Pulham & Co Solicitors


A FULL RANGE OF LEGAL SERVICES EFFICIENT AND PERSONAL


Egmere House, Market Place, Saxmundham Telephone: (01728) 602084 Contact: John Pulham


P.G.Rogers Builder and Property Maintenance


Extensions Renovations & Refurbishment. Plastering, Tiling & Decorating Patios, Paths, Drives & Landscaping etc.


FraMlinghaM Tel 01728 723774 www.a1carpets4u.co.uk


For the complete A1 Service


www.garyburdena1carpets4u.co.uk


Supply & installation of fine quality Carpets & Vinyls. Domestic & commercial 10 Year Stain resitant Carpets & Vinyl’s from £4.99m2 Save £££££’s - We will beat any genuine retailer quote We offer value for money. Free Uplift & Disposal. NO HIDDEN EXTRAS!


Supply & installation of fine quality


Carpets & Vinyls. Domestic & Commercial 10 Year Stain Resistant Carpets & Vinyl’s from £4.99m2


We bring the shop to you - Home sample service with hundreds of ranges to chose from in the comfort of your home


Tel: 01728 604396


Save £££££’s - We will beat any genuine retailer quote Mob: 07419 375720


For the complete A1 Service


Find us on facebook for special promotions www.facebook.com/a1carpets4u


www.garyburdena1carpets4u.co.uk


We offer value for money. Free Uplift & Disposal. NO HIDDEN EXTRAS!


We bring the shop to you - Home sample service with hundreds of ranges to choose from in the comfort of your home


Supply & installation of fine quality Carpets & Vinyls. Domestic & commercial 10 Year Stain resitant Carpets & Vinyl’s from £4.99m2 Save £££££’s - We will beat any genuine retailer quote We offer value for money. Free Uplift & Disposal. NO HIDDEN EXTRAS!


We bring the shop to you - Home sample service with hundreds of ranges to chose from in the comfort of your home


Tel: 01728 604396


Find us on facebook for special promotions www.facebook.com/a1carpets4u


Find us on facebook for special promotions www.facebook.com/a1carpets4u


Mob: 07419 375720 Mob: 07419 375720


Save your feet, no need to go to the high street. Call us today on 01728 604396


0505825


News from Framlingham and Saxmundham Cats Protection – August 2017


FINANCIAL FOCUS ON....Should you file?


On April 6th 2016, a monumental change to investment income occurred and the ramifications of it are now coming home. From the beginning of the


2016/17 tax year,hMRC changed how investment income consist- ing of dividends and bank/build- ing society interest is taxed, with the withdrawal of tax credit and withholding tax deductions on anything paid. Coupled with the introduction


A LITTLe later than usual, the kitten season started in late June this year, so our fosterers have been busy in the early summer months caring for and socialising many tiny, furry felines. Some kittens will quite quickly be ready to go off to their new start in life, at about nine to twelve weeks old. Those which may have had little or no previous human interaction could take a little longer to be ready for a home environment. With care, patience and the dedi- cation of their fosterer, these too, will be fully prepared for their new lives, albeit after a longer stay in care. Dates for your diary: We look


forward to seeing you at our forth- coming fundraising events: August 6th, Antiques Fair on the Green, Southwold; August 20th, Westleton Barrel Fair; August 26th, Orford Flower Show; August 28th, outside Lloyds Bank, Southwoldhigh Street. Cat care: Toy Safety: Playing


with your feline friend is very important, whatever their age, but care should always be taken with the type of toy used. Kittens learn their hunting skills early and love nothing more than chasing an object on the end of a string, catching it and finally ‘killing’ it. When choosing these ‘fishing’ type toys always ensure they do not have anything attached which may come off during play and be inadvertently swallowed; always remove and discard things such as bells or other small objects before play. Never leave a kitten alone with string as they can easily get tangled up and may be strangled


in their panic to escape. Some climbing frames have toys dan- gling from string; this should be removed if kittens are to be left unsupervised. Balls of wool are also a temptation to cats of all ages, but again, should be kept out of their reach; as should thread with needles attached, which could easily be swallowed with disastrous consequences. Toys need not be expensive as


cats and kittens will enjoy playing with simple things: table tennis balls, strips of fabric or feathers firmly attached to a stick and boxes or large paper bags to jump into to hide their knitted mice will all keep them amused and active. Catology: each cat’s nose is as


unique as a human fingerprint. No two cats will have the same bumps and ridges on their noses. So, next time something goes missing or gets knocked over, for- get the paw prints to identify the culprit look out for the nose prints! Featured cats looking for a


home: Twinkle is three and her daughter Princess is 18 months old. This delightful pair of sweet, shiny, black beauties are looking for a new home together. Could you give them the new start they deserve? See our website: framandsax.


cats.org.uk or telephone 01728 723499 for more information about cats in our care; event dates; cat-care leaflets; how to become a volunteer fund-raiser or fosterer and other ways you can support us. Also find us on Twitter, Face- book and YouTube.


of the savings and dividend allowances, the change was billed as a cost saving measure for hMRC as it removed the need for lots of people to file an annual Tax Return (Self-Assessment or repayment form R40). The tar- geted groups were those who usu- ally filed in order either to reclaim or pay relatively small amounts of income tax each year. however, there are always side effects to any action and whilst many thou- sands of individuals are no longer required to file Tax Returns for relatively small adjustments to their tax position, there is another group of people who now sud- denly find themselves having income tax liabilities where pre- viously they had none. equally, these same people


now may have an obligation to file an annual Tax Return to declare their liabilities and they may be completely unaware of their legal obligations. For example, excluding ISAs,


Mrs Jones has for years had tax- able State and private pensions totalling £16,000 per annum, bank interest (taxed at source) of £2,500 (gross) and dividend income of £11,500. Until April 5th 2016, as her pensions are handled through PAYe and her bank interest and dividends suf- fered tax at source (or received an appropriate tax credit), her affairs were simple as she was a basic rate taxpayer, and she had no need to have contact withhMRC. however, from April 2016, the


taxation on Mrs Jones’ invest- ment income changed. For 2016/17, whilst the gross level of her income is unchanged, her investment income exceeds the


savings and dividend allowances, so without basic rate tax deducted at source, Mrs Jones now has to file a Tax Return and settle the income tax due on her bank inter- est and dividends direct with the Collector Taxes (in this example £300.00 on her bank interest and £487.50 on her dividend income). To file a Tax Return under Self-


Assessment, Mrs Jones will have until October 5th 2017 to notify hMRC that she is required to file a Tax Return as she has liabilities to pay. The usual filing deadlines are October 31st for paper Returns and January 31st for elec- tronic filing (although in some cases, hMRC can extend when Tax Returns are issued by them later than normal). The tax is due on January 31st 2018 for liabili- ties arising 2016/17. Although hMRC computers


are now routinely notified by banks and building societies as to how much interest is paid on an individual’s behalf (and from an interest point of view, in theory hMRC should therefore already have a good idea who might be affected), there are currently no plans for a high-profile or even targeted campaign by hMRC to notify those affected that they now may suddenly need to file Tax Returns. Unfortunately, it is still an indi-


vidual’s responsibility to check their own tax affairs and notify hMRC of any liability. Of course, as hMRC are noti-


fied of bank and building society interest being paid, the (experi-


enced) cynic might wonder how long after this year’s filing dead- line it might be before thehMRC computers do flag up a list of those who ought to have notified, filed and paid their taxes but for whatever reason were unaware that the game had changed. Tax just got a little bit more


taxing. For further information on any


of the above points or to discuss your tax affairs generally, please do not hesitate to contact Robin Beadle at ensors Chartered Accountants, Saxmundham on 01728 603005. This article seeks to address


general business and financial issues and due care has been taken in its preparation. ensors cannot accept responsibility for loss incurred by any person, company or entity as a result of acting, or failing to act, on any material in this publication. Specialist advice should always


be sought in relation to your par- ticular circumstances.


Plumbing, heating & Gas engineer • General maintenance • Gas servicing


(including Lpg) • Landlord gas safety certificate’s. Local emergency service available.


Call or text : 07887791719 Home - tel : 01728604942


email : booth917@btinternet.com


Tree Care Professionals Glynn Davies FdSc (Arb)


Reliable family business providing service and quality installations


NICEIC Approved Contractor and Domestic Installer


• Domestic and Commercial installations • Trust Mark approved


• New installations and Rewiring • Electrical installation condition report • Landlords and House Buyers report • Fault Finding • All electric heating


Tel: 01728 833440 mobile: 07905 835125 email: johngreen2002@btinternet.com


APPROVED CONTRACTOR APPROVED CONTRACTOR


Call Andrew on 07850 583 093 www.mow4you.co.uk


email: mow4yousuffolk@gmail.com Regular Garden maintenance weekly & bi-weekly


• Tree Surgery • Reports and Surveys • TPO & Conservation Applications • Planting and Aftercare • Hedge Cutting


NPTC Certified, Fully Insured All Arboricultural Services Provided Mob: 07722588713 Tel: 01728 561529 www.terrestrialarboriculture.co.uk


www.electriciansuffolk.net suffolksparks@gmail.com


Kevin Clarke


01728 833246 Home 07412297210 Mobile


Clarkys Window Cleaning Home or business,


friendly and reliable service Plumbing and Heating


BOILER SERVICING & INSTALLATION LANDLORD GAS SAFETY CHECKS UNVENTED HOT WATER SYSTEMS BATHROOM INSTALLATIONS QUICK RELIABLE SERVICE


01728 667 007 07482 311 985 coastalplumbing75@gmail.com


LEI 6/FRAM 6


Complete system installation and service specialists.


01728 748446 cnplumbing@outlook.com


Registered Business


For all your water, gas, oil, LPG & renewable energy needs.


ALDE FENCING


Agricultural, Domestic, Commercial, Repairs & Gates


For a Free Quotation please contact Adam on 01728 454296 | 07896 766719 adamblowers@btinternet.com


01728 833118 07896 766719 AUGUST 2017


SERVICES • SERVICES 701389 014556


068309


271563


066227


075557


171375


07135593 037804


271490


127368


371739


119168


171281


088571


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12