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Many people are finding the world of finance and mortgages more daunting than ever in the light of new regulation. However, with the expert and friendly guidance of local financial expert
Sarah Ferrell you have nothing to fear! Whether you are buying a home for the first time, re-mortgaging, looking at your finances during, or as you approach retirement, or maybe financing an investment property, Sarah will be delighted to provide the expert advice and knowledge you need to help you through the process.
Sarah has worked within the mortgage market for more than 20 years and not only has a wealth of experience but is fully aware of what lenders are looking for in these days of tighter regulation and stringent affordability criteria. Sarah says, “Every lender has a slightly different way of calculating how much a client can borrow so knowing the criteria inside out and knowing which lender is the right one for you is crucial.” Sarah has helped people with all
manner of circumstances - people needing to consolidate their finances, clients who have had difficulty securing a mortgage due to being self- employed or people finding they are suddenly “too old” to re-mortgage. Sarah says, “Many people who have previously made their own mortgage arrangements and finding they are unable to get the mortgage they want and it is often a case of just not having found the right lender for their circumstances”.
Sarah is one of the few advisers fully qualified and licensed to advise on Equity Release and mortgages at retirement. She takes time to discuss how this area of lending no longer holds the stigma and risk it once did. Based locally, she is happy to visit you at home at a time to suit you rather than tie you to 9-5 appointments. Sarah is dedicated to making sure that she provides clear and uncomplicated advice to every client. “I would rather go through something repeatedly than for somebody to make a decision of which they are unsure” Whether you need to look at a mortgage, equity release, life cover, writing your will or a general review of your finances then Sarah is our local approachable professional and just the person to speak to!
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.
Equity Release is a lifetime mortgage or home reversion scheme. To understand the features and risks, ask for a personalised illustration.
The Financial Conduct Authority do not regulate some buy to let mortgages. The Financial Conduct Authority does not regulate on Will Writing.
downsmail.co.uk
Making Mortgages simple and honest FREE CONSULTATION
AVAILABLE FOR: Mortgages for First Time Buyers, re-mortgages, capital raising and house purchases
Mortgages for buy-to-let and second homes
Will writing
Equity release for retired home owners needing to release a cash sum
Life insurance,
Critical Illness cover and all general insurances
Call Sarah at Professional Mortgage Services
M: 07789007447 T: 01622 631372
E:
sarah.ferrell@btopenworld.com
Professional Mortgage Services is a trading style of Sarah Ferrell an appointed representative of Intrinsic Mortgage Planning Ltd which is authorised and regulated by the Financial Conduct Authority. A fee of £249 for mortgages and £995 for Equity Release is payable on full application only.
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