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Protection against the “Armageddon scenario”


When preparing your Will, you should consider what you would like to happen to your estate on your death. In typical scenarios, you may wish to leave your estate to your children, grandchildren or other family members. However, what would happen to your estate if the “ultimate disaster” occurs, and you die at the same time as your beneficiaries? If the worst happened and you and your beneficiaries passed away together, the gift would fail and your estate would pass in accordance with the Intestacy Rules. This may mean that your estate would pass to your first surviving relatives, whom you may not wish to benefit from your wealth. If you do not have any surviving relatives, your estate would ultimately pass to the Crown, and many people are not aware that this would be the case and it would not be their wish to do so. In order to protect against this unlikely eventuality, you may wish to consider


including a common tragedy or ultimate default clause within your Will. This could provide for friends to benefit from your estate, or perhaps even your preferred charity. As well as providing certainty in your Will and knowing that your estate will pass to persons or organisations of your choosing, it may also provide some positive benefit. A well-publicised case on this scenario is the case of Mr Cousins. Mr Cousins died in 2017 in a plane crash, together with his two sons, his fiancé and her daughter. As they all passed away together, they could not benefit from the residue of his estate. However, Mr Cousins had a common tragedy clause in his Will, which took effect and Oxfam benefitted from the residue of his rather sizeable estate.


p Whitehead Monckton appreciate that it


is difficult to contemplate what you wish to happen in the event of your death, and our Tax and Estate Planning department are here to assist you in providing peace of mind that your affairs will be dealt with in accordance with your wishes and feelings. If you would like more information on common tragedy clauses or the Intestacy Rules, please do not hesitate to contact a member of our team.


The Kent Law Firm For details of the full range of our services,


please refer to www.whitehead-monckton.co.uk 698000 01622 Denture care to make you smile


SB Denture Design Ltd (formerly known as SB Dental Laboratory) are now pleased to offer our services directly to the public. SB was founded in 1989, producing quality denture work for dentists in Maidstone and the surrounding areas. Since then Steve, the founder of SB Denture


Design has been clinically trained so we are able to provide our services directly to you. He gained further clinical qualifications at the University of Central Lancashire (with merit) and this enables him to treat patients directly thus alleviating the need to visit the dentist for the impressions, denture try in and the fitting of the dentures. Any necessary after care would be provided by us as well. With over 25 years of experience in


manufacturing all styles of dental appliances, we can now hand craft your dentures for you from start to finish. By dealing directly with the technician who will make your dentures we can tailor your prosthesis to your own personal individual requirements. Using only the highest quality materials and all


the latest technologies you are guaranteed a product of the very highest standard. From


T: 01622 766077 E: steve@sbdentures.co.uk W: www.sbdentures.co.uk


repairs and adjustments through to new sets we can offer a complete denture care service. Although the work is done ‘in house’ with


partial dentures and other more complex cases we work closely with the dentist. It is essential that the health of any remaining teeth are checked out before denture construction. This is necessary to ensure the prosthesis is a long term solution. We can accept referrals from you own dentist or we can arrange an appointment with one of our dental colleagues at your first appointment. Having the laboratory on the premises reduces


the waiting time for some services, some services like repairs can even be done while you wait. It is also an advantage as some larger adjustments can be done in house We pride ourselves in making sure everyone we


treat is happy with the product we produce and want our patients to have the confidence that their denture has been constructed with the utmost care and using only quality materials. Our aim is to make people comfortable with our treatment and confident with our product.


SB Denture Design Ltd 2 Wallis Avenue Maidstone,


Kent ME15 9DX Maidstone Weald April 2019 11


SB Denture Design Ltd offer FREE consultations and can advise you on the best denture options available.


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