Opinion B


efore my musing this month, I just wanted to thank all those of you who e-mailed me after my last piece regarding exit planning or even planning. It


seems I struck a chord with quite a lot of you who realised, like me, that time can just fly by. This is the reason that I am framing this


piece as it became clear that it doesn’t always work out well for everyone and some of those who contacted me were feeling rather distressed by that. I worked out very early on that I am an eternal optimist whose glass is never below the halfway mark, regardless. It hasn’t always endeared me to everyone


with some telling me that I am a dreamer, unrealistic and that I needed, on one occasion, a “reality check”. This came, by the way, from a 30-year-old banker who knew as much about business as he knew about MB2 canals in an upper 6. I had the greatest of pleasure rearranging his opinion over a ı0-year period. I have had the privilege and the chal-


lenge of working very closely with some colleagues over the past few years who were in serious financial difficulty due to the financial crisis. In every case, there are multiple factors to consider but, for


Bruce Oxley


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“I have a philosophy now of looking at the very worst that can happen and deciding if can cope with that. If I can, then that’s that”


some of these colleagues, it was clear to me that the situation wasn’t completely their fault. The email trails and physical correspondence shows that the banks were metaphorically standing at their doors


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Column


with Dr John Barry


What if it doesn’t all work out?


with a shovel shovelling it out as fast as they could and were practically begging borrowers to borrow. Some of these colleagues have faced


administration as there was literally no way out of the debt. The equity did not exist and the gap between values and loans was too great to pay back even in a remaining working life time. Many fell into this trap and it is a very difficult situation to cope with, not to mention extremely stressful when trying to look after patients at the same time. However, I never write a downbeat


column, so what is the point of my title? I have developed a philosophy now – which I am happy to share with you – of looking at the very worst that can happen and deciding if I can cope with that. If I can, then that’s that. This is built around the old chestnut of “let me change what I can, let me accept what I cannot change and grant me the wisdom to know the difference”. In all the cases of helping colleagues,


some who appeared desperate, as time passed, all settled and cloth was cut accord- ingly. Sometimes the difference between tragedy and comedy is simply time passing. In conclusion, just be ethical, do your best and usually it works out. Even if it’s not ideal. After all, we are simply human.


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