For all the latest news visit us at
www.the-negotiator.co.uk
National Auction Analysis Last Month
Dec 2011
Lots Offered Lots Sold
Percent Sold Total Raised
3,391 2,448 72.2%
£341.3m Dec 2010
3,270 2,265 69.3%
Source: Essential Information Group
3.7% 8.1%
72.4% £393.7m 13.3% Increase
Jan 11- Dec 11
32,646 24,125 73.9%
£3.4bn
Last Year
Jan 10- Increase Dec 10
31,457 22,015 70%
£3.4bn
3.8% 9.6% 5.6% 2.2%
November 2012 Change from Nov 2010
Loans for house purchase and remortgage Number
of house purchase loans
47,000
Change from October 2011 4% 3%
Source: Council of Mortgage Lenders
Value of house
purchase loans (£m)
6,900 5% 5%
31,200 6% 2%
Number of Value of remortgage remortgage loans
loans (£m)
4,000 8% 5%
Regional residential auctions: Oct-Dec 2011 Lots offered Lots sold
London
South East South West East Anglia
East Midlands West Midlands Wales
North West North East
Scotland Total
683 758 478 210 507 682 406
1,222 610
Yorks & Humber 669 197
6,832 Source: Essential Information Group
565 584 318 165 396 506 279 884 432 484 73
4,959
66.5% 78.6% 78.1% 74.2% 68.7% 72.3% 70.8% 72.3% 37.1%
72.6%
Buy-to-let house purchase lending
Percentage sold Total raised 82.7% 77%
£158.3m £88.2m £40.6m £20.1m £33.5m £47.1m £19.9m £62.1m £32.0m £37.9m £5.4m
£587.6m
60,000 50,000 40,000 30,000 20,000 10,000 0
07 Q1 07 Q3 08 Q1 08 Q3 09 Q1 09 Q3 10 Q1 10 Q3 11 Q1 11 Q3
Source: Council of Mortgage Lenders - BTL house purchase loans - BTL as share of all house purchase loans (RMS)
20% 15% 10% 5% 0%
A round-up of best buy mortgage deals as at February 3 2012
Product type Fixed Lender
Yorkshire B Society Ulster Bank
NatWest Direct N&P
Tracker HSBC
NatWest Direct RBS Direct First Direct
Source: Coreco Rate
2.94% 2.95% 3.05% 3.09%
2.49% 2.60% 2.60% 2.69%
Fees
£519 £625 £376 £739
£30
£376 £391 £30
Two-year cost
£22,967 £23,262 £23,263 £23,153
£21,540 £22,152 £22,167 £22,022
Bank of England Base Rate Month
2010 Jan Feb Mar Apr
May Jun Jul
Aug Sept Oct Nov Dec
Rate 0.5
0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5
Source: Bank of England Month
2011 Jan Feb Mar Apr May Jun July Aug Sept Oct Nov Dec
Rate (%) 0.5
0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5
Month 2012 Jan
Rate(%) 0.5
Annual rates of return on buy-to-let investment Cash purchase Q4 2011
Region Gross
Annual Void Period Annual Rental
Average Net (days per Rental
Prime Central London 4.88 4.81 5.05 5.24 4.98 5.13 5.05 5.12 5.02
Rest of London
Rest of South East South West Midlands
North West North East
Scotland/Wales/NI All Regions
Yield (%) year) 20
16 18 21 22 26
26.4 24 20
4.6 4.8
4.93 4.67 4.76 70
4.78 4.74
Source: The Association of Residential Lettings Agents
www.the-negotiator.co.uk Capital
Yield (%) year) 4.61
5.66 5.66 5.66 5.66 5.66 5.66 5.66 5.66 5.66
Rate of
Appreciation Return on (% per
8.77 8.76 8.92 9.03 8.82 8.89 8.84 8.90 8.87
Inv. (over five years)
Rest of London
Rest of South East South West Midlands
North West North East
Annual rates of return on buy-to-let investment Geared investment Q4 2011
Region Gross
Annual Void Period Annual Rental
Average (days per
Prime Central London 12.02 11.75 12.71 13.44 12.41 13.02 12.70 12.97 12.56
Scotland/Wales/NI All Regions
Yield (%) year) 20
16 18 21 22 26 26 24 20
Rental
10.91 11.71 12.24 11.19 11.54 11.29 11.61 11.44
Source: The Association of Residential Lettings Agents TheNegotiator l March 2012 l 35 Net Capital
Yield (%) year) 10.95
5.66 5.66 5.66 5.66 5.66 5.66 5.66 5.66 5.66
Rate of
Appreciation Return on (% per
21.31 21.29 21.68 21.93 21.43 21.60 21.47 21.63 21.55
Inv. (over five years)
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42