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contents


7 Welcome LesleyDavis introduces this issue’swebsite guide plus other newsand features


9 Wereport on thenew arrangements for flood insurance cover, ARMA’s annual conference andthe newFirst-TierTribunal Property chamberwhichhas nowreplaced the LVT


NEWS


12 Banish the bathroomblues It’s timeto brighten up your bathroom


lifEStylE


15 legal Jonathan Uptonaskswhere leaseholders nowstand as aresult of twolandmark cases that change the way Section 20 consultationsmust be carried out


with a fewideas fromFlat Living ADViCE


16 Property Don’t get into hot waterwhen buying anew flat. Checkthatcentral heating


18 BobSmytherman This summer theFPRAhas been campaigning on insurance commissions andonarange of issuesaffecting 19 leaseholders in retirement property


systemwarns BSW’s Clive Searle oPiNioN


AlanWalker


20 letters Readers writefor advice on lift inspections and fire doors


Amorelevel-headedapproach to health& safety is badly needed says Alan


22 ARMAsurgery BruceMaunder Taylor answers moreof your leasehold questions


ARMA


24 Directory ARMAmember listings


26 find an agent Members advertise their services


31 What’s on ourwebsite for you? Over the next 20 pages we give readers a tasteofeachofthe different sections of the Flat Living websitewithlinks to theonline pages so youcan seefor yourselfwhat’s on offer, fromexplaining the finer points of lease extensions to advice onmaintenance


WEBSitEguiDE


32 What is a lease? Sterling EstatesManagement explains thecomplexitiesofthe leaseholdproperty system


34 Extending your lease What is alease extensionand howdoesthe processwork?


35 Buying your freehold JPC Lawtalks flat owners through the process


36 What is Right toManage? Since2003flat owners have hadthe right to decide on themanagement arrangements for their property


37 Manage your block TrinityEstates offersits tips forchoosing the right agent


38 Howto formaResident’s Management Company


Jordans’Karen Howell-Bowleysharesher expertise company formations


39 Why outsource propertymanagement TheMainstayGroup argues thecasefor professional propertymanagement


40 Service charges and accounts What areservice charges,whattodoif you don’t agree with your service charge demand andwhattodoabout service charge arrears


42 Key aspects of blockmaintenance London 1Stop explains theimportance of forwardplanning foreffective maintenance


43 Caselaw Jonathan Uptonlooks at recent cases of importance to flat owners


44 Managingrisk Blue Risk highlights theimportance of health andsafetyand explainswhy riskmanagement is an essentialpartof propertymanagement


The Crabtree Property Group


Property Management |Sales,Lettings &Lettings Management |Litigation |LeaseExtensions Tailor-made Services To Meet All Of Your Property Needs


Cr ba tree PropertyManagement 4 Cr ba tree PropertyInvestments Issue 15 Flat Living 60 54 23 12


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