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COMBINED RATIO TREND


100.0% 110.0% 120.0%


80.0% 90.0%


2010


CR Excluding Catastrophes 2011


2012 2013 2014 CR Impact of Catastrophes 2015


“Since 2011, Arbella has paid more than $300 million to policyholders for losses incurred from catastrophic weather events. Whatever the New England weather brings our way, Arbella will meet all its promises to our policyholders and our financial strength will endure.” Chris Hall, Chief Financial Officer, Treasurer, and Executive Vice President


SURPLUS CHART (reported in millions)


$600


$400


$200


18


A R B E L L A I NSU RANCE G ROU P


2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015


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