FARMART EXPERTS


RICHARD LANE Water Borehole Engineer


Installing uninterrupted, cost-effective private water supplies for the agricultural community.


Can anyone have a water borehole? Yes, as long as there's ground water on your land we can usually install a water borehole. You can then draw up to 20,000 litres a day. Many of our agricultural clients need significantly more water, in which case we help them obtain abstraction licences from the Environment Agency.


Is the drilling process timely and costly? No; we've been boring for over 30 years (excuse the pun!) and walk clients through the entire process. From a rig starting on site to a fully operational, purified private supply can take as little as 2 weeks. We manage the entire process and our clients can be cost neutral in as little as 12 months. Larger commercial and licensed supplies do take longer to install, with liaison from the Environment Agency.


The benefits of having a private water supply? Any heavy water user, such as an arable or livestock farmer, enjoys massive cost savings in a very short time frame. Additional benefits include being sustainable and enjoying a pure, clean, uninterrupted supply year-round – no more droughts, burst pipes or contamination.


Is borehole water safe to drink? We ensure the purity of your borehole's water by conducting chemical and bacteriological analysis, before designing, installing and maintaining the right water filtration and purification solution, ensuring your supply is safe.


What would you say to anyone thinking of a installing a private water supply? Choose us! Our core client-base is the rural and agricultural sector, and we are equally as trusted to drill boreholes and provide maintenance by water services companies such as Severn Trent and Welsh Water. We also count soft drink producers CocaCola, Brecon Carreg and Ty Nant as clients, and as experts in water we help the Environment Agency and large utilities companies. In other words, there's nothing we at WB+AD Morgan don't know about installing and maintaining private water supplies. Finding water is what we do – it's also the name of our website, so get in touch and we'll do all we can to help you.


T: 01544 248 522 e: richard@findingwater.co.uk www.findingwater.co.uk


CATHERINE GREGSON Property Dispute Resolution lawyer


Specialist Solicitor Advising the Agricultural & Rural Community


Can your Farm Business Survive Succession?


The most significant asset of a farm is the land (including property and buildings). Without land holdings (purchased or leased), the farm business cannot operate. This is an obvious statement but it is surprising the number of issues that arise relating to the status of the land and which prevent a business from being operated effectively.


With farms passing through generations, it is very easy for intentions to become diluted within the legal documents. It is vital to check your title deeds to ensure that your land is registered correctly - do not assume.


Some common issues arising from incorrectly registered land on succession;


a. Land is not held in the name of the entity that utilises it. Ensure that your business and the land are tied together. It is essential that the control / ownership of the farming business and land are complementary. This is a fundamental point. The business cannot operate without the use of the land and conversely the value and amenity of the land becomes disadvantaged without occupation and utilisation of the business.


b. Be certain as to the type of tenancy that you hold over the land and know who the tenant is. Is it the individuals or the business? If you hold the land in an individual name but you intend for the business to be the tenant then consider an assignment. Different tenancies attract different rights and obligations and it is essential that you act appropriately to secure the land for future generations and to safeguard the farm business.


c. Many titles are held in joint names and it is often thought that by severing the title, that one of the parties falls away. This is not the case. The legal title cannot be severed, only the equitable and so it is essential that you seek legal advice if you wish to remove a party from the Deeds entirely.


The Agricultural Team and Butcher & Barlow can help with the full spectrum of title issues – from assignments to contested rectification issues.


T: 01606 334 309 e: mbracegirdle@butcher-barlow.co.uk


e: cgregson@butcher-barlow.co.uk www.butcher-barlow.co.uk


IF YOU WOULD LIKE TO BE A FARMART EXPERT CALL US ON 01625 529 900 August 2020 Keep The Farmart coming free…. Tell the advertisers where you saw them Page 21


ANDREW WADLAND Livestock Finance Specialist


Working with Farmers to provide finance for livestock purchases.


The purchase of additional or replacement cows or heifers for your herd is an important decision for all dairy farms.


Buying the right cows for your system, the timing of the purchase as well as finding a supplier and agreeing a price, takes time and the correct choices are key to making everything go as smoothly and efficiently as possible.


Often the funding of the purchase may not be fully considered until the deal is done: should you pay 'cash' (which often means adding to overdraft usage), or should you spread the cost of funding by financing them over a period of 12-60 months?


Wadland Finance will help make the funding of your purchase smoother, simpler, cost effective and allow you to reduce the pressure on your cashflow.


We cover the whole of the UK and Northern Ireland. You can purchase your animals from any source; Auctioneers, Importers, Private Sale. Generally there is no deposit required, and the balance can be spread over a term of 12 to 60 months depending on your requirements.


Historically, many farmers tended to finance tractors, machinery and vehicles but 'pay cash' for their cows. Financing dairy cattle purchases has now become very common, as it is these animals that generate the income to the business. The use of a competitive finance facility from Wadland Finance, be it HP or Loan, will allow you to buy the numbers and quality of animals that you need, at a time that is most effective for your business.


Having been through some tough times recently combined with a strong cull trade, many cows have been removed from herds, and with the strong possibility of a dry Summer with pressure on grass growth, it is highly likely that milk will be is greater demand with the inevitable rise in price. With this comes a rise in cow prices, so buying now using Wadland Finance will help you get ahead of the game. Give Andrew Wadland a call to discuss your requirements.


Wadland Finance also offer Livestock Loans for the purchase of beef cows and breeding ewes.


T: 07825 152 306


e: andrew@wadlandfinance.co.uk www.wadlandfinance.co.uk


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