Asset Protection Machinery Damage Machinery Damage Section


Definitions (Also refer to the Policy Definitions at the front of this policy booklet).


The following definitions apply to this Section and shall keep the same meaning wherever they appear in the Section unless an alternative definition is stated to apply.


Accidental Damage


Accidental damage to Plant or Machinery by any external cause not otherwise excluded.


Accidental Damage does not include Breakdown, Collapse or Explosion.


However, We will indemnify You in respect of any consequent Damage caused by Breakdown, Collapse or Explosion which is not otherwise excluded.


Breakdown


(1) The breaking, distortion or burning out of any part of the Plant or Machinery which occurs while the Plant or Machinery is being used normally, arising from


(a) any mechanical or electrical defect in the Plant or Machinery


(b) any sudden and unforeseen failure of any insured boiler or pressure plant


(2) The complete severance of a rope


(3) The fracturing or distortion of any part of the Plant or Machinery by frost


including any resultant loss of cooling, lubricating or insulating oil, refrigerant or brine.


Collapse


The sudden and dangerous distortion of any part of the Plant or Machinery caused by crushing stress by force of steam or fluid pressure.


Collapse does not include distortion by pressure or ignition of flue gases.


Explosion


The sudden and violent rending of Plant or Machinery by force of internal steam or fluid pressure.


Explosion does not include (a) pressure of chemical action


(b) ignition of the contents of the Plant or Machinery


(c) the pressure or ignition of flue gases. Plant or Machinery


All parts of the Property Insured stated in The Schedule. Any item described in The Schedule as a boiler includes the firing apparatus, motors, pumps, fans and dedicated controls.


Plant or Machinery does not include (a) non-metallic or refractory linings. (b) (i) cutting edges or extrusion heads (ii) moulds, patterns or dyes (iii) heating elements (iv) cables, ropes, belts or chains.


unless these require replacement as a result of Damage for which We have admitted liability


(c) supporting or enclosing structures, foundations, masonry or brickwork.


(d) any power unit, used only for road or site mobility, where Damage is caused solely by Breakdown.


(e) (i) office equipment (ii) spare parts.


unless specified in The Schedule.


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