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IBS Journal February 2017


IN THIS ISSUE FEBRUARY 2017 / ISSUE 26.08


Chairman, Cedar Sanjiv Anand Email: sanjiva@ibsintelligence.com


Senior Editor Scott Thompson Tel: +44 7528 807 353 Email: scott.thompson@ibsintelligence.com


Senior Reporter Alex Hamilton Tel: +44 7555 518 679


Email: alexanderh@ibsintelligence.com


Junior Reporter Clare Ruel Tel: +44 207 520 2631 Email: ClareR@ibsintelligence.com


Advertising Sales Manager Angus Chapman Tel: +44 7958 691 538


Email: angusc@ibsintelligence.com


Regional Account Manager – UK & EU Edward Thomas Tel: +44 792 072 4371 Email: edwardt@ibsintelligence.com


Regional Account Manager – Americas Mike Scarangella Tel: +1 239 223 0062 Email: MikeS@ibsintelligence.com


Regional Account Manager – Asia & Middle East Prem Sabarwal Tel: +91 8433 996 997 Email: prems@ibsintelligence.com


Head of Research Ashwin Ramakrishnan Tel: +91 9819 148 693


Email: ashwinr@ibsintelligence.com


Marketing Manager Abhijit Chakravarty Tel: +91 7718 868 804 Email: abhijitc@ibsintelligence.com


Graphic Designer Pooja Bhatia Tel: +91 9920 151 037


Email: poojab@ibsintelligence.com IBS Intelligence


A Division of Cedar Management Consulting International, LLC Tel: +44 2075 202 630


Email: info@ibsintelligence.com


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USA


ISSN: 0965-674X Visit our website: www.ibsintelligence.com


06


FEATURE FOCUS Challenger banks


Mobile banking


Digital banking startup of the month Case study


Digital myths and realities


REGULARS Editor’s Note:


On the move:


Who’s been saying what: Who’s bought what? The month in numbers: The Big Interview: Comment:


Good month | Bad month: Backchat | Diary:


24 28 32 35 38


Watch and learn White House favours FinTech Tesco in nationwide PayQwiq roll-out


Yet another new entrant: Rakuten Europe Bank Paytm gets final RBI nod


POSB rolls out chatbot on Facebook Messenger imaginBank claims chatbot first in Spain HSBC lifts lid on Technology Advisory Board IBS Intelligence launches IBS DealVision Gloves off as DFS slams FinTech Charter Metro Bank CEO: “Customers want choice” Mashreq gets first crack at Samsung Pay Lloyds Bank tests out Signly tool


NBAD embraces blockchain with Ripple INCUMBENTS AND CHALLENGERS


06 08 11 11 12 12 13 13 14 14 16 16 17 17


03


05 18 19 20 40 42 46 48 50


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