Centres and clubs may be required to hold other insurance such as employers liability insurance, even if they do not directly employ staff. Seek advice from your insurance broker. It is important from the outset to ensure that:
• You insure through a broker that understands marine insurance and that cover is arranged under a policy that takes into account your marine activities.
• You disclose all of your business activities to the insurer and particularly specify that tuition is provided.
• If you teach children ensure you check that no restrictions are imposed by your insurance policies.
Issued 21/06/2024. Information correct at time of publication. 37