Desjardins Financial Security Independent Network provides peace of mind for those unexpected moments in life


solutions to ensure you are covered in the event of life’s twists and turns. Desjardins’ story dates back more than 115 years. Today,


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Desjardins Financial Security is a subsidiary of Desjardins Group the leading cooperative financial group in Canada and the 5th largest in the world. Desjardins Group has offices across Canada and subsidiary companies which provide a complete range of financial solutions including life and health insurance, savings solutions and over 5 million Canadians count on Desjardins to protect their financial security. The head office of Desjardins Financial Security is in Levis,


Quebec and was named Canada’s Top 100 Employers in 2018 and one of Canada’s best places to work. According to The Banker magazine, Desjardins has one of the highest capital ratios and credit ratings in the industry and counted among the world’s strongest banks. In Lethbridge, Desjardins Financial Security Independent


Network opened their office in 2009. “When it comes to what we do, we are the face of Desjardins,”


says Don Plettell, Branch Manager Mutual Funds and President of Plettell Financial & Estate Planning Ltd. “We build relationships with clients helping them with solutions that are going to best fit their needs and budget.” The experienced professionals at Desjardins Financial Security


Independent Network can help with all financial planning needs – from insurance protection like life, critical illness, disability,


or those unexpected moments in life, you want to know someone has your back. At Desjardins Financial Security Independent Network, there are a wide range of flexible


extended health care plans and group insurance, to investment products for retirement, education savings plans, tax free savings accounts and non-registered investments. As one of the Top 5 life insurance companies in Canada,


Desjardins has become a cutting-edge insurer, by developing products that can pay a living benefit or death benefit within the same contract. Previously you could purchase life insurance, underwritten for


when you die, or you could purchase living benefits insurance which is underwritten for health issues which has stricter underwriting requirements. So if you encounter a critical illness or need for long term care, the face amount of the policy can be paid tax free to you before you die, which benefits you while you are alive. Now when you die (which will happen someday) IF all the face amount of the policy had been paid to you as a living benefit, the policy will still revert to 25% of the face amount, as a death benefit. “It’s a win-win for the client because people usually buy life


insurance for debt elimination or leaving something to their loved ones. Where this policy can be utilized for themselves if they have a critical illness or need assisted living before they die” says Plettell. In Lethbridge, the office offers flexible hours to meet client


needs. Regular office hours are Monday to Friday from 8:30 am to 4:30 pm, but advisors are available anytime to meet with clients. The office is located at 420 13 Street North (403.380.6280),


there are four advisors with a wide range of experience to assist with estate planning, retirement planning or business succession.


6• Lethbridge ENTREPRENEURS


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