Policy Definitions


Each time We use one of the words or phrases listed below, it will have the same meaning wherever it appears in Your policy unless We state otherwise. A defined word or phrase will start with a capital letter each time it appears in the policy.


Each Section of the policy contains definitions. They must be read in conjunction with the following Policy Definitions.


Damage


Loss, destruction or damage. Europe


The member countries of the European Union and the European Free Trade Association.


Period of Insurance


From the effective date until the expiry date (both shown in The Schedule) or any subsequent period for which We accept payment for renewal of this policy.


The Business


Activities directly connected with the business specified in The Schedule. The Excess


The amount or amounts shown in Your policy or The Schedule which We will deduct from each and every claim. If applicable, the amount deducted will be after the application of Average.


You will repay any such amount paid by Us. The Premises The premises specified in The Schedule. The Schedule


The document which specifies details of The Policyholder, The Premises, Property Insured and any Excesses, Endorsements and Conditions applying to the policy.


We/Us/Our/Aviva Aviva Insurance Limited.


You/Your/The Policyholder


The persons, companies, partnerships or unincorporated associations named in The Schedule as The Policyholder.


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