Balancingriskwith  collections


Bibby Financial Services has extended its trade-finance proposition to include invoice discounting for commercial businesses with a turnover of up to £5m. The company already offers invoice discounting on trade finance for corporate businesses with turnover in excess of £5m. Managing director for trade finance,


Phil Tobin


Phil Tobin, said: “As a client-centric firm, we continuously research the market to understand how we can better serve businesses, both trading domestically and internationally. “We have listened to feedback from our intermediary


network and this change will enable us to support the needs of commercial businesses that have the ability to manage their own credit control, but need working capital to bridge the gap between paying suppliers and receiving customer payment.”


A series of promotions have been made within the debt recovery team at Clarke Willmott LLP. Phil Roberts has been promoted to partner, along with partner


RestonsSolicitorsLimitedassistsanumberof marketleadersintheDebtPurchase,Finance and Utility sectors with both secured and unsecuredcollections.


Our fundamental understanding of


commercial, reputational and compliance issues, togetherwith a focused, proprietary interest in our clientsÕ receivables means that we continue to excel in terms of client satisfaction, recoveries and complaintavoidance.


To Þnd outmore about how our expertise can help you, contact Nigel Coe on 01925661602ornpc@restons.co.ukorgoto www.restons.co.uk


Kat Quinton, he will be responsible for jointly leading the team. Senior associate Stuart Hoysted has been promoted to debt


recovery technical director. Finally, Anna O’Reilly has been promoted from team co-ordinator to team manager. Ms Quinton said: “The world is changing in regards to regulation,


client needs, the general economy, the way we work, and the way we interact with others. Accordingly, we have reviewed how we can best structure ourselves and maintain our position at the forefront of the debt-recovery industry.”


Innovus Consulting Services has joined the FICO Enterprise Security Score partner programme. “Executive leaders are looking for a trusted benchmark to help


quantify cyber-security risk as well as measure the performance of their cyber-security investments,” said Doug Clare, vice president of cyber-security solutions at FICO. “Innovus Consulting Services’ capabilities regarding digital


transformation — including penetration testing, security process and posture assessment, remediation and customer awareness — enable outcome-based solutions that are greater than the sum of their parts. Our Enterprise Security Score complements these capabilities with an empirical, data-driven approach to ongoing cyber-risk quantification.”


Commenting on the Bank of England’s money and credit statistics, last month, Steve McNicholas, managing director – credit and marketing data, Callcredit Information Group, said: “Despite mortgage approval rates falling in December, borrowing levels remain at a record high with consumer credit lending growing by 0.4% since November.


46 www.CCRMagazine.com March 2018


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