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MORTGAGE & CONVEYANCING news Mortgage update BUY TO LET


BTL mortgage at 4.4 per cent


L P


eeds Building Society has launched a two-year discount Buy to Let deal at 4.44 per cent, available up to 70 per cent LTV. This flat-fee product also allows 10 capital repayments each year,


without penalty. There is a £199 booking fee and an £800


completion fee. Tapered early repayment charges of three per cent of the amount redeemed are levied in year one, two per cent in year two. “This buy to let option has been specifically designed to offer landlords greater choice and flexibility. It has no higher lending charge and 10 per cent capital repayments are allowed each year without penalty,” said Kim Rebecchi, Leeds Building Society’s Sales and Marketing Director. www.leedsbuildingsociety.co.uk


Cutting-edge mortgage tools ONLINE TOOLS


roperty and mortgage market website, Obligo, has launched a new content tool for agents, Obligo Mortgage


Partners, which will boost their sites’ stickiness, drive sales and help differentiate themselves from the competition. It is a free service that provides agents’


websites with fresh mortgage content and tools, from state-of-the-art mortgage calculators and glossaries to sleek New Mortgage Enquiry forms and first time buyer guides – all designed to keep visitors on the agent’s site for longer and to increase sales. It also provides agents’ clients with a full mortgage fulfilment service. Obligo Mortgage Partners is already


being used by a number of agents including Cardiff-based agency, Fortis Properties, Stuart McDowall-Robertson, MD, Fortis Properties, commented: “It’s important to be able to offer prospective buyers all the mortgage information and expertise they need when they come to your site. By empowering our customers we are helping ourselves and boosting our ability to make sales. Since we started using Obligo Mortgage Partners, people spend more


LENDERS


Paradigm add Aldermore to panel


P Chris Gardner and Ray Bohringer, Obligo


time on our site and have commented on the usefulness of the tools. The fact that they are free and effortlessly integrated makes it better still.” Chris Gardner, Director at Obligo, added: “These days, content is king and the most successful agency websites are the ones that offer the most useful tools and material for prospective buyers.” www.obligo.com


aradigm Mortgage Services, the mortgage partnership proposition, has added Aldermore to its own


lender panel for directly authorised (DA) firms plus that of Paradigm Financial Advisers (PFA), the network service for appointed representatives (AR). Firms can access the product range by


registering through the Paradigm websites. Aldermore’s offering includes house


purchase loans up to 80 per cent LTV and Buy-to-let mortgages up to 75 per cent LTV for up to three properties. John Coffield, Head of Paradigm


Mortgage Services, commented: “The addition of Aldermore to both


lender panels means our DA and AR member firms are now able to access one of the newest and most flexible providers in the marketplace. “What impresses us most about


Aldermore and its range is the commitment to help those credit-worthy borrowers who are being turned away by the high-street lending community”. www.paradigmmortgages.com


PROPERTYdrum MAY 2011 45


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