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30 • September 12 - 25, 2014 • The Log


Boat Loans from Joni Geis, Sterling Associates


What boat is calling your name? With


Ardell Yacht & Ship Brokers — a Wealth of Experience with Fine Yachts


Established in 1958 as a yacht broker- age in Newport Beach and expanding to Ft. Lauderdale in 1971, Ardell Yacht and Ship Brokers has grown to become a pre- mier international marine sales organiza- tion.


Operating under the same ownership and management since its inception, Ardell provides its clients with the guid- ance and expertise gained from more than 50 years of selling and chartering the world’s most technically advanced


and luxurious yachts. Ardell owns significant facilities in


California and Florida. The company headquarters and marina in Newport Beach comprises more than 3.5 acres of prime waterfront property, with slips accommodating yachts up to 100 feet in length. Ardell Yacht and Ship Brokers can be


reached at (949) 642-5735, via email at yachts-ca@ardell.com or on the web at ardell.com.


rates as low as they are right now, you should consider the benefits of a boat loan — and Joni Geis of Sterling & Associates is the boat loan specialist to call, before you buy. Sterling Associates is a recreational financing company that provides financ- ing for new and used boats and yachts, specializing in boat loans and yacht financing. “We can also refinance your existing loan today,” Geis said. “I treat my customers like family, because I understand the passion for boating,” she added. “I am a boater too. My goal is to get you qualified to buy your dreamboat as fast and efficiently as possible. Let me do all the work for you.” Call Geis today with any questions


you have about financing your dream- boat before you buy. Even if you are planning to pay cash, there are several good reasons to finance. In reality, the boat may cost you more if you pay cash. Financing versus paying cash could


allow you to: * Free up your cash for other invest- ments that may have higher borrowing costs — such as college tuition; * Deduct interest expense on the


boat loan, as a second home tax deduc- tion;


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* Let your money work for you, since


your after-tax interest expense could be less than earnings on investments; * Recoup a portion of your cash.


Equity loans are not readily available, if you need the cash later. However, you can recoup a portion of your cash if you finance within 90 days of the purchase. For more information, call Geis at (877) 224-4468 or visit BoatLenderUSA.com.


resortkonakai.com | 800.566.2524 1551 Shelter Island Dr., San Diego, CA 92106


TIKI BAR


VESSEL


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