available to your family and student. This is the real amount of money that a family typically pays for college. The sticker price may differ significantly from net prices. According to the College Board, in 2015-16, the average sticker price of in-state tuition and fees for public four-year colleges was about $9,410, but the aver- age net price was about $3,980.


Who can help pay for the costs? How much money can they contribute, and when?


Step 3: Create – and stick to – a plan. With your student’s goal


as your focus, and your numbers as your guides, set a timeline for identifying the right institutions for your student’s needs and agree to a budget that you will keep to make your student’s education dreams a reality. Recognize that the final decision for where your student will obtain her education must be one that satisfies her head, her heart, and the wallets of all individuals financially contributing to her success. You and your student are not alone in this process. The Federal Student Aid website, your local Certified Financial PlannerTM


, and Financial Aid officers for the institution


your student wants to attend are just some of the many resources available to assist you.


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Caroline Wetzel is a Certified Financial PlannerTM (CFP®) and Vice President, Private Wealth Advisor with Procyon Private Wealth Partners, LLC. Procyon Private Wealth Partners, LLC and Procyon Institutional Partners, LLC (collectively "Procyon Partners") are registered investment advisors with the U.S. Securi-


ties and Exchange Commission (“SEC”). This article is provided for informational purposes only and for the intended recipient[s] only. This article is derived from numerous sources, which are believed to be reliable, but not audited by Procyon for accuracy. This article may also include opinions and forward-looking statements which may not come to pass. Information is at a point in time and subject to change. Procyon Partners does not provide tax or legal advice. See ad on page 18.


Procyon Private Wealth Partners, LLC and Procyon Institutional Partners, LLC (collectively "Procyon Partners") are registered investment advisors with the U.S. Securities and Exchange Com- mission (“SEC”). Information in this message is for the intended recipient[s] only. Please visit our website www.procyonpartners.net for important disclosures.


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