


1-5 YEARS before you retire


C


You are eligible to join RTO/ERO. Connect with retired colleagues and start enjoying RTO/ERO’s programs, and services to help you transition into retirement.


E


• Attend RTO/ERO events and get involved


• Start travelling • Volunteer


• Kick back and relax


T R T


N


R I


E


E


M


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52