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18 OCTOBER 2015 SENIOR LIFESTYLE 25 Retirement Planning & Property


Gain the best return on your hard-earned cash and a guaranteed monthly income


Contact us today by emailing info@ledgerandsimmons.com or apply on-line now at www.ledgerandsimmons.com. Your Trusted Partners and Introducing Agents


Don’t leave your long-term financial stability to chance in the current volatile economic climate. Falling stock markets, shortfall endowments and mis-sold pensions have hit many savers hard — but there is a way you can guarantee a good return on your nest egg.


Excellent rate of return Ledger & Simmons Monthly Income Plan does exactly what it says on the tin. It pays you a regular monthly income of the best interest rates available. It’s simple and works like a fixed deposit savings account. But instead of getting virtually no interest or no guaranteed return on the cash you put in — like many other products — Ledger & Simmons works to ensure your capital gets the best interest — and it’s guaranteed. And, aſter years of hard graſt and putting money away for the future,


no one wants to be short of their hard earned income or to be struggling to meet the dreaded monthly bills. We now know this can happen far too easily. Pension savings can quickly disappear if


they’re put into drawdown and are dipped into for random amounts at irregular times — this can result in too much being taken far too fast. Pension pots can also suddenly take a big dip as the result of a stock market fall or be reduced drastically due to high fees and charges being taken out. Tat’s why Ledger & Simmons has created the Monthly Income Plan to help you secure your finances over the longer term.


Financial stability Retirement really is the time in our lives when we all want — and need — financial stability. We need to know we can easily afford our


regular bills and still have a bit leſt over to do all those things we’d been putting off until we were no longer working. We want the means to enjoy the good times with family and friends, without any money worries.


“Retirement is the time in our lives when we all need financial stability” Tat’s the simple brilliance of a Monthly


Income Plan from Ledger & Simmons: you know exactly where you stand each month. You’ll receive your fully guaranteed income, while resting assured that your capital is safe. Te Plan is covered by the Financial Services Compensation Scheme (FSCS), which protects your cash should a financial provider cease


Psst...It’s one of the City’s best kept secrets and now it’s available to you. It could be just what you need to take control of your future finances.


PEACE OF MIND. Ledger & Simmons Monthly Income Plan is fully regulated and is covered by the Financial Services Compensation Scheme which gives protection for up to £75,000 per depositor.


trading — so it’s straightforward and transparent with no set-up fees or hidden charges. You also get a free financial appraisal and,


along with our groundbreaking commission structure, you really can secure your financial wellbeing without any initial outlay.


Security made simple So, why not take the first step to making your cash work for you? It couldn’t be easier to get started. It will only take you a few minutes to complete the application process before you can start receiving your monthly income interest payment and get on with enjoying the good things in life.


Contact Ledger & Simmons to get your retirement finances on track. T: 0203 287 3912 www.ledgerandsimmons.com


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