Winter2011 13 ARMA
39 ARMASurgery BruceMaunder Taylor answers more of your leaseholdquestions.
42 Find an agent Members advertise their services.
46 ARMAGuidance Advisory Note 08, Accounting for service charges explains the new best practice guidance issued in October.
48 ARMADirectory ARMAmember listings.
FEATURES
51 Buying your freehold What is the process for buying your freehold? Does your block qualify and howmuchwillitcost?We answer these questions andmoreinthisguide to collective enfranchisement.
58 Insurance In this issue we take a look at claimsand howto deal with themefficiently; making sure youare never under-insured; and reducing the risk ofmaking a claim in the first place.
EnDnoTE
64 Companynewsand appointments
Find outwho is doingwhat and withwhom.
66 The Flat Living crosswordcompetition
Your chancetowin £50 ofMarks and Spencer vouchers.
Flat Living Winter 2011
5
WIN
ofM&SVouchers £50
Enter our Crossword competition Seepage66
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